KOEKOEK INVEST
ActiveSummary
KOEKOEK INVEST has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €124k and a net result of €26k. Equity is growing by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 68% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+13
Solvency95▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 3.0 against 2.47 in 2024; short-term debt: 29.9% and cash: 0.6% of total assets), and 29.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.1%
Return on assets
14.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
22 d early
2024
29 d late
2023
34 d late
2022
53 d early
2021
61 d late
2020
51 d late
2019
124 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€124k▼ 5.2%
2024 · €131k
2018: €76k
2019: €115k
2020: €148k
2021: €183k
2022: €177k
2023: €162k
2024: €131k
2018 → 2025
Total assets
€176k▼ 9.4%
2024 · €195k
2018: €355k
2019: €275k
2020: €225k
2021: €263k
2022: €250k
2023: €244k
2024: €195k
2018 → 2025
Net result
€26k▲ 223%
2024 · €8k
2018: €113k
2019: €61k
2020: €33k
2021: €35k
2022: €-6k
2023: €13k
2024: €8k
2018 → 2025
Working capital
€106k▲ 12.0%
2024 · €94k
2018: €61k
2019: €99k
2020: €84k
2021: €121k
2022: €117k
2023: €107k
2024: €94k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€183k-€177k▼ 3.4%€162k▼ 8.7%€131k▼ 19.3%€124k▼ 5.2%
Operating result€48k-€-517€2k€19k▲ 975%€33k▲ 75.4%
Net result€35k-€-6k€13k€8k▼ 36.1%€26k▲ 223%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 75% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €176k
Fixed assets
€18k ▼ 50.0%
Current assets
€158k ▼ 0.1%
Equity and liabilities €176k
Equity
€124k ▼ 5.2%
Debt
€53k ▼ 17.9%
Debt's share of the balance-sheet total falls from 33.0% to 29.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€51k▲
2024 · €37k
Cash flow
€44k▲
2024 · €26k
Current ratio
3.00▲
2024 · 2.47
Debt to equity
0.43▼
2024 · 0.49
ROE
21.2%▲
2024 · 6.2%
ROA
14.9%▲
2024 · 4.2%
Interest coverage
34.02▼
2024 · 84.21
Debt ≤ 1 year
€53k▼
2024 · €64k
Income taxes
€5k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€195k€176k▼
Fixed assets21/28€36k€18k▼
Intangible fixed assets21€36k€18k▼
Current assets29/58€158k€158k▼
Amounts receivable after more than one year29€90k€90k=
Other amounts receivable291€90k€90k=
Amounts receivable within one year40/41€59k€67k▲
Trade receivables40€7k€24k▲
Other amounts receivable41€53k€43k▼
Cash at bank and in hand54/58€9k€1k▼
Equity and liabilities
Total equity and liabilities10/49€195k€176k▼
Equity10/15€131k€124k▼
Contributions10/11€12k€12k=
Reserves13€83k€76k▼
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Distributable reserves133€81k€76k▼
Profit (loss) carried forward14€35k€35k=
Amounts payable17/49€64k€53k▼
Amounts payable within one year42/48€64k€53k▼
Financial debts43€8k€8k▲
Credit institutions430/8€8k€8k▲
Taxes, remuneration and social security45€9k€0▼
Taxes450/3€9k€0▼
Other amounts payable47/48€47k€44k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€18k=
Other operating charges640/8€126€528▲
Gross operating margin9900€37k€51k▲
Operating profit (loss)9901€19k€33k▲
Financial charges65/66B€435€1k▲
Recurring financial charges65€435€1k▲
Profit (loss) for the period before taxes9903€18k€31k▲
Income taxes67/77€10k€5k▼
Profit (loss) for the period9904€8k€26k▲
Profit (loss) for the period to be appropriated9905€8k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€35k€61k▲
Profit (loss) brought forward from the previous period14P€27k€35k▲
Transfer from equity791/2€39k€33k▼
Transfer to equity691/2-€26k
To the legal reserve6920-€26k
Profit to be distributed694/7€39k€33k▼
Return on contributions (dividend)694€39k€33k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
03-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 34 days late
2023
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-6k ▼117%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-12
Financial
Equity above €150kEq €183k ▲23.9%
4 profitable years in a row build equity to €183k.
20-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 51 days late
2020
02-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 124 days late
2019
31-12
Financial
Liquidity doublescurrent ratio 2.97
Current ratio from 1.41 to 2.97; short-term debt falls from €149k to €50k.
31-12
Financial
Equity above €100kEq €115k ▲52%
2 profitable years in a row build equity to €115k.
14-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 75 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Langestraat 408400 OostendeGround area
1,313 m²
Building footprint
3,864 m²
Volume, LiDAR
125,636 m³
Parcel 35013A0185/00A000, Flanders · tallest building 103.6 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
KOEKOEK INVEST
since 20172.261.041.195
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35013A0185/00A000 | Flanders | 1,313 m² | 1 · 3,864 m² | 103.6 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 7,171 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-01-2017
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.