YUMÁO
ActiveSummary
YUMÁO has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €101k and a net result of €-10k. Equity is growing by ~14.6% per year across the filed fiscal years. Its solvency ranks better than 36% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50▼-20
Solvency62▲+4
Growth52=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.11 against 0.4 in 2024; short-term debt: 28.7% and cash: 2.4% of total assets), and 63.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.7%
Return on assets
-3.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
29 d early
2024
38 d early
2023
37 d early
2022
42 d early
2021
41 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€101k▼ 9.3%
2024 · €111k
2021: €47k
2022: €79k
2023: €106k
2024: €111k
2021 → 2025
Total assets
€274k▼ 18.7%
2024 · €337k
2021: €206k
2022: €222k
2023: €376k
2024: €337k
2021 → 2025
Net result
€-10k
2024 · €5k
2021: €42k
2022: €31k
2023: €28k
2024: €5k
2021 → 2025
Working capital
€-70k▼ 40.7%
2024 · €-50k
2021: €17k
2022: €-2k
2023: €-47k
2024: €-50k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€47k-€79k▲ 65.3%€106k▲ 35.2%€111k▲ 4.5%€101k▼ 9.3%
Operating result€58k-€11k▼ 80.5%€43k▲ 285%€17k▼ 61.0%€-1k
Net result€42k-€31k▼ 27.0%€28k▼ 11.0%€5k▼ 82.9%€-10k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €1k after €17k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €274k
Fixed assets
€265k ▼ 12.6%
Current assets
€8k ▼ 74.4%
Equity and liabilities €274k
Equity
€101k ▼ 9.3%
Debt
€173k ▼ 23.3%
Debt's share of the balance-sheet total falls from 67.1% to 63.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€37k▼
2024 · €56k
Cash flow
€28k▼
2024 · €43k
Current ratio
0.11▼
2024 · 0.40
Debt to equity
1.72▼
2024 · 2.04
ROE
-10.2%▼
2024 · 4.3%
ROA
-3.8%▼
2024 · 1.4%
Interest coverage
4.35▼
2024 · 5.88
Debt ≤ 1 year
€79k▼
2024 · €83k
Debt > 1 year
€95k▼
2024 · €143k
Income taxes
€682▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€337k€274k▼
Fixed assets21/28€304k€265k▼
Tangible fixed assets22/27€159k€120k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€136k€101k▼
Other tangible fixed assets26€21k€18k▼
Financial fixed assets28€145k€145k=
Current assets29/58€33k€8k▼
Amounts receivable within one year40/41€18k€2k▼
Trade receivables40€18k€0▼
Other amounts receivable41€0€2k▲
Cash at bank and in hand54/58€15k€7k▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€337k€274k▼
Equity10/15€111k€101k▼
Contributions10/11€5k€5k=
Reserves13€106k€96k▼
Distributable reserves133€106k€96k▼
Amounts payable17/49€226k€173k▼
Amounts payable after more than one year17€143k€95k▼
Financial debts170/4€143k€95k▼
Amounts payable within one year42/48€83k€79k▼
Current portion of amounts payable after more than one year42€47k€48k▲
Trade debts44€12k€6k▼
Suppliers440/4€12k€6k▼
Taxes, remuneration and social security45€10k€5k▼
Taxes450/3€10k€5k▼
Other amounts payable47/48€14k€19k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€39k€38k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€58k€39k▼
Operating profit (loss)9901€17k€-1k▼
Financial charges65/66B€9k€9k▼
Recurring financial charges65€9k€9k▼
Profit (loss) for the period before taxes9903€7k€-10k▼
Income taxes67/77€3k€682▼
Profit (loss) for the period9904€5k€-10k▼
Profit (loss) for the period to be appropriated9905€5k€-10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€-10k▼
Transfer from equity791/2-€10k
Transfer to equity691/2€5k€0▼
To other reserves6921€5k€0▼
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-10k ▼317%
Net result drops to €-10k, the lowest in the series.
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €100kEq €106k ▲35.2%
3 profitable years in a row build equity to €106k.
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mol · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heistraat 1172400 MolGround area
2,520 m²
Building footprint
191 m²
Volume, LiDAR
1,143 m³
Parcel 13025G0975/00B023, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
YUMÁO
since 20212.320.306.811
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13025G0975/00B023 | Flanders | 2,520 m² | 1 · 191 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 40,599 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-07-2021
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.