ATMO-PAC
ActiveATMO-PAC has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €93k and a net result of €13k. Equity is growing by ~16.3% per year across the filed fiscal years. Its solvency ranks better than 75% of 311 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+4
Solvency83▼-17
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.27 against 8.8 in 2024; short-term debt: 41.6% and cash: 37.4% of total assets), and 41.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.4%
Return on assets
7.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
24 d late
2024
25 d late
2023
21 d late
2022
30 d early
2021
61 d late
2020
17 d late
2019
55 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€13k▲ 168%
2024 · €5k
2019: €8k
2020: €25k
2021: €13k
2022: €48k
2023: €12k
2024: €5k
2019 → 2025
Working capital
€84k▲ 6.4%
2024 · €79k
2019: €6k
2020: €30k
2021: €23k
2022: €67k
2023: €66k
2024: €79k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€43k-€80k▲ 88.6%€86k▲ 7.1%€91k▲ 5.4%€93k▲ 2.4%
Operating result€17k-€56k▲ 237%€29k▼ 48.9%€590▼ 97.9%€16k▲ 2,638%
Net result€13k-€48k▲ 260%€12k▼ 74.4%€5k▼ 61.6%€13k▲ 168%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 2,638% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €159k
Fixed assets
€9k▼ 24.8%
Current assets
€150k▲ 68.7%
Equity and liabilities €159k
Equity
€93k▲ 2.4%
Debt
€66k▲ 554%
The debt ratio rises from 10.0% to 41.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€24k▲
2024 · €10k
Cash flow
€21k▲
2024 · €14k
Solvency
58.4%▼
2024 · 90.0%
Current ratio
2.27▼
2024 · 8.80
Quick ratio
1.56▼
2024 · 8.31
Debt / equity
0.71▲
2024 · 0.11
ROE
13.5%▲
2024 · 5.2%
ROA
7.9%▲
2024 · 4.6%
Interest coverage
555.91▲
2024 · 109.69
Debt
€66k▲
2024 · €10k
Debt ≤ 1 year
€66k▲
2024 · €10k
Income taxes
€4k▲
2024 · €-4k
Staff costs
€3k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€101k€159k▲
Fixed assets21/28€12k€9k▼
Tangible fixed assets22/27€12k€9k▼
Plant, machinery and equipment23€4k€5k▲
Furniture and vehicles24€8k€3k▼
Financial fixed assets28€71€71=
Current assets29/58€89k€150k▲
Stocks and contracts in progress3€5k€47k▲
Stocks30/36€5k€47k▲
Amounts receivable within one year40/41€36k€44k▲
Trade receivables40€20k€19k▼
Other amounts receivable41€16k€25k▲
Cash at bank and in hand54/58€48k€59k▲
Equity and liabilities
Total equity and liabilities10/49€101k€159k▲
Equity10/15€91k€93k▲
Contributions10/11€6k€6k▼
Capital10€6k€6k▼
Issued capital100€6k€6k▼
Profit (loss) carried forward14€85k€87k▲
Amounts payable17/49€10k€66k▲
Amounts payable within one year42/48€10k€66k▲
Current portion of amounts payable after more than one year42€624-
Trade debts44€7k€51k▲
Suppliers440/4€7k€51k▲
Taxes, remuneration and social security45-€3k
Taxes450/3-€3k
Other amounts payable47/48€2k€12k▲
Income statement
Code20242025
Remuneration, social security and pensions62€3k€3k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€8k▼
Other operating charges640/8€3k€2k▼
Non-recurring operating charges66A€525-
Gross operating margin9900€16k€29k▲
Operating profit (loss)9901€590€16k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€90€44▼
Recurring financial charges65€90€44▼
Profit (loss) for the period before taxes9903€500€16k▲
Income taxes67/77€-4k€4k▲
Profit (loss) for the period9904€5k€13k▲
Profit (loss) for the period to be appropriated9905€5k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€85k€97k▲
Profit (loss) brought forward from the previous period14P€80k€85k▲
Profit to be distributed694/7-€10k
Return on contributions (dividend)694-€10k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 24 days late
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 25 days late
2024
31-12
Financial
Weakest financial yearnet €5k ▼61.6%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 21 days late
2023
01-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2019net €48k ▲260%
Operating result €56k, net result €48k, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
31-12
Financial
Liquidity doublescurrent ratio 3.63
Current ratio from 1.53 to 3.63; short-term debt falls from €12k to €11k.
24-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 55 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nassogne · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Laveu, Grune 146952 NassogneGround area
2,009 m²
Building footprint
129 m²
Parcel 83018A0377/00E000, Wallonia. Linked by address, not a title deed.
1 establishment unit
ATMO-PAC
since 20182.280.376.265
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 83018A0377/00E000 | Wallonia | 2,009 m² | 1 · 129 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JAVADO
BE 0427.066.848
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AC-TECH
BE 0795.279.442
La Louvière · Eq €92k
FRIGO STAR & services
BE 0825.555.518
Manage · Eq €94k
BUMA ENGINEERING
BE 0771.438.327
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KLIMATISATIE CLAPUYT
BE 0757.537.237
Waregem · Eq €95k
Of 462 companies in sector 28250 we hold annual accounts for 285. 202 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-10-2018
Fiscal year end31-12
Activities, NACEBEL
28250Manufacture of machinery and equipment not elsewhere classified
43211General electrical installation work
43212Electrical installation work in industrial facilities
43240Other construction installation
43299Specialised construction activities
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.