Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of Komatco is 0.4% (very low). The 2025 annual accounts show negative equity (€-3.19M) and a net result of €-292k. The figures fluctuate too strongly year-on-year for a reliable trend projection. The company has been active since 1964 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 8 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Signals
1 signal · with evidenceSignals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wide| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | 18-08-2026 | 18 d late | 2026-00404674 |
| 31-12-2024 | 31-07-2025 | 16-06-2025 | 45 d early | 2025-00142117 |
| 31-12-2023 | 31-07-2024 | 05-06-2024 | 56 d early | 2024-00111542 |
| 31-12-2022 | 31-07-2023 | 31-08-2023 | 31 d late | 2023-00398511 |
| 31-12-2021 | 31-07-2022 | 25-08-2022 | 25 d late | 2022-20317903 |
| 31-12-2020 | 31-07-2021 | 03-08-2021 | 3 d late | 2021-45500024 |
| 31-12-2019 | 31-07-2020 | 04-08-2020 | 4 d late | 2020-38800468 |
| 31-12-2018 | 31-07-2019 | 13-11-2019 | 105 d late | 2019-73600408 |
| 31-12-2017 | 31-07-2018 | 24-08-2018 | 24 d late | 2018-50100305 |
| 31-12-2016 | 31-07-2017 | 17-08-2017 | 17 d late | 2017-44300435 |
Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsAdministrative Flags
Financials
Annual accounts & ratios
Source: NBB · 2025How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Show 14 other metrics
| Fiscal year | 2025 |
|---|---|
| Deposit | verkort |
| Revenue | €205k |
| EBITDA | - |
| Net profit | €-292k |
| Cash flow | - |
| Staff costs | €197k |
| Income taxes | - |
| Dividends | - |
| Total assets | €4.47M |
| Equity | €-3.19M |
| Debt | €7.65M |
| of which ≤ 1y | €166k |
| of which > 1y | €7.49M |
| Working capital | €157k |
| Employees (FTE) | 2.0 |
| 2025 | |
|---|---|
| Current ratio | 1.95 |
| Quick ratio | 1.95 |
| Working capital ratio | 3.5% |
| Solvency | -71.3% |
| Debt / equity | -2.40 |
| Long-term debt ratio | -2.35 |
| Interest coverage | - |
| Gross margin | 47.9% |
| Net margin | -143.0% |
| ROA | -6.5% |
| ROE | 9.2% |
| EBITDA margin | - |
| Days sales outstanding | 85d |
| Days payable outstanding | 102d |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (24 line items)
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €4.47M |
| Fixed assets | 21/28 | €4.15M |
| Tangible fixed assets | 22/27 | €63k |
| Financial fixed assets | 28 | €4.08M |
| Current assets | 29/58 | €323k |
| Amounts receivable within one year | 40/41 | €272k |
| Cash & bank | 54/58 | €204 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €4.47M |
| Equity | 10/15 | €-3.19M |
| Contributions / capital | 10/11 | €124k |
| Reserves | 13 | €1.96M |
| Accumulated profits (losses) | 14 | €-5.26M |
| Amounts payable | 17/49 | €7.65M |
| Amounts payable after one year | 17 | €7.49M |
| Amounts payable within one year | 42/48 | €166k |
| Trade debts payable within one year | 44 | €30k |
| Income statement | ||
| Turnover | 70 | €205k |
| Gross operating margin | 9900 | €98k |
| Operating result | 9901 | €-100k |
| Financial income | 75 | €83k |
| Financial charges | 65 | €276k |
| Result before taxes | 9903 | €-292k |
| Net result for the period | 9904 | €-292k |
| Result to be appropriated | 9905 | €-292k |
Health barometer
FY 2025 · computedThe full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46012B0242/00F000 | Flanders | 13.4 ha | 1 · 38 m² | - |
Publications
Lifecycle & Insolvency Signals
Belgisch Staatsblad · acts
1 act04-10-2022 Registered office moved from Aartselaar to Kieldrecht
- Reetsesteenweg 85 2630 Aartselaar → Blikken, Haven 1658 te 9130 Kieldrecht
Analysis
Financial profile
5 of 5 axes measuredStrong profile, led by stability.
All 5 axes are computed from data Checked has read.
Credit advice
verdict per customer and amountSimilar
Similar companies
Comparable size, same sectorCompany registry
Company registry (CBE)
Crossroads Bank| Legal nameNL | Komatco |