KORAAL INSURE

Active Risk: not assessed

Private limited companyfounded 2008active for 18 yearsVeemarkt(Kor) 51, 8500 Kortrijk, BelgiumKBO/BCE: BE 0895.919.912

Summary

KORAAL INSURE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €310,056 and a net result of €125,602. Equity is growing by about 8.3% per year across the filed financial years. Its solvency ranks better than 34% of 3,036 sector peers (NACE 66, financial year 2025). The company has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals.

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KORAAL INSUREActive

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Activity

Insurance agents and brokers

NACE 66220

1 site

Size

€1.0mtotal assets 2025

Staff: 2.8 FTE
Equity: €310,056
Profit: €125,602

Turnover not published (micro format)

Financial health

Financial institution: outside the modelBankruptcy probability: sector outside the model

Structure

Parent: KORAAL FINANCE · 100%

DELAERE VeerleDirector
LAVAERT-DELAEREDirector · permanent representative LAVAERT Gunther
VANHOUTTEGHEM BartDirector

2025 accounts 17 days early1 of 9 deeds summarised

SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.

Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

1 signal.

neutral

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

17 days early

2024

28 days late

2023

30 days late

2022

49 days late

2021

30 days late

2020

130 days early

2019

83 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 10 days after the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

27-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

14-07-2026 Annual accounts filedfinancial year 2025 · micro…
28-08-2025 Annual accounts filedfinancial year 2024 · micro…
30-08-2024 Annual accounts filedfinancial year 2023 · micro…

Key points

Positive: Result rose in 2025from €30,449 to €125,602 ▲ 312% View
Positive: Among the best 16% on net resultsector median €32,378 · 3,037 companies €125,602 View
Positive: 8 profitable years in a rowprofit 2025: €125,602 8 years View
Controlled by KORAAL FINANCE 100% View

By topic

Financials

Financial year: 2025
Total assets: €1.0m
Profit: €125,602
Solvency: 30.8%

Turnover▲ 10.8%

Net result

20202023

Go to Financials

Board & ownership

Board: 3 members
Parent: KORAAL FINANCE · 100%

DELAERE VeerleDirector
LAVAERT-DELAEREDirector
VANHOUTTEGHEM BartDirector

Go to Board & ownership

Network & group

Connected companies: 1

Go to Network & group

Timeline

Events: 23
Since: 2009
Next accounts: by 31-07-2027

26-10-2023Resignations: VANHOUTTEGHEM Bart, LAVAERT-DELAERE and DELAERE Veerle
18-09-2023Annual accounts filed
31-12-2022Liquidity more than doubled

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Insurance agents and brokersNACE 66220
Founded: 21-02-2008
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 17

Who signs: Each director alone

Go to Articles of association

Key facts about KORAAL INSURE

What is the company number of KORAAL INSURE?: 0895.919.912. In Belgium the VAT number is the company number with BE in front: BE 0895.919.912.
Where is KORAAL INSURE based?: The registered office is at Veemarkt(Kor) 51, 8500 Kortrijk.Company details
What does KORAAL INSURE do?: According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of KORAAL INSURE?: Private limited company (BV).
When was KORAAL INSURE founded?: On 21-02-2008.
Is KORAAL INSURE still active?: Yes, KORAAL INSURE is an active enterprise in the KBO register.
How many employees does KORAAL INSURE have?: On average 2.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of KORAAL INSURE?: €504,558 in financial year 2023, according to the filed annual accounts.
Is KORAAL INSURE profitable?: In financial year 2025, KORAAL INSURE made a profit of €125,602.
Where can I find the annual accounts of KORAAL INSURE?: KORAAL INSURE filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of KORAAL INSURE due?: By 31-07-2027, for financial year 2026.Timeline