KOMOS
ActiveKOMOS has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €101k and a net result of €18k. Equity is growing by ~14.5% per year across the filed fiscal years. Its solvency ranks better than 60% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▼-9
Solvency100▲+4
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.92 against 2.18 in 2024), and 34.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.7%
Return on assets
11.9%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-05-2026, 81 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
81 d early
2024
141 d early
2023
69 d early
2022
49 d early
2021
69 d early
2020
64 d early
2019
77 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€101k▲ 22.1%
2024 · €82k
2018: €47k
2019: €43k
2020: €40k
2021: €25k
2022: €37k
2023: €62k
2024: €82k
2018 → 2025
Total assets
€153k▼ 1.4%
2024 · €155k
2018: €61k
2019: €73k
2020: €65k
2021: €54k
2022: €89k
2023: €106k
2024: €155k
2018 → 2025
Net result
€18k▼ 58.2%
2024 · €44k
2018: €14k
2019: €-3k
2020: €-3k
2021: €-4k
2022: €12k
2023: €25k
2024: €44k
2018 → 2025
Working capital
€96k▲ 27.1%
2024 · €75k
2018: €46k
2019: €39k
2020: €33k
2021: €20k
2022: €25k
2023: €54k
2024: €75k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€25k-€37k▲ 47.7%€62k▲ 66.0%€82k▲ 32.8%€101k▲ 22.1%
Operating result€-3k-€16k€37k▲ 127%€63k▲ 72.0%€28k▼ 55.9%
Net result€-4k-€12k€25k▲ 105%€44k▲ 76.8%€18k▼ 58.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 56% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €153k
Fixed assets
€8k▼ 52.6%
Current assets
€145k▲ 4.6%
Equity and liabilities €153k
Equity
€101k▲ 22.1%
Debt
€52k▼ 28.1%
The debt ratio falls from 47.0% to 34.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€38k▼
2024 · €73k
Cash flow
€28k▼
2024 · €53k
Solvency
65.7%▲
2024 · 53.0%
Current ratio
2.92▲
2024 · 2.18
Quick ratio
2.85▲
2024 · 2.04
Debt / equity
0.52▼
2024 · 0.89
ROE
18.1%▼
2024 · 53.0%
ROA
11.9%▼
2024 · 28.1%
Interest coverage
31.75▼
2024 · 58.24
Debt
€52k▼
2024 · €73k
Debt ≤ 1 year
€50k▼
2024 · €64k
Debt > 1 year
€3k▼
2024 · €9k
Income taxes
€8k▼
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€155k€153k▼
Fixed assets21/28€16k€8k▼
Tangible fixed assets22/27€16k€8k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€12k€4k▼
Other tangible fixed assets26€2k€2k▼
Current assets29/58€139k€145k▲
Stocks and contracts in progress3€9k€3k▼
Stocks30/36€9k€3k▼
Amounts receivable within one year40/41€29k€60k▲
Trade receivables40€28k€56k▲
Other amounts receivable41€472€3k▲
Cash at bank and in hand54/58€100k€81k▼
Deferred charges and accrued income490/1€981€1k▲
Equity and liabilities
Total equity and liabilities10/49€155k€153k▼
Equity10/15€82k€101k▲
Contributions10/11€12k€12k=
Reserves13€70k€88k▲
Distributable reserves133€70k€88k▲
Amounts payable17/49€73k€52k▼
Amounts payable after more than one year17€9k€3k▼
Financial debts170/4€9k€3k▼
Amounts payable within one year42/48€64k€50k▼
Current portion of amounts payable after more than one year42€6k€6k▲
Financial debts43€2k€2k▲
Credit institutions430/8€2k€2k▲
Trade debts44€8k€31k▲
Suppliers440/4€8k€31k▲
Taxes, remuneration and social security45€24k€10k▼
Taxes450/3€24k€10k▼
Other amounts payable47/48€22k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€74k€39k▼
Operating profit (loss)9901€63k€28k▼
Financial income75/76B€832€84▼
Recurring financial income75€832€84▼
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€62k€27k▼
Income taxes67/77€19k€8k▼
Profit (loss) for the period9904€44k€18k▼
Profit (loss) for the period to be appropriated9905€44k€18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€44k€18k▼
Transfer from equity791/2€23k-
Transfer to equity691/2€44k€18k▼
To other reserves6921€44k€18k▼
Profit to be distributed694/7€23k-
Return on contributions (dividend)694€23k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €101k ▲22.1%
4 profitable years in a row build equity to €101k.
12-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €44k ▲76.8%
Operating result €63k, net result €44k, both a record.
23-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €12k
Net result €12k after 3 loss-making years.
23-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
28-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
17-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
17-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beernem · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwendorpe 448730 BeernemGround area
629 m²
Building footprint
111 m²
Volume, LiDAR
552 m³
Parcel 31021B0137/00N000, Flanders · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KOMOS
since 20122.213.486.748
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31021B0137/00N000 | Flanders | 629 m² | 1 · 111 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 40,464 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-10-2012
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.