KOBATEX
ActiveKOBATEX has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €230k and a net result of €32k. Equity is growing by ~3% per year across the filed fiscal years. Its solvency ranks better than 93% of 31545 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-31
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 16.54 against 13.59 in 2024), and 5.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.7%
Return on assets
13%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-12-2025 was due by 30-07-2026 and was filed on 23-02-2026, 157 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
157 d early
2024
75 d early
2023
84 d early
2022
55 d early
2021
71 d early
2020
59 d early
2019
58 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-12-2026 and is due by 30-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-12-2026 close30-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€230k▲ 5.0%
2024 · €219k
2018: €182k
2019: €202k
2020: €214k
2021: €229k
2022: €240k
2023: €209k
2024: €219k
2018 → 2025
Total assets
€243k▲ 4.2%
2024 · €233k
2018: €201k
2019: €213k
2020: €225k
2021: €241k
2022: €255k
2023: €223k
2024: €233k
2018 → 2025
Net result
€32k▼ 27.9%
2024 · €44k
2018: €34k
2019: €21k
2020: €11k
2021: €16k
2022: €11k
2023: €22k
2024: €44k
2018 → 2025
Working capital
€202k▲ 12.1%
2024 · €180k
2018: €131k
2019: €170k
2020: €197k
2021: €227k
2022: €235k
2023: €158k
2024: €180k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€229k-€240k▲ 4.6%€209k▼ 12.7%€219k▲ 4.5%€230k▲ 5.0%
Operating result€22k-€15k▼ 32.6%€30k▲ 99.7%€64k▲ 117%€46k▼ 28.8%
Net result€16k-€11k▼ 32.3%€22k▲ 106%€44k▲ 103%€32k▼ 27.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 29% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €243k
Fixed assets
€28k▼ 27.5%
Current assets
€215k▲ 10.5%
Equity and liabilities €243k
Equity
€230k▲ 5.0%
Debt
€13k▼ 9.2%
The debt ratio falls from 6.1% to 5.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€58k▼
2024 · €76k
Cash flow
€44k▼
2024 · €56k
Solvency
94.7%▲
2024 · 93.9%
Current ratio
16.54▲
2024 · 13.59
Quick ratio
16.30▲
2024 · 13.43
Debt / equity
0.06▼
2024 · 0.07
ROE
13.8%▼
2024 · 20.0%
ROA
13.0%▼
2024 · 18.8%
Interest coverage
186.67▼
2024 · 253.68
Debt
€13k▼
2024 · €14k
Debt ≤ 1 year
€13k▼
2024 · €14k
Income taxes
€15k▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€233k€243k▲
Fixed assets21/28€39k€28k▼
Tangible fixed assets22/27€39k€28k▼
Furniture and vehicles24€39k€28k▼
Current assets29/58€194k€215k▲
Stocks and contracts in progress3€2k€3k▲
Stocks30/36€2k€3k▲
Amounts receivable within one year40/41€9k€16k▲
Trade receivables40€9k€14k▲
Other amounts receivable41€9€2k▲
Current investments50/53€130k€131k▲
Cash at bank and in hand54/58€51k€62k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€233k€243k▲
Equity10/15€219k€230k▲
Contributions10/11€25k€25k=
Reserves13€194k€205k▲
Distributable reserves133€194k€205k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€14k€13k▼
Amounts payable within one year42/48€14k€13k▼
Trade debts44€6k€3k▼
Suppliers440/4€6k€3k▼
Taxes, remuneration and social security45€8k€10k▲
Taxes450/3€8k€9k▲
Remuneration and social security454/9€0€2k▲
Other amounts payable47/48€186€218▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€13k▲
Other operating charges640/8€917€744▼
Gross operating margin9900€77k€59k▼
Operating profit (loss)9901€64k€46k▼
Financial income75/76B€757€1k▲
Recurring financial income75€757€1k▲
Financial charges65/66B€301€313▲
Recurring financial charges65€301€313▲
Profit (loss) for the period before taxes9903€65k€47k▼
Income taxes67/77€21k€15k▼
Profit (loss) for the period9904€44k€32k▼
Profit (loss) for the period to be appropriated9905€44k€32k▼
Appropriation of the result
Profit (loss) to be appropriated9906€44k€32k▼
Transfer from equity791/2€34k€21k▼
Transfer to equity691/2€44k€32k▼
To other reserves6921€44k€32k▼
Profit to be distributed694/7€34k€21k▼
Return on contributions (dividend)694€34k€21k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-12
Financial
Highest result since 2018net €44k ▲103%
Operating result €64k, net result €44k, both a record.
07-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-12
Financial
Weakest financial yearnet €11k ▼32.3%
Net result drops to €11k, the lowest in the series; recovery starts the following year.
20-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
02-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-12
Financial
Liquidity doublescurrent ratio 17.03
Current ratio from 7.74 to 17.03; short-term debt falls from €19k to €11k.
30-12
Financial
Equity above €200kEq €202k ▲11.3%
2 profitable years in a row build equity to €202k.
24-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bosstraat 609111 Sint-NiklaasGround area
6,603 m²
Building footprint
3,084 m²
Volume, LiDAR
14,281 m³
2 parcels, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Europark-Oost 8, 9100 Sint-Niklaas
since 19982.088.667.841
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46442C0194/00B000 | Flanders | 5,107 m² | 1 · 2,905 m² | 6.4 m · 2 fl. |
| 46002A0497/00B000 | Flanders | 1,496 m² | 1 · 179 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 39,143 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-09-1998
Fiscal year end30-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.