KOELPUNT
ActiveKOELPUNT has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €153k and a net result of €14k. Equity is growing by ~17.6% per year across the filed fiscal years. Its solvency ranks better than 76% of 405 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability64▼-14
Solvency97▲+6
Growth52=
Track record94
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 3.49 against 2.83 in 2024; short-term debt: 27.9% and cash: 0% of total assets), and 27.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.1%
Return on assets
6.5%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 02-04-2026, 28 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
28 d early
2024
on the day
2023
on the day
2022
12 d early
2021
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€153k▲ 9.9%
2024 · €139k
2021: €71k
2022: €82k
2023: €123k
2024: €139k
2021 → 2025
Total assets
€212k▲ 0.9%
2024 · €210k
2021: €210k
2022: €218k
2023: €231k
2024: €210k
2021 → 2025
Net result
€14k▼ 14.5%
2024 · €16k
2021: €46k
2022: €11k
2023: €41k
2024: €16k
2021 → 2025
Working capital
€148k▲ 16.6%
2024 · €127k
2021: €56k
2022: €85k
2023: €110k
2024: €127k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€71k-€82k▲ 15.9%€123k▲ 50.2%€139k▲ 13.0%€153k▲ 9.9%
Operating result€55k-€16k▼ 70.5%€56k▲ 241%€21k▼ 62.6%€30k▲ 42.3%
Net result€46k-€11k▼ 75.5%€41k▲ 267%€16k▼ 61.0%€14k▼ 14.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 42% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €212k
Fixed assets
€5k▼ 63.8%
Current assets
€207k▲ 5.7%
Equity and liabilities €212k
Equity
€153k▲ 9.9%
Debt
€59k▼ 16.5%
The debt ratio falls from 33.8% to 27.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€43k▲
2024 · €34k
Cash flow
€27k▼
2024 · €29k
Solvency
72.1%▲
2024 · 66.2%
Current ratio
3.49▲
2024 · 2.83
Quick ratio
1.81▼
2024 · 2.11
Debt / equity
0.39▼
2024 · 0.51
ROE
9.0%▼
2024 · 11.5%
ROA
6.5%▼
2024 · 7.6%
Interest coverage
4.44▼
2024 · 20.20
Debt
€59k▼
2024 · €71k
Debt ≤ 1 year
€59k▼
2024 · €69k
Income taxes
€9k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€210k€212k▲
Fixed assets21/28€14k€5k▼
Tangible fixed assets22/27€14k€4k▼
Plant, machinery and equipment23€6k€2k▼
Furniture and vehicles24€9k€2k▼
Financial fixed assets28-€1k
Current assets29/58€196k€207k▲
Stocks and contracts in progress3€50k€100k▲
Stocks30/36€5k€5k=
Contracts in progress37€45k€95k▲
Amounts receivable within one year40/41€145k€106k▼
Trade receivables40€79k€99k▲
Other amounts receivable41€66k€7k▼
Cash at bank and in hand54/58€533€90▼
Deferred charges and accrued income490/1€411€971▲
Equity and liabilities
Total equity and liabilities10/49€210k€212k▲
Equity10/15€139k€153k▲
Contributions10/11€25k€25k=
Reserves13€114k€128k▲
Distributable reserves133€114k€128k▲
Amounts payable17/49€71k€59k▼
Amounts payable after more than one year17€2k-
Financial debts170/4€2k-
Amounts payable within one year42/48€69k€59k▼
Current portion of amounts payable after more than one year42€13k€2k▼
Financial debts43€918-
Other loans439€918-
Trade debts44€39k€41k▲
Suppliers440/4€39k€41k▲
Taxes, remuneration and social security45€17k€15k▼
Taxes450/3€17k€15k▼
Other amounts payable47/48-€2k
Accrued charges and deferred income492/3€18-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k▲
Other operating charges640/8€6k€308▼
Gross operating margin9900€40k€43k▲
Operating profit (loss)9901€21k€30k▲
Financial income75/76B€3k€3k▼
Recurring financial income75€3k€3k▼
Financial charges65/66B€2k€10k▲
Recurring financial charges65€2k€10k▲
Profit (loss) for the period before taxes9903€22k€23k▲
Income taxes67/77€6k€9k▲
Profit (loss) for the period9904€16k€14k▼
Profit (loss) for the period to be appropriated9905€16k€14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€16k€14k▼
Transfer to equity691/2€16k€14k▼
To other reserves6921€16k€14k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Equity above €150kEq €153k ▲9.9%
5 profitable years in a row build equity to €153k.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Equity above €100kEq €123k ▲50.2%
3 profitable years in a row build equity to €123k.
18-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Weakest financial yearnet €11k ▼75.5%
Net result drops to €11k, the lowest in the series; recovery starts the following year.
15-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zedelgem · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Torhoutsesteenweg 1748210 ZedelgemGround area
820 m²
Building footprint
551 m²
Volume, LiDAR
2,956 m³
Parcel 31040D0476/00F000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KOELPUNT
since 20202.307.843.497
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31040D0476/00F000 | Flanders | 820 m² | 1 · 551 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FRIGAUGAIN
BE 0475.029.883
Enghien · Eq €153k
DISTRINOX BELUX
BE 0803.363.797
Wavre · Eq €152k
Detramasure Martial
BE 0698.966.657
Brakel · Eq €154k
DELCLIM
BE 0762.508.387
Anderlues · Eq €151k
MS-REFRIGERATION
BE 0821.919.107
Mons · Eq €148k
Of 462 companies in sector 28250 we hold annual accounts for 285. 217 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-10-2020
Fiscal year end30-09
Activities, NACEBEL
28250Manufacture of machinery and equipment not elsewhere classified
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.