Skip to content
Private limited companyfounded 20233 yrs activeEdward Pecherstraat 38, 2000 Antwerpen, BelgiumKBO/BCE: BE 0797.377.612
Summary

Knut is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €19,181 and a net result of €4,065. Equity is growing by ~18.6% per year across the filed fiscal years. Its solvency ranks better than 74% of 2451 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term

Open the credit simulator : see how the verdict changes with amount, term and advance.

Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
52 d early
2024
19 d late
2023
76 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 36 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Knut was incorporated on 19 January 2023 as a Private limited company.1 Total assets went from EUR 28,503 in 2023 to EUR 25,660 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€19,181▲ 26.9%
2024 · €15,115
Net result
€4,065▲ 159%
2024 · €1,568
Total assets
€25,660▲ 9.8%
2024 · €23,359
Solvency
74.8%▲ 10.0pp
2024 · 64.7%
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result€10,919-€2,734▼ 75.0%€5,694▲ 108%
Net result€8,547-€1,568▼ 81.7%€4,065▲ 159%
Equity€13,547-€15,115▲ 11.6%€19,181▲ 26.9%
Total assets€28,503-€23,359▼ 18.0%€25,660▲ 9.8%
Debt€14,956-€8,244▼ 44.9%€6,479▼ 21.4%
Working capital€13,547-€13,180▼ 2.7%€16,982▲ 28.9%
Solvency47.5%-64.7%▲ 17.2pp74.8%▲ 10.0pp
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€5,000€10,000Operating result 2023: €10,919€10,919Net result 2023: €8,547€8,547Operating result 2024: €2,734€2,734Net result 2024: €1,568€1,568Operating result 2025: €5,694€5,694Net result 2025: €4,065€4,065202320242025€0€5,000€10,000Operating result 2023: €10,919€10,900Net result 2023: €8,547€8,550Operating result 2024: €2,734€2,730Net result 2024: €1,568€1,570Operating result 2025: €5,694€5,690Net result 2025: €4,065€4,070202320242025
The operating result recovers in 2025; 2025 is 108% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €25,660
Fixed assets €2,199 ▲ 13.6%
Current assets €23,461 ▲ 9.5%
Equity and liabilities €25,660
Equity €19,181 ▲ 26.9%
Debt €6,479 ▼ 21.4%
Debt's share of the balance-sheet total falls from 35.3% to 25.2%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
ROE
21.2%▲
2024 · 10.4%
ROA
15.8%▲
2024 · 6.7%
Debt ≤ 1 year
€6,479▼
2024 · €8,244
Income taxes
€1,389▲
2024 · €930
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet Code20242025
Assets
Total assets20/58€23,359€25,660▲
Fixed assets21/28€1,936€2,199▲
Tangible fixed assets22/27€1,936€2,199▲
Plant, machinery and equipment23€1,936€2,199▲
Current assets29/58€21,423€23,461▲
Amounts receivable within one year40/41€14,458€9,306▼
Trade receivables40€14,439€8,389▼
Other amounts receivable41€19€917▲
Cash at bank and in hand54/58€5,172€12,962▲
Deferred charges and accrued income490/1€1,793€1,193▼
Equity and liabilities
Total equity and liabilities10/49€23,359€25,660▲
Equity10/15€15,115€19,181▲
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14€10,115€14,181▲
Amounts payable17/49€8,244€6,479▼
Amounts payable within one year42/48€8,244€6,479▼
Trade debts44€2,608€1,756▼
Suppliers440/4€2,608€1,756▼
Taxes, remuneration and social security45€5,591€4,723▼
Taxes450/3€5,591€4,723▼
Other amounts payable47/48€45€0▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€391€1,220▲
Other operating charges640/8€118€120▲
Gross operating margin9900€3,242€7,033▲
Operating profit (loss)9901€2,734€5,694▲
Financial income75/76B€1€26▲
Recurring financial income75€1€26▲
Financial charges65/66B€237€264▲
Recurring financial charges65€237€264▲
Profit (loss) for the period before taxes9903€2,498€5,455▲
Income taxes67/77€930€1,389▲
Profit (loss) for the period9904€1,568€4,065▲
Profit (loss) for the period to be appropriated9905€1,568€4,065▲
Appropriation of the result
Profit (loss) to be appropriated9906€10,115€14,181▲
Profit (loss) brought forward from the previous period14P€8,547€10,115▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€391€1,220▲ 212%
Other operating charges640/8-€118€120▲ 1.7%
Gross operating margin9900€10,919€3,242€7,033▲ 117%
Operating profit (loss)9901€10,919€2,734€5,694▲ 108%
Financial income75/76B-€1€26▲ 1,864%
Recurring financial income75-€1€26▲ 1,864%
Financial charges65/66B€22€237€264▲ 11.5%
Recurring financial charges65€22€237€264▲ 11.5%
Profit (loss) for the period before taxes9903€10,897€2,498€5,455▲ 118%
Income taxes67/77€2,350€930€1,389▲ 49.4%
Profit (loss) for the period9904€8,547€1,568€4,065▲ 159%
Profit (loss) for the period to be appropriated9905€8,547€1,568€4,065▲ 159%
Line202320242025Change
Assets
Total assets20/58€28,503€23,359€25,660▲ 9.8%
Fixed assets21/28-€1,936€2,199▲ 13.6%
Tangible fixed assets22/27-€1,936€2,199▲ 13.6%
Plant, machinery and equipment23-€1,936€2,199▲ 13.6%
Current assets29/58€28,503€21,423€23,461▲ 9.5%
Amounts receivable within one year40/41€12,100€14,458€9,306▼ 35.6%
Trade receivables40€12,100€14,439€8,389▼ 41.9%
Other amounts receivable41-€19€917▲ 4,678%
Cash at bank and in hand54/58€15,074€5,172€12,962▲ 151%
Deferred charges and accrued income490/1€1,329€1,793€1,193▼ 33.5%
Equity and liabilities
Total equity and liabilities10/49€28,503€23,359€25,660▲ 9.8%
Equity10/15€13,547€15,115€19,181▲ 26.9%
Contributions10/11€5,000€5,000€5,000=
Profit (loss) carried forward14€8,547€10,115€14,181▲ 40.2%
Amounts payable17/49€14,956€8,244€6,479▼ 21.4%
Amounts payable within one year42/48€14,956€8,244€6,479▼ 21.4%
Trade debts44€791€2,608€1,756▼ 32.7%
Suppliers440/4€791€2,608€1,756▼ 32.7%
Taxes, remuneration and social security45€5,045€5,591€4,723▼ 15.5%
Taxes450/3€5,045€5,591€4,723▼ 15.5%
Other amounts payable47/48€9,121€45€0▼ 100%
Line202320242025Change
Profit (loss) for the period9904€8,547€1,568€4,065▲ 159%
+ Depreciation and write-downs630-€391€1,220▲ 212%
Operating cash flow (approximation)€8,547€1,959€5,285▲ 170%
Investment in fixed assets (approximation)---€1,483-
Change in cash--€9,902€7,790▲ 179%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
09-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
19-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
31-12
Financial Weakest financial yearnet €1,568 ▼81.7%
Net result drops to €1,568, the lowest in the series; recovery starts the following year.
16-05
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
2,384 m²
Building footprint
1,139 m²
Volume, LiDAR
18,567 m³
Parcel 11811L3705/00G004, Flanders · tallest building 43.0 m, ±6 floors. Linked by address, not a title deed.
9 companies at this address See who is registered here
1 establishment unit
Knut
Edward Pecherstraat 38, 2000 AntwerpenOther activities auxiliary to financial services, excluding insurance and pension funding
since 20232.340.813.007
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11811L3705/00G004 Flanders 2,384 m² 1 · 1,139 m² 43.0 m · 6 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,508 companies in sector 66199 we hold annual accounts for 921. 411 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded19-01-2023
Fiscal year end31-12
Activities, NACEBEL 2025
66199Other activities auxiliary to financial services, excluding insurance and pension funding
Contact
E-mail noah@brutex.com
Phone 0478561056

Scores and ratios are computed by Checked and are not a credit decision.