CONSULARTE
ActiveCONSULARTE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €31k and a net result of €-596. Equity is growing by ~27.8% per year across the filed fiscal years. Its solvency ranks better than 64% of 2409 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
32 d early
2024
29 d early
2023
33 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€31k▼ 1.9%
2024 · €32k
2023: €14k
2024: €32k
2023 → 2025
Net result
€-596
2024 · €30k
2023: €12k
2024: €30k
2023 → 2025
Total assets
€47k▼ 9.1%
2024 · €52k
2023: €29k
2024: €52k
2023 → 2025
Solvency
65.8%▲ 4.8pp
2024 · 61.0%
2023: 46.9%
2024: 61.0%
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€14k-€32k▲ 130%€31k▼ 1.9%
Operating result€17k-€44k▲ 151%€2k▼ 95.3%
Net result€12k-€30k▲ 152%€-596
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 95% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €47k
Fixed assets
€23k▼ 7.8%
Current assets
€23k▼ 9.5%
Equity and liabilities €47k
Equity
€31k▼ 1.9%
Debt
€16k▼ 20.4%
The debt ratio falls from 39.0% to 34.2%: debt falls faster than equity shrinks.
Key figures and ratios
Solvency
65.8%▲
2024 · 61.0%
ROE
-1.9%▼
2024 · 93.7%
ROA
-1.3%▼
2024 · 57.1%
Debt
€16k▼
2024 · €20k
Debt ≤ 1 year
€16k▼
2024 · €20k
Income taxes
€821▼
2024 · €10k
Staff costs
€1k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€52k€47k▼
Formation expenses20€976€670▼
Fixed assets21/28€25k€23k▼
Tangible fixed assets22/27€25k€23k▼
Plant, machinery and equipment23€25k€23k▼
Current assets29/58€26k€23k▼
Amounts receivable within one year40/41€12k€858▼
Trade receivables40€12k€858▼
Cash at bank and in hand54/58€13k€21k▲
Deferred charges and accrued income490/1€968€1k▲
Equity and liabilities
Total equity and liabilities10/49€52k€47k▼
Equity10/15€32k€31k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€30k€29k▼
Amounts payable17/49€20k€16k▼
Amounts payable within one year42/48€20k€16k▼
Trade debts44€1k€634▼
Suppliers440/4€1k€634▼
Taxes, remuneration and social security45€18k€15k▼
Taxes450/3€18k€12k▼
Remuneration and social security454/9-€3k
Other amounts payable47/48€1k€461▼
Income statement
Code20242025
Remuneration, social security and pensions62€4k€1k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€5k€368▼
Gross operating margin9900€54k€6k▼
Operating profit (loss)9901€44k€2k▼
Financial income75/76B€3€88▲
Recurring financial income75€3€88▲
Financial charges65/66B€4k€2k▼
Recurring financial charges65€4k€2k▼
Profit (loss) for the period before taxes9903€40k€224▼
Income taxes67/77€10k€821▼
Profit (loss) for the period9904€30k€-596▼
Profit (loss) for the period to be appropriated9905€30k€-596▼
Appropriation of the result
Profit (loss) to be appropriated9906€30k€29k▼
Profit (loss) brought forward from the previous period14P-€30k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-596 ▼102%
Net result drops to €-596, the lowest in the series.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €30k ▲152%
Operating result €44k, net result €30k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 1.27
Current ratio from 0.36 to 1.27.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wellen · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Overbroekstraat 583830 WellenGround area
1,264 m²
Building footprint
123 m²
Volume, LiDAR
706 m³
Parcel 73098D0657/00D002, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CONSULARTE
since 20232.343.513.169
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73098D0657/00D002 | Flanders | 1,264 m² | 1 · 123 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 2 entries · 1,041 EUR awarded · 960 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 962 EUR | 881 EUR |
| 2023 | 1 | 79 EUR | 79 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 1,506 companies in sector 66199 we hold annual accounts for 912. 489 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-03-2023
Fiscal year end31-12
Activities, NACEBEL
66199Other activities auxiliary to financial services, excluding insurance and pension funding
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.