KOBE
ActiveKOBE has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €11k and a net result of €6k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 65% of 2024 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
75
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency74▲+24
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.97 against 1.33 in 2023; short-term debt: 50.8% and cash: 6.8% of total assets), but 50.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
49.2%
Return on assets
25.6%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-10-2025, 62 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
62 d late
2023
60 d late
2022
on the day
2021
31 d late
2020
27 d late
2019
73 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
€0▼ 100%
2021 · €2k
2018: €37k
2019: €36k
2020: €23k
2021: €2k
2018 → 2022
EBIT margin
-166.5%▼ 172.9pp
2020 · 6.4%
2018: 6.8%
2019: 8.5%
2020: 6.4%
2018 → 2021
Net result
€6k▼ 7.2%
2023 · €6k
2018: €2k
2019: €3k
2020: €1k
2021: €-3k
2022: €-6k
2023: €6k
2018 → 2024
Working capital
€11k▲ 109%
2023 · €5k
2018: €4k
2019: €8k
2020: €9k
2021: €6k
2022: €2k
2023: €5k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€23k-€2k▼ 91.5%€0▼ 100%
Equity€9k-€6k▼ 38.0%€-902€5k€11k▲ 109%
Operating result€1k-€-3k€-6k▼ 92.2%€6k€6k▼ 6.4%
Net result€1k-€-3k€-6k▼ 89.6%€6k€6k▼ 7.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 6% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €23k
Equity
€11k▲ 109%
Debt
€11k▼ 29.0%
The debt ratio falls from 75.2% to 50.8%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
49.2%▲
2023 · 24.8%
Current ratio
1.97▲
2023 · 1.33
Quick ratio
1.97▲
2023 · 1.33
Debt / equity
1.03▼
2023 · 3.03
ROE
52.1%▼
2023 · 117.0%
ROA
25.6%▼
2023 · 29.0%
Debt
€11k▼
2023 · €16k
Debt ≤ 1 year
€11k▼
2023 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€21k€23k▲
Current assets29/58€21k€23k▲
Amounts receivable within one year40/41€20k€21k▲
Trade receivables40€11k€17k▲
Other amounts receivable41€9k€4k▼
Cash at bank and in hand54/58€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€21k€23k▲
Equity10/15€5k€11k▲
Contributions10/11€25k€25k=
Reserves13€69k€69k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€66k€66k=
Profit (loss) carried forward14€-88k€-82k▲
Amounts payable17/49€16k€11k▼
Amounts payable within one year42/48€16k€11k▼
Trade debts44€16k€11k▼
Suppliers440/4€16k€11k▼
Income statement
Code20232024
Other operating charges640/8€446€449▲
Non-recurring operating charges66A-€85
Gross operating margin9900€7k€6k▼
Operating profit (loss)9901€6k€6k▼
Financial charges65/66B€39€85▲
Recurring financial charges65€39€85▲
Profit (loss) for the period before taxes9903€6k€6k▼
Profit (loss) for the period9904€6k€6k▼
Profit (loss) for the period to be appropriated9905€6k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-88k€-82k▲
Profit (loss) brought forward from the previous period14P€-94k€-88k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
01-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 62 days late
2024
29-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 60 days late
2023
31-12
Financial
Back to profitnet €6k
Net result €6k after 2 loss-making years.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 27 days late
2020
12-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 73 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
28-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonhoven · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Elstrekenweg 353520 ZonhovenGround area
1,228 m²
Building footprint
149 m²
Volume, LiDAR
957 m³
Parcel 71442D0132/00G035, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Elstrekenweg 35, 3520 Zonhoven
since 19972.080.646.040
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71442D0132/00G035 | Flanders | 1,228 m² | 1 · 149 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CUMA CEREATOUR
BE 0463.538.452
Chastre · Eq €11k
D-LOC
BE 1021.610.730
Modave · Eq €12k
CUMALA
BE 0455.441.922
Faimes · Eq €12k
BEVALO
BE 0893.382.965
Stavelot · Eq €10k
DT Renting
BE 0537.968.334
Poperinge · Eq €13k
Of 227 companies in sector 77310 we hold annual accounts for 124. 52 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded28-01-1997
Fiscal year end31-12
Activities, NACEBEL
71310
77310Rental and leasing activities
64910Financial service activities, except insurance and pension funding
65210
71320
77320Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.