KOMIVER
ActiveKOMIVER is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €813k and a net result of €-11k. Equity is shrinking by ~11.2% per year across the filed fiscal years. Its solvency ranks better than 82% of 7954 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
2 d early
2023
on the day
2022
27 d early
2021
12 d early
2020
12 d early
2019
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€813k▼ 11.9%
2024 · €922k
2018: €1.72M
2019: €1.84M
2020: €1.40M
2021: €1.22M
2022: €1.18M
2023: €758k
2024: €922k
2018 → 2025
Net result
€-11k
2024 · €164k
2018: €127k
2019: €122k
2020: €98k
2021: €-180k
2022: €-40k
2023: €6k
2024: €164k
2018 → 2025
Total assets
€965k▼ 14.5%
2024 · €1.13M
2018: €1.73M
2019: €1.86M
2020: €1.98M
2021: €1.83M
2022: €1.73M
2023: €1.78M
2024: €1.13M
2018 → 2025
Solvency
84.2%▲ 2.5pp
2024 · 81.7%
2018: 99.4%
2019: 99.1%
2020: 70.5%
2021: 66.7%
2022: 67.9%
2023: 42.7%
2024: 81.7%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.22M-€1.18M▼ 3.3%€758k▼ 35.6%€922k▲ 21.6%€813k▼ 11.9%
Operating result€-112k-€3k€3k▲ 30.4%€223k▲ 6,517%€-10k
Net result€-180k-€-40k▲ 77.8%€6k€164k▲ 2,678%€-11k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €10k after €223k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €965k
Fixed assets
€488k▼ 18.5%
Current assets
€476k▼ 9.9%
Equity and liabilities €965k
Equity
€813k▼ 11.9%
Debt
€152k▼ 26.0%
The debt ratio falls from 18.3% to 15.8%: debt falls faster than equity shrinks.
Key figures and ratios
Solvency
84.2%▲
2024 · 81.7%
ROE
-1.4%▼
2024 · 17.8%
ROA
-1.2%▼
2024 · 14.5%
Debt
€152k▼
2024 · €206k
Debt ≤ 1 year
€114k▲
2024 · €5k
Debt > 1 year
€38k▼
2024 · €169k
Income taxes
€2k▼
2024 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.13M€965k▼
Fixed assets21/28€599k€488k▼
Tangible fixed assets22/27€549k€488k▼
Land and buildings22€436k€411k▼
Plant, machinery and equipment23€7k€6k▼
Furniture and vehicles24€90k€56k▼
Other tangible fixed assets26€16k€16k=
Financial fixed assets28€50k€0▼
Current assets29/58€529k€476k▼
Amounts receivable after more than one year29-€12k
Other amounts receivable291-€12k
Amounts receivable within one year40/41€67k€93k▲
Trade receivables40€30k€78k▲
Other amounts receivable41€37k€15k▼
Current investments50/53€250k€250k=
Cash at bank and in hand54/58€212k€117k▼
Deferred charges and accrued income490/1€0€4k▲
Equity and liabilities
Total equity and liabilities10/49€1.13M€965k▼
Equity10/15€922k€813k▼
Contributions10/11€19k€19k=
Reserves13€903k€805k▼
Distributable reserves133€903k€805k▼
Profit (loss) carried forward14€0€-11k▼
Amounts payable17/49€206k€152k▼
Amounts payable after more than one year17€169k€38k▼
Other amounts payable178/9€169k€38k▼
Amounts payable within one year42/48€5k€114k▲
Trade debts44€171€6k▲
Suppliers440/4€171€6k▲
Taxes, remuneration and social security45€4k€9k▲
Taxes450/3€4k€9k▲
Other amounts payable47/48€0€98k▲
Accrued charges and deferred income492/3€32k€480▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€65k€60k▼
Other operating charges640/8€4k€4k▲
Gross operating margin9900€292k€54k▼
Operating profit (loss)9901€223k€-10k▼
Financial income75/76B€3k€643▼
Recurring financial income75€3k€643▼
Financial charges65/66B€32k€97▼
Recurring financial charges65€32k€97▼
Profit (loss) for the period before taxes9903€195k€-10k▼
Income taxes67/77€31k€2k▼
Profit (loss) for the period9904€164k€-11k▼
Profit (loss) for the period to be appropriated9905€164k€-11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€164k€-11k▼
Transfer from equity791/2€0€98k▲
Transfer to equity691/2€164k€0▼
To other reserves6921€164k€0▼
Profit to be distributed694/7€0€98k▲
Return on contributions (dividend)694€0€98k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €164k ▲2678%
Operating result €223k, net result €164k, both a record.
31-12
Financial
Liquidity times 99current ratio 114.51
Current ratio from 1.15 to 114.51; short-term debt falls from €446k to €5k.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €6k
Net result €6k after 2 loss-making years.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity quadruplescurrent ratio 20.14
Current ratio from 5.58 to 20.14; short-term debt falls from €71k to €21k.
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-180k ▼283%
Net result drops to €-180k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 7current ratio 5.58
Current ratio from 0.85 to 5.58; short-term debt falls from €574k to €71k.
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eekloseweg 499910 AalterGround area
3,693 m²
Building footprint
420 m²
Volume, LiDAR
2,086 m³
Parcel 44067A0718/00D000, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Eekloseweg 49, 9910 Aalter
since 20122.210.709.083
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44067A0718/00D000 | Flanders | 3,693 m² | 1 · 420 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,641 companies in sector 64210 we hold annual accounts for 19,693. 13,101 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-05-2012
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.