Knowingwhere
ActiveSummary
Knowingwhere has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €98k and a net result of €-11k. Equity is growing by ~4.6% per year across the filed fiscal years. Its solvency ranks better than 36% of 31697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability24▼-64
Solvency64▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 7.1 against 2.47 in 2024; short-term debt: 11.7% and cash: 8% of total assets), but 61.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.9%
Return on assets
-4.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
22 d early
2024
54 d early
2023
23 d early
2022
27 d late
2021
8 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€98k▼ 10.3%
2024 · €109k
2021: €55k
2022: €126k
2023: €99k
2024: €109k
2021 → 2025
Total assets
€251k▼ 15.8%
2024 · €298k
2021: €200k
2022: €276k
2023: €257k
2024: €298k
2021 → 2025
Net result
€-11k
2024 · €46k
2021: €46k
2022: €72k
2023: €43k
2024: €46k
2021 → 2025
Working capital
€180k▲ 26.0%
2024 · €142k
2021: €93k
2022: €178k
2023: €148k
2024: €142k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€55k-€126k▲ 129%€99k▼ 21.4%€109k▲ 10.1%€98k▼ 10.3%
Operating result€61k-€91k▲ 50.1%€63k▼ 30.9%€61k▼ 2.8%€-3k
Net result€46k-€72k▲ 56.2%€43k▼ 39.8%€46k▲ 6.1%€-11k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3k after €61k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €251k
Fixed assets
€42k ▼ 28.4%
Current assets
€209k ▼ 12.7%
Equity and liabilities €251k
Equity
€98k ▼ 10.3%
Debt
€153k ▼ 19.0%
The debt ratio falls from 63.5% to 61.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€15k▼
2024 · €80k
Cash flow
€7k▼
2024 · €64k
Current ratio
7.10▲
2024 · 2.47
Debt / equity
1.57▼
2024 · 1.74
ROE
-11.5%▼
2024 · 42.0%
ROA
-4.5%▼
2024 · 15.3%
Interest coverage
1.33▼
2024 · 8.27
Debt ≤ 1 year
€29k▼
2024 · €97k
Debt > 1 year
€124k▲
2024 · €92k
Income taxes
€365▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€298k€251k▼
Fixed assets21/28€59k€42k▼
Intangible fixed assets21€6k€0▼
Tangible fixed assets22/27€52k€42k▼
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€42k€33k▼
Other tangible fixed assets26€6k€6k=
Current assets29/58€239k€209k▼
Amounts receivable within one year40/41€119k€188k▲
Trade receivables40€119k€172k▲
Other amounts receivable41€829€16k▲
Current investments50/53€58k€0▼
Cash at bank and in hand54/58€55k€20k▼
Deferred charges and accrued income490/1€7k€981▼
Equity and liabilities
Total equity and liabilities10/49€298k€251k▼
Equity10/15€109k€98k▼
Contributions10/11€10k€10k=
Reserves13€89k€89k=
Distributable reserves133€89k€89k=
Profit (loss) carried forward14€10k€-1k▼
Amounts payable17/49€189k€153k▼
Amounts payable after more than one year17€92k€124k▲
Financial debts170/4€19k€11k▼
Other amounts payable178/9€73k€113k▲
Amounts payable within one year42/48€97k€29k▼
Current portion of amounts payable after more than one year42€7k€8k▲
Trade debts44€38k€13k▼
Suppliers440/4€38k€13k▼
Taxes, remuneration and social security45€8k€7k▼
Taxes450/3€8k€7k▼
Other amounts payable47/48€43k€2k▼
Accrued charges and deferred income492/3€515€0▼
Income statement
Code20242025
Non-recurring operating income76A€12k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€19k▲
Other operating charges640/8€132k€87k▼
Non-recurring operating charges66A€690€0▼
Gross operating margin9900€212k€102k▼
Operating profit (loss)9901€61k€-3k▼
Financial income75/76B€11k€4k▼
Recurring financial income75€11k€4k▼
Financial charges65/66B€10k€11k▲
Recurring financial charges65€10k€11k▲
Profit (loss) for the period before taxes9903€63k€-11k▼
Income taxes67/77€17k€365▼
Profit (loss) for the period9904€46k€-11k▼
Profit (loss) for the period to be appropriated9905€46k€-11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€91k€-1k▼
Profit (loss) brought forward from the previous period14P€45k€10k▼
Transfer to equity691/2€46k€0▼
To other reserves6921€46k€0▼
Profit to be distributed694/7€35k€0▼
Return on contributions (dividend)694€35k€0▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-11k ▼125%
Net result drops to €-11k, the lowest in the series.
31-12
Financial
Liquidity triplescurrent ratio 7.10
Current ratio from 2.47 to 7.10; short-term debt falls from €97k to €29k.
07-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €109k ▲10.1%
4 profitable years in a row build equity to €109k.
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 27 days late
2022
31-12
Financial
Highest result since 2021net €72k ▲56.2%
Operating result €91k, net result €72k, both a record.
31-12
Financial
Equity above €100kEq €126k ▲129%
2 profitable years in a row build equity to €126k.
08-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Somme-Leuze · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Monty,Nettinne 25377 Somme-LeuzeGround area
4,843 m²
Building footprint
124 m²
Parcel 91100C0186/00E000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Knowingwhere
since 20202.307.230.518
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91100C0186/00E000 | Wallonia | 4,843 m² | 1 · 124 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ALMAC
BE 0846.160.001
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Wallaby Consult
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Voltr Engineering
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 40,562 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-09-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
46500Wholesale of information and communication equipment
46510Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:luc.bontemps@knowingwhere.be
Phone:+32476292783