Checked.be · Company dossierhttps://checked.be/en/c/b-v-l-0464683547 · as of 24-10-2026
B.V.L.
Active
Private limited company · founded 1998 · active for 27 yearsKoningin Elisabethlei 47, 2300 Turnhout, BelgiumKBO/BCE: BE 0464.683.547
Summary
B.V.L. is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. For B.V.L., one filing cycle of the annual accounts is missing. The 2024 annual accounts show equity of €812,332 and a net result of -€89,489. Equity is growing by about 9.3% per year across the filed financial years. Its solvency ranks better than 72% of 9,700 sector peers (NACE 64, financial year 2024). The company has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals.
9th oldest company in Turnhout, Finance and insurance sector1 site
Size
€1.1mtotal assets 2024
Equity
€812,332
Loss
-€89,489
Turnover not published (abbreviated or micro format)
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
2025 accounts not filed, 85 days past the deadline1 of 7 deeds summarised
Signalsraises riskAnnual accounts not filed2024 accounts filed 94 days lateShow the evidence
Checked score
Outside the general model
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Filing: One filing cycle is missing
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
31-12-2025 year end31-07-2026 deadline24-10-2026 today
raises risk · 2024 accounts filed 94 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-11-2025, 94 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 104 days after the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
Annual accounts filedfinancial year 2024 · micro…
Weakest financial yearnet -€89,489
Annual accounts filedfinancial year 2023 · micro…
Key points
Caution: From profit to loss in 2024after €59,027 in 2023-€89,489View
Caution: Among the weakest 5% on net resultsector median €29,632 · 9,697 companies-€89,489View
Caution: 2025 accounts not fileddeadline was 31-07-202685 days past the deadlineView