Active BE 0789.952.063Private limited company

KNUS KOLLEKTIEF

Guido Gezellelaan 119 ·9800 Deinze, Belgium· 3 yrs active

Sector: Detailhandel in damesbovenkleding (47711)

Conclusion Checked

The computed 12-month bankruptcy probability of KNUS KOLLEKTIEF is 2.1% (moderate). The 2025 annual accounts show equity of €27k and a net result of €2k. Its solvency ranks better than 59% of 1429 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€27k
Net result	€2k
Better than sector	59%
Active	3 yrs

Financial profile 5 of 5 axes measured · computed by Checked

59 / 100

Mixed profile: strong on stability, weaker on profitability.

All 5 axes are computed from data Checked has read.

Health 61

Profitability 32

Solvency 57

Growth 52

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

2.1% Moderate

0%0,5%1,5%4%10%≥25%

Young company +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2022, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2025 · computed

61 / 100 Healthy

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview2 NBB filings

Annual accounts filed on 31-10-2025 with the NBB · fiscal year 2025 · micro

Operating resultNet result

Sector comparison

Fiscal year 2025 · NACE 47, Retail trade · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	32.7%	23.6%	better than 59% of 1429 sector peers
Net result	€2k	€7k	better than 37% of 1426 sector peers
Equity	€27k	€25k	better than 51% of 1431 sector peers
Gross operating margin	€13k	€34k	better than 31% of 1423 sector peers
Total assets	€83k	€132k	better than 37% of 1430 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€10k

-60.1% 24-25

Net profit

€2k

-83.2% 24-25

Cash flow

€9k

-53.9% 24-25

Total assets

€83k

-5.5% 24-25

Equity

€27k

+6.8% 24-25

Working capital

€11k

+8.2% 24-25

Income taxes

€-523

- 24-25

Debt

€56k

-10.5% 24-25

Show 9 other metrics

Debt ≤ 1y

€41k

+3.9% 24-25

Debt > 1y

€14k

-36.4% 24-25

Current ratio

1.27

+0.8% 24-25

Quick ratio

0.31

+64.9% 24-25

Solvency

32.7%

+13.0% 24-25

Debt / equity

2.06

-16.2% 24-25

ROE

6.4%

-84.3% 24-25

ROA

2.1%

-82.2% 24-25

Interest coverage

7.03

-16.2% 24-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	-
EBITDA	€10k
Net profit	€2k
Cash flow	€9k
Staff costs	-
Income taxes	€-523
Dividends	-
Total assets	€83k
Equity	€27k
Debt	€56k
of which ≤ 1y	€41k
of which > 1y	€14k
Working capital	€11k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	1.27
Quick ratio	0.31
Working capital ratio	13.5%
Solvency	32.7%
Debt / equity	2.06
Long-term debt ratio	0.52
Interest coverage	7.03
Gross margin	-
Net margin	-
ROA	2.1%
ROE	6.4%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €30k · 36.3% Current assets €53k · 63.7%

Equity & liabilities

Equity €27k · 32.7% Debt €56k · 67.3%

Full annual accounts (25 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€83k
Fixed assets	21/28	€30k
Formation expenses	20	€105
Tangible fixed assets	22/27	€25k
Financial fixed assets	28	€5k
Current assets	29/58	€53k
Stocks & contracts in progress	3	€40k
Amounts receivable within one year	40/41	€3k
Cash & bank	54/58	€10k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€83k
Equity	10/15	€27k
Contributions / capital	10/11	€15k
Accumulated profits (losses)	14	€12k
Amounts payable	17/49	€56k
Amounts payable after one year	17	€14k
Amounts payable within one year	42/48	€41k
Trade debts payable within one year	44	€28k
Income statement
Gross operating margin	9900	€13k
Operating result	9901	€2k
Financial income	75	€96
Financial charges	65	€1k
Result before taxes	9903	€1k
Income taxes	67/77	€-523
Net result for the period	9904	€2k
Result to be appropriated	9905	€2k

This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	Detailhandel in damesbovenkleding(47711)
Legal form	Private limited company(610)
Incorporation	25-08-2022
Status	Active
Postal code	9800

Establishment units 1 location

Knus Kollektief

Tolpoortstraat 11, 9800 DeinzeHandelsbemiddeling in textiel, kleding, schoeisel en artikelen van leer

since 20222.335.413.867

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44011B0305/00X000	Flanders	710 m²	1 · 224 m²	-
44011B0385/00K000	Flanders	240 m²	1 · 137 m²	13.6 m · 3 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

31-10-2025

NBB filing Annual accounts filed

fiscal year 2025 · micro

2024

28-10-2024

NBB filing Annual accounts filed

fiscal year 2024 · micro

Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Detailhandel in damesbovenkleding in gespecialiseerde winkels47711Detailhandel in damesbovenkleding47711Detailhandel in schoeisel in gespecialiseerde winkels47721Detailhandel in schoeisel47721Cafés en bars56301Cafés en bars56301

Primary activity highlighted.

Names & trade names

Legal nameNL

KNUS KOLLEKTIEF

Registered office

Guido Gezellelaan 119

9800 Deinze, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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