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IGEFRAN

Active
Cooperative companyfounded 199629 yrs activeRue de France,Dampicourt 2, 6767 Rouvroy, BelgiumKBO/BCE: BE 0459.314.992
Summary

IGEFRAN has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9,315 and a net result of €512. Its solvency ranks better than 33% of 1532 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes
Profitability70
Solvency38
Growth-
Track record85
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.16; short-term debt: 75.9% and cash: 0.3% of total assets), and 87.5% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 29 years 0 30 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Rental and leasing activities (NACE 77)
about 44% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
26 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 21 November 1996, IGEFRAN was incorporated.1 In 2026 the registered office moved to Montquintin.2 Of the 2 current board members, François SCHMITZ has served longest, since 2026.2

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 31-03-2026

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Financials · fiscal year 2025, micro schema

Equity
€9,315
Total assets
€74,283
Net result
€512
Working capital
-€47,485

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €74,283
Fixed assets €65,371
Current assets €8,912
Equity and liabilities €74,283
Equity €9,315
Debt €64,968
Debt finances 87.5% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€11,700
Cash flow
€10,397
Current ratio
0.16
Debt to equity
6.97
ROE
5.5%
ROA
0.7%
Interest coverage
8.98
Debt ≤ 1 year
€56,397
Debt > 1 year
€8,571

Peer companies

Historical observation

Of the 3,972 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 20 years or older
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet
1.2% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,972 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 36 lines
Balance sheet Code2025
Assets
Total assets20/58€74,283
Fixed assets21/28€65,371
Tangible fixed assets22/27€65,371
Plant, machinery and equipment23€17,371
Furniture and vehicles24€48,000
Current assets29/58€8,912
Amounts receivable within one year40/41€8,675
Trade receivables40€8,675
Cash at bank and in hand54/58€237
Equity and liabilities
Total equity and liabilities10/49€74,283
Equity10/15€9,315
Contributions10/11€3,098
Reserves13€750
Non-distributable reserves130/1€750
Reserves not available under the articles1311€750
Profit (loss) carried forward14€5,467
Amounts payable17/49€64,968
Amounts payable after more than one year17€8,571
Financial debts170/4€8,571
Amounts payable within one year42/48€56,397
Trade debts44€5,425
Suppliers440/4€5,425
Taxes, remuneration and social security45€270
Taxes450/3€270
Other amounts payable47/48€50,702
Income statement Code2025
Goods, raw materials, services and sundry goods60/61€14,734
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,885
Gross operating margin9900€11,700
Operating profit (loss)9901€1,815
Financial charges65/66B€1,303
Recurring financial charges65€1,303
Profit (loss) for the period before taxes9903€512
Profit (loss) for the period9904€512
Profit (loss) for the period to be appropriated9905€512
Appropriation of the result
Profit (loss) to be appropriated9906€5,467
Profit (loss) brought forward from the previous period14P€4,955

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Goods, raw materials, services and sundry goods60/61€14,734
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,885
Gross operating margin9900€11,700
Operating profit (loss)9901€1,815
Financial charges65/66B€1,303
Recurring financial charges65€1,303
Profit (loss) for the period before taxes9903€512
Profit (loss) for the period9904€512
Profit (loss) for the period to be appropriated9905€512
Line2025
Assets
Total assets20/58€74,283
Fixed assets21/28€65,371
Tangible fixed assets22/27€65,371
Plant, machinery and equipment23€17,371
Furniture and vehicles24€48,000
Current assets29/58€8,912
Amounts receivable within one year40/41€8,675
Trade receivables40€8,675
Cash at bank and in hand54/58€237
Equity and liabilities
Total equity and liabilities10/49€74,283
Equity10/15€9,315
Contributions10/11€3,098
Reserves13€750
Non-distributable reserves130/1€750
Reserves not available under the articles1311€750
Profit (loss) carried forward14€5,467
Amounts payable17/49€64,968
Amounts payable after more than one year17€8,571
Financial debts170/4€8,571
Amounts payable within one year42/48€56,397
Trade debts44€5,425
Suppliers440/4€5,425
Taxes, remuneration and social security45€270
Taxes450/3€270
Other amounts payable47/48€50,702
Line2025
Profit (loss) for the period9904€512
+ Depreciation and write-downs630€9,885
Operating cash flow (approximation)€10,397

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
26-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
31-03
State Gazette act Resignations: Nicole MICHEL (director) and Francis SCHMITZ (director)
Appointments: Gérald SCHMITZ (non-statutory director) and François SCHMITZ (non-statutory director) · Legal-form conversion · Net-asset statement12 facts ▸
  • General meeting, 26 mars 2026
  • Legal-form conversion, Société coopérative (SC)
  • Net-asset statement, 31/12/2025
  • Capital, €8.486,81
  • Director resignation, Nicole MICHEL (director)
  • Director resignation, Francis SCHMITZ (director)
  • Director appointment, Gérald SCHMITZ (non-statutory director)
  • Director appointment, François SCHMITZ (non-statutory director)
  • Mandate compensation, Gérald SCHMITZ
  • Mandate compensation, François SCHMITZ
  • Registered-office move, Rue de France 2, 6767 Montquintin
  • Statutes amendment
State Gazette actNBB filing
1 of 1 act read

Directors · office · real estate

Directors
2 directors, no change since 2026
François SCHMITZ
Non-statutory director · since 26-03-2026
Current
Gérald SCHMITZ
Non-statutory director · since 26-03-2026
Current
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Rouvroy · 1 establishment unit since 1996
seat establishment The establishment unit on the map
Ground area
2,407 m²
Building footprint
159 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue du Fauchois,Dampicourt 7, 6767 Rouvroy
NACE 0112302
since 19962.079.474.320
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
85008B0402/00N000 Wallonia 2,314 m² 1 · 88 m² -
85008A1061/00A000 Wallonia 93 m² 1 · 71 m² -
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

4 people since 2026, 2 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
François SCHMITZ
  • Non-statutory director, from 26-03-2026 to date
Gérald SCHMITZ
  • Non-statutory director, from 26-03-2026 to date
Francis SCHMITZ
  • Director, until 16-02-2026
Nicole MICHEL
  • Director, until 16-02-2026
See the board, name and seat on a given date →

Articles of association

Purpose
La société a pour objet principal, l’achat, la vente et l’utilisation en commun pour l’usage de ses membres, de tous matériels et machines agricoles et horticoles, et…
Full purpose

La société a pour objet principal, l’achat, la vente et l’utilisation en commun pour l’usage de ses membres, de tous matériels et machines agricoles et horticoles, et éventuellement l’installation d’ateliers d’entretien et l’occupation d’immeubles nécessaires pour remiser les machines. A titres accessoire, la société peut effectuer toutes opérations tendant à favoriser les intérêts agricoles de ses membres en effectuant directement ou indirectement des travaux de prestations pour compte de tiers et en effectuant toutes opérations commerciales en rapport avec l’agriculture. Dont notamment l’achat en commun de matières premières pour l’agriculture ainsi que la vente en commun de produits agricoles. La société peut aussi prester ses services à des non-membres. La société peut accomplir toutes opérations généralement quelconques, commerciales, industrielles, financières, mobilières ou immobilières se rapportant directement ou indirectement à son objet. Elle peut s’intéresser par toutes voies dans toutes sociétés ou entreprises ayant un objet similaire, connexe ou qui soit de nature à favoriser le développement de son entreprise. La société peut se porter garant ou fournir des sûretés réelles pour des sociétés ou des personnes privées, au sens le plus large.

Structure & network

Connections & network

2 current directors
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, scroll to zoom.

Capital and shareholders

Capital over the years
  1. 31-03-2026 Capital stated in the act · 8,486.81 EUR

Similar companies · same sector, comparable size

Of 228 companies in sector 77310 we hold annual accounts for 125. 46 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formCooperative company
Founded21-11-1996
Fiscal year end31-12
Activities, NACEBEL 2025
77310Rental and leasing activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0459314992
Also 9925:BE0459314992
Registered 02-04-2026

Register as of 26 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.