Equity
€21,194 from €122,519 in 2020
Equity fell by 83% in 5 years.
CLOUD-TECH
Lifetime
11 annual accounts with figures on one time axispeak €333,661 (2024)
€328,409▼ 1.6%
lowest -€16,642 (2015)
€121,122▼ 29.4%
peak €122,519 (2020)
€21,194▼ 70.6%
€322,842▲ 18.1%
Board2 names since 2014
2 directorsVANHOVE Pascal and 1 other
Documentsfilings and deeds
23-03-2026130 days before the deadline
2025micro format
Result from €171,505 to €121,122Dividend €172,000Equity from €72,072 to €21,194Debts from €273,443 to €322,842Investments €88,369Cash from €147,202 to €100,786
Key points
from the 2025 annual accountsDebts
€322,842 94% of the balance sheet
Financial debts 3%Suppliers 15%Taxes and wages 33%Other 49%
Of this, €312,393 falls due within a year.
Investments
€88,369 1.8 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 95.3% higher than in 2024.
Staff
3 employees on 31-12-2025
In 2025, 2 people joined and nobody left.
At the same address
23 companies
Position in the sector
6.2%
Lower solvency than 87% of companies in computer programming and consultancy. Sector median 60.0% · 21,206 companies.
Checked score
91
Excellent
Financially stronger than 30% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: < 0.1%▼ -0.1 percentage points vs 04-2025lowest value
06-2025: < 0.1%● unchanged vs 05-2025lowest value
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: 0.1%▲ +0.1 percentage points vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026highest value
09-2026: 0.1%● unchanged vs 08-2026highest value
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Equity €21,194 (6.2% of total assets)
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Size: total assets €344,036
Liquidity: current ratio 0.47, cash €100,786
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 14% of them on solvency, 15% on liquidity, 82% on profitability and 10% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,325 companies had the same profile as CLOUD-TECH has now. Each dot stands for 4 companies, two years later.
95.2%
were still trading
3.2%
stopped another way
1.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of CLOUD-TECH itself is lower: 0.1% within 12 months. It rests on far more data about CLOUD-TECH than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,325 companies, not a prediction for CLOUD-TECH. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.47 (0.77 in 2024), below 1. Short-term debt is 90.8% and cash 29.3% of total assets. 93.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 21206 sector peers (2025).
NBB · sector comparisonPosition among 21206 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-03-2026, 130 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
130 days early
2024
122 days early
2023
23 days early
2022
5 days early
2021
3 days early
2020
16 days late
2019
4 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 39 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 July (4 of the last 5 accounts filed within 100 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0565946696
Changes of role: VANHOVE Pascal (director) and PIERRE Keevin (director)
Gazette deed
Incorporation
published on 29-10-2014 · Gazette deed
First establishment
Briljantstraat 86, Watermael-Boitsfort
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CLOUD-TECH Watermael-Boitsfort | €344,036 | €328,409 | 6.2% | - |
| ATHYLA Grâce-Hollogne | €369,909 | €306,796 | 60.4% | - |
| Pro Backup Hasselt | €390,100 | €321,683 | 3.0% | 0.4 |
| TRADUCOM Zwevegem | €324,436 | €295,570 | 1.6% | - |
| SPINOZ Braine-l'Alleud | €293,907 | €319,828 | 15.7% | - |
| EVOLUTO Meise | €329,281 | €282,636 | 35.5% | - |
| ABOUT IT Brussels | €376,523 | €262,631 | 28.7% | - |
These companies have the same main activity as CLOUD-TECH: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €294,000 and €390,000, founded between 2014 and 2015.
Official details
Source: KBO- Status
- Active since 27-10-2014Normal situation
- Registered office
- 25 active companies are registered at this address1 started in the 12 months before. Source: KBO register, as of 9 November 2026.
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 6 others
- Joint committee
- 200Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment unit
- 2.236.339.1561170 Watermael-Boitsfort, since 27-10-2014
- Financial year end
- 31 December
- Peppol
- Reachable since 01-01-2026
Annual accounts 2025
- ≈ €860,000estimated
- €344,036▼ 0.4%
- Employeeson 31-12-2025
- 3▲ 200%
- Filing
- Filed on 23-03-2026, 130 days before the end of the filing period
Insights on CLOUD-TECH
CLOUD-TECH files the micro format. That format states no turnover. The gross margin rose from €21,514 in 2015 to €328,409 in 2025.
The balance sheet grew most from 2022 to 2024 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CLOUD-TECH
- What is the company number of CLOUD-TECH?
- The company number of CLOUD-TECH is 0565.946.696. The VAT number is the same number with BE in front: BE 0565.946.696.
- Where is CLOUD-TECH based?
- The registered office is at Briljantstraat 86, 1170 Watermael-Boitsfort.Company details
- What does CLOUD-TECH do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of CLOUD-TECH?
- CLOUD-TECH is a private limited company (BV).
- When was CLOUD-TECH founded?
- CLOUD-TECH was founded on 27-10-2014.
- Is CLOUD-TECH still active?
- Yes, CLOUD-TECH is an active enterprise in the KBO register.
- How many employees does CLOUD-TECH have?
- CLOUD-TECH had an average of 1.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does CLOUD-TECH fall under?
- In its 2025 annual accounts, CLOUD-TECH states joint committee 200 (Auxiliary committee for white-collar workers).
- What is the turnover of CLOUD-TECH?
- The turnover in financial year 2025 is ≈ €860,000. This figure is estimated from the gross margin of €328,409 and 133 comparable companies (NACE 62200). It probably lies between €590,000 and €1.4m.
- Is CLOUD-TECH profitable?
- In financial year 2025, CLOUD-TECH made a profit of €121,122.
- Where can I find the annual accounts of CLOUD-TECH?
- CLOUD-TECH filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CLOUD-TECH due?
- CLOUD-TECH must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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