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Complete company report
Generated 07-07-2026
Active BE 1006.033.421Private limited company

KNOWARE

Vorstlaan 90 ·1170 Watermaal-Bosvoorde, Belgium· 2 yrs active
Sector: Wholesale trade (46190)
Conclusion Checked

The computed 12-month bankruptcy probability of KNOWARE is 4.2% (elevated). The 2025 annual accounts show equity of €517k and a net result of €34k. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €517k
Net result €34k
Staff (FTE) 17
Active 2 yrs
Snowflake analysis 5 axes · computed by Checked
Health79Profitability33Solvency95Growth52Stability82
68 / 100

Strong profile, led by solvency.

Health 79
Profitability 33
Solvency 95
Growth 52
Stability 82
Bankruptcy probability (12 mo) Checked model v1 · free
4.2% Elevated
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate region +Multiple establishment units +

Statistical estimate based on public sources — not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Young company
Founded in 2024 — under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2025 · computed
79 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 23-01-2026 with the NBB · fiscal year 2025 · volledig
€-100k€-50k€0€50kOperating result 2024: €-66k€-66kNet result 2024: €57k€57kOperating result 2025: €70k€70kNet result 2025: €34k€34k20242025
Operating resultNet result
EBITDA
€166k
+522.3% far above sector median
Net profit
€34k
-39.6% far above sector median
Cash flow
€131k
-12.6% far above sector median
Total assets
€1.05M
-3.1% far above sector median
Equity
€517k
+7.1% far above sector median
Working capital
€422k
+31.4% far above sector median
Employees (FTE)
17
+5.6% 24–25
Staff costs
€1.15M
-2.8% 24–25
Income taxes
€28k
-21.8% far above sector median
Debt
€529k
-11.3% far above sector median
Debt ≤ 1y
€420k
-8.2% far above sector median
Debt > 1y
€109k
-21.0% 24–25
Current ratio
2.01
+17.8% +47% vs sector
Quick ratio
2.01
+17.8% +47% vs sector
Solvency
49.4%
+10.5% +84% vs sector
Debt / equity
1.02
-17.2% -63% vs sector
ROE
6.6%
-43.6% far above sector median
ROA
3.3%
-37.7% far above sector median
Interest coverage
21.92
+585.2% -14% vs sector
Figures by fiscal year
Fiscal year2025
Revenue—
EBITDA€166k
Net profit€34k
Cash flow€131k
Staff costs€1.15M
Income taxes€28k
Dividends—
Total assets€1.05M
Equity€517k
Debt€529k
of which ≤ 1y€420k
of which > 1y€109k
Working capital€422k
Employees (FTE)17.0
Ratios (computed)
2025
Current ratio2.01
Quick ratio2.01
Working capital ratio40.4%
Solvency49.4%
Debt / equity1.02
Long-term debt ratio0.21
Interest coverage21.92
Gross margin—
Net margin—
ROA3.3%
ROE6.6%
EBITDA margin—
Days sales outstanding—
Days payable outstanding—
Inventory turnover—
Days inventory (DSI)—
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet — Assets
TOTAL ASSETS 20/58€1.05M
Fixed assets 21/28€204k
Tangible fixed assets 22/27€193k
Financial fixed assets 28€11k
Current assets 29/58€842k
Amounts receivable within one year 40/41€732k
Cash & bank 54/58€97k
Balance sheet — Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.05M
Equity 10/15€517k
Contributions / capital 10/11€39k
Reserves 13€9k
Accumulated profits (losses) 14€470k
Amounts payable 17/49€529k
Amounts payable after one year 17€109k
Amounts payable within one year 42/48€420k
Trade debts payable within one year 44€181k
Income statement
Gross operating margin 9900€1.36M
Operating result 9901€70k
Financial charges 65€8k
Result before taxes 9903€62k
Income taxes 67/77€28k
Net result for the period 9904€34k
Result to be appropriated 9905€34k
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Ratios computed by Checked.
Legal Structure
NACE primary Wholesale trade(46190)
Legal form Private limited company(610)
Incorporation15-02-2024
StatusActive
Postal code1170
Establishment units 3 locations
KNOWARE
Rue Graham Bell 25, 1402 NivellesKleinhandel in computers en standaardprogrammatuur
since 20242.356.799.003
KNOWARE
Pathoekeweg 9, 8000 BruggeKleinhandel in computers en standaardprogrammatuur
since 20242.356.799.102
KNOWARE
Vorstlaan 68, 1170 Watermaal-BosvoordeKleinhandel in computers en standaardprogrammatuur
since 20242.356.799.201
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.

Flanders 1 (25%) Wallonia 1 (25%) Brussels 2 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
21652E0165/00X003 Brussels 3,327 m² 1 · 719 m² 18.4 m · 5 fl.
25099D0044/00D002 Wallonia 2,293 m² 1 · 765 m² —
31807I0459/00N009 Flanders 1,182 m² 1 · 825 m² 7.7 m · 2 fl.
21017D0296/00R003 Brussels 637 m² 1 · 105 m² 13.1 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 3
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data — this is not proof of ownership.
Updates 2 events

A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
23-01-2026
NBB filing Annual accounts filed
fiscal year 2025 · volledig
2025
31-01-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Handelsbemiddeling in goederen, algemeen assortiment46190Handelsbemiddeling in de niet-gespecialiseerde groothandel46190Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Overige detailhandel in nieuwe artikelen in gespecialiseerde winkels, n.e.g.47789Overige detailhandel in nieuwe artikelen neg47789Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200
Primary activity highlighted.
Names & trade names
Legal nameFR KNOWARE
Registered office
Vorstlaan 90
1170 Watermaal-Bosvoorde, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative