KOBUS
ActiveKOBUS has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.05M and a net result of €277k. Equity is growing by ~7.5% per year across the filed fiscal years. Its solvency ranks better than 84% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity ample (current ratio 5.07 against 3.84 in 2024), and 13.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.6%
Return on assets
22.7%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
on the day
2023
29 d late
2022
4 d early
2021
11 d late
2020
31 d early
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.05M▲ 17.0%
2024 · €901k
2018: €549k
2019: €687k
2020: €740k
2021: €718k
2022: €561k
2023: €698k
2024: €901k
2018 → 2025
Total assets
€1.22M▲ 14.0%
2024 · €1.07M
2018: €672k
2019: €837k
2020: €1.13M
2021: €987k
2022: €909k
2023: €837k
2024: €1.07M
2018 → 2025
Net result
€277k▲ 2.8%
2024 · €269k
2018: €72k
2019: €140k
2020: €127k
2021: €-22k
2022: €81k
2023: €182k
2024: €269k
2018 → 2025
Working capital
€623k▲ 40.2%
2024 · €444k
2018: €344k
2019: €504k
2020: €321k
2021: €248k
2022: €64k
2023: €262k
2024: €444k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€718k-€561k▼ 21.8%€698k▲ 24.2%€901k▲ 29.2%€1.05M▲ 17.0%
Operating result€-16k-€108k€266k▲ 146%€400k▲ 50.5%€405k▲ 1.3%
Net result€-22k-€81k€182k▲ 124%€269k▲ 47.8%€277k▲ 2.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 1% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.22M
Fixed assets
€441k▼ 5.4%
Current assets
€776k▲ 29.1%
Equity and liabilities €1.22M
Equity
€1.05M▲ 17.0%
Debt
€163k▼ 1.9%
The debt ratio falls from 15.6% to 13.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€422k▲
2024 · €417k
Cash flow
€294k▲
2024 · €286k
Solvency
86.6%▲
2024 · 84.4%
Current ratio
5.07▲
2024 · 3.84
Quick ratio
5.07▲
2024 · 3.84
Debt / equity
0.15▼
2024 · 0.18
ROE
26.2%▼
2024 · 29.9%
ROA
22.7%▼
2024 · 25.2%
Interest coverage
31.63▲
2024 · 22.89
Debt
€163k▼
2024 · €166k
Debt ≤ 1 year
€153k▼
2024 · €157k
Income taxes
€120k▲
2024 · €120k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.07M€1.22M▲
Fixed assets21/28€466k€441k▼
Tangible fixed assets22/27€466k€441k▼
Land and buildings22€412k€405k▼
Furniture and vehicles24€49k€32k▼
Other tangible fixed assets26€6k€4k▼
Current assets29/58€601k€776k▲
Amounts receivable within one year40/41€33k€46k▲
Trade receivables40€5k€29k▲
Other amounts receivable41€28k€17k▼
Current investments50/53€100k€100k=
Cash at bank and in hand54/58€465k€628k▲
Deferred charges and accrued income490/1€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€1.07M€1.22M▲
Equity10/15€901k€1.05M▲
Contributions10/11€12k€12k=
Reserves13€889k€1.04M▲
Distributable reserves133€889k€1.04M▲
Profit (loss) carried forward14-€0
Amounts payable17/49€166k€163k▼
Amounts payable within one year42/48€157k€153k▼
Current portion of amounts payable after more than one year42€3k€0▼
Trade debts44€5k€1k▼
Suppliers440/4€5k€1k▼
Taxes, remuneration and social security45€9k€11k▲
Taxes450/3€9k€11k▲
Other amounts payable47/48€139k€141k▲
Accrued charges and deferred income492/3€10k€10k▲
Income statement
Code20242025
Non-recurring operating income76A€1k€10k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€17k▼
Other operating charges640/8€3k€2k▼
Gross operating margin9900€420k€424k▲
Operating profit (loss)9901€400k€405k▲
Financial income75/76B€7k€5k▼
Recurring financial income75€7k€5k▼
Financial charges65/66B€18k€13k▼
Recurring financial charges65€18k€13k▼
Profit (loss) for the period before taxes9903€389k€397k▲
Income taxes67/77€120k€120k▲
Profit (loss) for the period9904€269k€277k▲
Profit (loss) for the period to be appropriated9905€269k€277k▲
Appropriation of the result
Profit (loss) to be appropriated9906€269k€277k▲
Transfer from equity791/2€63k€120k▲
Transfer to equity691/2€267k€273k▲
To other reserves6921€267k€273k▲
Profit to be distributed694/7€65k€124k▲
Return on contributions (dividend)694€63k€120k▲
Directors or managers695€2k€4k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €277k ▲2.8%
Operating result €405k, net result €277k, both a record.
31-12
Financial
Equity above €1MEq €1.05M ▲17%
4 profitable years in a row build equity to €1.05M.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 2.97
Current ratio from 1.19 to 2.97; short-term debt falls from €329k to €133k.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €81k
Net result €81k after one loss-making year.
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
31-12
Financial
Weakest financial yearnet €-22k ▼117%
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
14-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 14 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Alken · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lokerstraat 1183570 AlkenGround area
2,381 m²
Building footprint
113 m²
Volume, LiDAR
721 m³
Parcel 73302C0278/00F000, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KOBUS
since 20102.185.562.230
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73302C0278/00F000 | Flanders | 2,381 m² | 1 · 113 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
OMEGA MANAGEMENT
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BELMONTE & ASSOCIÉS
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SHIANA
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MAGLI
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,393. 27,182 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-12-2009
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
49310Scheduled passenger transport by road
49320Non-scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
49390Land transport and transport via pipelines
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.