Active BE 0432.689.779Public limited company

KOGIMMO

T'Kintstraat 60/8 ·1000 Brussel, Belgium· 38 yrs active

Sector: Renting and operating of own or leased residential real estate, excluding social housing (68201)

Conclusion Checked

KOGIMMO has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6.58M and a net result of €75k. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 82% of 208 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Based on the State Gazette, CBE and 3 annual accounts.

Key figures

Equity	€6.58M
Net result	€75k
Staff (FTE)	1
Better than sector	82%

Financial profile 5 of 5 axes measured · computed by Checked

69 / 100

Strong profile, led by solvency.

All 5 axes are computed from data Checked has read.

Health 86

Profitability 6

Solvency 100

Growth 52

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.2% Very low

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Long-established

Founded in 1987, 38 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2025 · computed

86 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Indicative credit limit

€550k

estimate, not credit advice

Score history

86 2023

94 2024

86 2025

purely financial, excl. current insolvency signals

Score components

Liquidity Current ratio 4.02 (≥ 1.5) +10

Quick ratio Quick ratio 4.02 (≥ 1.0) +5

Leverage Debt/equity 0.11 (< 1.0) +10

Profitability ROE 1% +3

Interest coverage Interest coverage 4.8× (≥ 3×) +8

Profit trend Net profit down YoY -3

Equity growth Equity growing YoY +3

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview38 NBB filings

Annual accounts filed on 19-05-2026 with the NBB · fiscal year 2025 · full schema

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

stable Equity: stable across 3 fiscal years (±2.2%/year).

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 68, Real estate activities · compared within the same schema type (full schema)

Metric	This company	Sector median	Position in the sector
Solvency	80.6%	32.2%	better than 82% of 208 sector peers
Net result	€75k	€8k	better than 68% of 207 sector peers
Equity	€6.58M	€503k	better than 79% of 208 sector peers
Gross operating margin	€673k	€78k	better than 88% of 146 sector peers
Staff costs	€41k	€187k	higher than 28% of 42 sector peers

EBITDA

€432k

-30.9% 23-25

Net profit

€75k

-64.0% 23-25

Cash flow

€308k

-30.8% 23-25

Total assets

€8.17M

-3.7% 23-25

Equity

€6.58M

+1.2% 23-25

Working capital

€1.06M

-3.5% 23-25

Employees (FTE)

1

0.0% 23-25

Staff costs

€41k

-2.7% 23-25

Income taxes

€46k

-52.5% 23-25

Debt

€707k

-32.2% 23-25

Debt ≤ 1y

€353k

-11.8% 23-25

Debt > 1y

€349k

-45.4% 23-25

Current ratio

4.02

+6.9% 23-25

Quick ratio

4.02

+6.9% 23-25

Solvency

80.6%

+5.1% 23-25

Debt / equity

0.11

-33.0% 23-25

ROE

1.1%

-64.4% 23-25

ROA

0.9%

-62.6% 23-25

Interest coverage

4.79

-27.6% 23-25

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2025	2024	2023
Deposit	full schema	full schema	full schema
Revenue	-	-	-
EBITDA	€432k	€625k	€628k
Net profit	€75k	€210k	€209k
Cash flow	€308k	€445k	€447k
Staff costs	€41k	€43k	€33k
Income taxes	€46k	€98k	€99k
Dividends	-	-	-
Total assets	€8.17M	€8.49M	€8.73M
Equity	€6.58M	€6.51M	€6.30M
Debt	€707k	€1.04M	€1.43M
of which ≤ 1y	€353k	€400k	€500k
of which > 1y	€349k	€639k	€929k
Working capital	€1.06M	€1.10M	€1.01M
Employees (FTE)	1.0	1.0	1.0

Ratios (computed)

	2025	2024	2023
Current ratio	4.02	3.75	3.01
Quick ratio	4.02	3.75	3.01
Working capital ratio	13.0%	13.0%	11.5%
Solvency	80.6%	76.7%	72.2%
Debt / equity	0.11	0.16	0.23
Long-term debt ratio	0.05	0.10	0.15
Interest coverage	4.79	6.61	6.32
Gross margin	-	-	-
Net margin	-	-	-
ROA	0.9%	2.5%	2.4%
ROE	1.1%	3.2%	3.3%
EBITDA margin	-	-	-
Days sales outstanding	-	-	-
Days payable outstanding	-	-	-
Inventory turnover	-	-	-
Days inventory (DSI)	-	-	-

Balance-sheet composition 2025

Assets

Fixed assets €6.75M · 82.7% Current assets €1.42M · 17.4%

Equity & liabilities

Equity €6.58M · 80.6% Provisions €879k · 10.8% Debt €707k · 8.7%

Full annual accounts (24 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025	2024	2023
Balance sheet, Assets
TOTAL ASSETS	20/58	€8.17M	€8.49M	€8.73M
Fixed assets	21/28	€6.75M	€6.99M	€7.22M
Tangible fixed assets	22/27	€6.75M	€6.99M	€7.22M
Current assets	29/58	€1.42M	€1.50M	€1.51M
Amounts receivable within one year	40/41	€1.33M	€1.35M	€1.32M
Cash & bank	54/58	€71k	€95k	€182k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€8.17M	€8.49M	€8.73M
Equity	10/15	€6.58M	€6.51M	€6.30M
Contributions / capital	10/11	€2.35M	€2.35M	€2.35M
Reserves	13	€1.77M	€1.82M	€1.85M
Accumulated profits (losses)	14	€2.30M	€2.18M	€1.94M
Provisions & deferred taxes	16	€879k	€936k	€998k
Amounts payable	17/49	€707k	€1.04M	€1.43M
Amounts payable after one year	17	€349k	€639k	€929k
Amounts payable within one year	42/48	€353k	€400k	€500k
Trade debts payable within one year	44	€11k	€7k	€6k
Income statement
Gross operating margin	9900	€673k	€743k	€790k
Operating result	9901	€200k	€390k	€390k
Financial income	75	€536	€205	-
Financial charges	65	€90k	€95k	€99k
Result before taxes	9903	€110k	€296k	€291k
Income taxes	67/77	€46k	€98k	€99k
Net result for the period	9904	€75k	€210k	€209k
Result to be appropriated	9905	€122k	€256k	€266k

Legal Structure

NACE primary	Renting and operating of own or leased residential real estate, excluding social housing(68201)
Legal form	Public limited company(014)
Incorporation	30-11-1987
Status	Active
Postal code	1000

Establishment units 1 location

T'Kintstraat 60/8, 1000 Brussel

NACE 70111

since 20072.222.920.690

Real-estate footprint Source: CBE × cadastre

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21810L1524/00F009	Brussels	774 m²	1 · 540 m²	16.8 m · 4 fl.

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 11 events

All 13Financial 2Gazette 1Filings 10

Next filing, fiscal year 2026, expected by 31-07-2027

2026

19-05

NBB filing Annual accounts filed

fiscal year 2025 · full schema

2025

31-12

Financial Weakest financial yearnet €75k ▼64%

Net result drops to €75k, the lowest in the series.

21-05

NBB filing Annual accounts filed

fiscal year 2024 · full schema

2024

31-12

Financial Highest result since 2023net €210k ▲0.2%

Net result €210k, the highest in the series.

29-05

NBB filing Annual accounts filed

fiscal year 2023 · full schema

2023

08-12

State Gazette act Director changes

Marie-Antoinette Léonard

17-05

NBB filing Annual accounts filed

fiscal year 2022 · full schema

2022

17-05

NBB filing Annual accounts filed

fiscal year 2021 · full schema

2021

01-06

NBB filing Annual accounts filed

fiscal year 2020 · full schema

2020

18-06

NBB filing Annual accounts filed

fiscal year 2019 · full schema

2019

07-06

NBB filing Annual accounts filed

fiscal year 2018 · full schema

2018

12-06

NBB filing Annual accounts filed

fiscal year 2017 · full schema

2017

31-05

NBB filing Annual accounts filed

fiscal year 2016 · full schema

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Belgian State Gazette reading coverage 0 of 7 acts read

We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 2 years ago

2023

08-12-2023 Change in the board of directors Director changes·Marie-Antoinette Léonard

Notary: Marie-Antoinette Léonard · Wemmel

Original publication ↗

Technical details

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    },
    {
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  ],
  "notary": {
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  },
  "act_meta": {
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    "filing_date": "2023-12-06",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2023-12-05",
      "unanimous": true
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-12-05",
      "unanimous": true
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    {
      "body": "algemene_vergadering",
      "date": "2023-12-05",
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    {
      "body": "algemene_vergadering",
      "date": "2023-12-05",
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    {
      "body": "algemene_vergadering",
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    {
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      "date": "2023-12-05",
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    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0432.689.779",
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    "legal_form": "SA"
  },
  "publication_proxy": {
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    "org_rep_person_name": null,
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  },
  "co_filed_documents": [
    "exp\u00E9dition de l\u0027acte",
    "copie rapport sp\u00E9cial par l\u0027organe d\u0027administration",
    "texte des statuts coordonn\u00E9s pour \u00EAtre repris dans la base de donn\u00E9es num\u00E9rique",
    "texte clause de repr\u00E9sentation pour \u00EAtre repris dans la base de donn\u00E9es num\u00E9rique"
  ],
  "corrected_publication_numac": null
}

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Renting and operating of own or leased residential real estate, excluding social housing68201

Names & trade names

Legal nameFR

KOGIMMO

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