FCIB

Active Risk: not assessed

Private limited companyfounded 2000active for 25 yearsRue de Tournai(TEM) 32, 7520 Tournai, BelgiumKBO/BCE: BE 0473.606.062

Summary

FCIB is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €310,971 and a net result of €99,265. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 40% of 3,030 sector peers (NACE 66, financial year 2025). The company has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals.

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FCIBActive

Risk analysis Report Compare

Activity

Insurance agents and brokers

NACE 66220

1 site

Size

€813,749total assets 2025

Staff: 3.8 FTE
Equity: €310,971
Profit: €99,265

Turnover not published (micro format)

Financial health

Financial institution: outside the modelBankruptcy probability: sector outside the model

Structure

Victor ClaeyssensDirector

Accounts 66 days early1 of 2 deeds read

Signalslowers riskGrowing equityneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.

Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

Two signals.

lowers riskneutral

Growing equity

Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.

NBB · annual accounts 2025

Equity per financial year

1819202122232425

2018 to 2025 · latest year €310,971

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

66 days early

2024

97 days early

2023

93 days early

2022

111 days early

2021

88 days early

2020

116 days early

2019

108 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 97 days before the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 April (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

24-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

05-06-2026 Appointment: Victor Claeyssens (director)Gazette deed
26-05-2026 Annual accounts filedfinancial year 2025 · micro…
31-12-2025 Highest result from 2018 to 2025net €99,265 ▲4.9%

Key points

Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
Positive: Among the best 20% on net resultsector median €32,378 · 3,031 companies €99,265 View
Positive: Equity rose in 2025from €211,706 to €310,971 ▲ 46.9% View
New directorlatest change 30-03-2026 · 1 in office 1 joined View

By topic

Financials

Financial year: 2025
Total assets: €813,749
Profit: €99,265
Solvency: 38.2%

Total assets▲ 2.1%

Net result

20182025

Go to Financials

Board & ownership

Board: 1 member

Victor ClaeyssensDirector

Go to Board & ownership

Timeline

Events: 31
Since: 2002
Next accounts: by 31-07-2027

25-04-2025Annual accounts filed
31-12-2024Equity above €200,000
29-04-2024Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Insurance agents and brokersNACE 66220
Founded: 22-12-2000
Year ends: 31-12
Peppol: Not found in the Peppol directory

Go to Company details

Key facts about FCIB

What is the company number of FCIB?: 0473.606.062. In Belgium the VAT number is the company number with BE in front: BE 0473.606.062.
Where is FCIB based?: The registered office is at Rue de Tournai(TEM) 32, 7520 Tournai.Company details
What does FCIB do?: According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of FCIB?: Private limited company (BV).
When was FCIB founded?: On 22-12-2000.
Is FCIB still active?: Yes, FCIB is an active enterprise in the KBO register.
How many employees does FCIB have?: On average 3.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of FCIB?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is FCIB profitable?: In financial year 2025, FCIB made a profit of €99,265.
Where can I find the annual accounts of FCIB?: FCIB filed 25 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of FCIB due?: By 31-07-2027, for financial year 2026.Timeline