CL CONSULT
ActiveCL CONSULT has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €218k and a net result of €74k. Equity is growing by ~39.6% per year across the filed fiscal years. Its solvency ranks better than 85% of 31510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78▲+26
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 7.85 against 10.14 in 2024), and 12.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.3%
Return on assets
29.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
15 d early
2024
24 d early
2023
33 d early
2022
57 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€218k▲ 38.9%
2024 · €157k
2022: €64k
2023: €105k
2024: €157k
2022 → 2025
Total assets
€250k▲ 43.4%
2024 · €174k
2022: €87k
2023: €119k
2024: €174k
2022 → 2025
Net result
€74k▲ 38.0%
2024 · €53k
2022: €60k
2023: €41k
2024: €53k
2022 → 2025
Working capital
€216k▲ 39.5%
2024 · €155k
2022: €47k
2023: €101k
2024: €155k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€64k-€105k▲ 62.3%€157k▲ 50.2%€218k▲ 38.9%
Operating result€86k-€59k▼ 31.6%€76k▲ 29.4%€104k▲ 36.9%
Net result€60k-€41k▼ 32.0%€53k▲ 30.3%€74k▲ 38.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 37% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €250k
Fixed assets
€2k▼ 13.7%
Current assets
€248k▲ 44.1%
Equity and liabilities €250k
Equity
€218k▲ 38.9%
Debt
€32k▲ 84.2%
The debt ratio rises from 9.9% to 12.7%: debt grows faster than equity.
Key figures and ratios
EBITDA
€105k▲
2024 · €77k
Cash flow
€75k▲
2024 · €55k
Solvency
87.3%▼
2024 · 90.1%
Current ratio
7.85▼
2024 · 10.14
Quick ratio
7.85▼
2024 · 10.14
Debt / equity
0.15▲
2024 · 0.11
ROE
33.7%▼
2024 · 34.0%
ROA
29.4%▼
2024 · 30.6%
Interest coverage
34.15▲
2024 · 21.23
Debt
€32k▲
2024 · €17k
Debt ≤ 1 year
€32k▲
2024 · €17k
Income taxes
€30k▲
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€174k€250k▲
Fixed assets21/28€2k€2k▼
Tangible fixed assets22/27€2k€2k▼
Furniture and vehicles24€2k€2k▼
Current assets29/58€172k€248k▲
Amounts receivable within one year40/41€5k€947▼
Other amounts receivable41€5k€947▼
Current investments50/53€120k€200k▲
Cash at bank and in hand54/58€47k€45k▼
Deferred charges and accrued income490/1€672€2k▲
Equity and liabilities
Total equity and liabilities10/49€174k€250k▲
Equity10/15€157k€218k▲
Contributions10/11€5k€5k=
Reserves13€152k€213k▲
Distributable reserves133€152k€213k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€17k€32k▲
Amounts payable within one year42/48€17k€32k▲
Trade debts44€1k€3k▲
Suppliers440/4€1k€3k▲
Taxes, remuneration and social security45€11k€13k▲
Taxes450/3€11k€13k▲
Other amounts payable47/48€5k€16k▲
Accrued charges and deferred income492/3€313€249▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▼
Other operating charges640/8€519€631▲
Gross operating margin9900€78k€106k▲
Operating profit (loss)9901€76k€104k▲
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€74k€103k▲
Income taxes67/77€21k€30k▲
Profit (loss) for the period9904€53k€74k▲
Profit (loss) for the period to be appropriated9905€53k€74k▲
Appropriation of the result
Profit (loss) to be appropriated9906€53k€74k▲
Transfer from equity791/2-€12k
Transfer to equity691/2€53k€73k▲
To other reserves6921€53k€73k▲
Profit to be distributed694/7€833€13k▲
Return on contributions (dividend)694€833€13k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €74k ▲38%
Operating result €104k, net result €74k, both a record.
31-12
Financial
Equity above €200kEq €218k ▲38.9%
4 profitable years in a row build equity to €218k.
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €157k ▲50.2%
3 profitable years in a row build equity to €157k.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €41k ▼32%
Net result drops to €41k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 7.83
Current ratio from 3.10 to 7.83; short-term debt falls from €22k to €15k.
31-12
Financial
Equity above €100kEq €105k ▲62.3%
2 profitable years in a row build equity to €105k.
04-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rochefort · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Montant Curé,Han 15580 RochefortGround area
1,481 m²
Building footprint
118 m²
Parcel 91060A1638/00X000, Wallonia. Linked by address, not a title deed.
1 establishment unit
CL Consult
since 20212.315.682.483
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91060A1638/00X000 | Wallonia | 1,481 m² | 1 · 118 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 39,358 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-03-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:CarineLecomte@outlook.com
Phone:0032476596194