KnoMi
ActiveSummary
KnoMi has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €259,903 and a net result of €131,524. The figures fluctuate too strongly year-on-year for a reliable trend projection. The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100▲+94
Solvency100=
Growth52▲+20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22,000 at 30 days acceptable
Liquidity ample (current ratio 7.08 against 1.76 in 2023; short-term debt: 11.1% and cash: 6.3% of total assets), and 11.1% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
88.9%
Return on assets
45%
Age of the figures
21 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
28 d late
2024
60 d late
2023
6 d late
2022
83 d early
2021
122 d early
2020
122 d early
2019
21 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 36 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 7 August (4 of the last 5 filed years within 90 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
€259,903▲ 102%
2023 · €128,379
Total assets
€292,439▲ 74.2%
2023 · €167,892
Net result
€131,524
2023 · -€61,958
Working capital
€197,776▲ 555%
2023 · €30,183
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€165,632▼ 9.6%-€9,981€82,891€38,901▼ 53.1%€165,947▲ 327%
Net result€128,989above the sector's middle half▼ 3.4%-€10,266below the sector's middle half€62,773above the sector's middle half-€61,958below the sector's middle half€131,524above the sector's middle half
Equity€412,829above the sector's middle half▲ 45.4%€402,564above the sector's middle half▼ 2.5%€315,337above the sector's middle half▼ 21.7%€128,379within the sector's middle half▼ 59.3%€259,903above the sector's middle half▲ 102%
Total assets€542,550above the sector's middle half▲ 22.0%€478,200within the sector's middle half▼ 11.9%€502,113within the sector's middle half▲ 5.0%€167,892within the sector's middle half▼ 66.6%€292,439within the sector's middle half▲ 74.2%
Debt€129,720▼ 19.4%€75,636▼ 41.7%€186,776▲ 147%€39,513▼ 78.8%€32,536▼ 17.7%
Working capital€368,628above the sector's middle half▲ 35.3%€326,695above the sector's middle half▼ 11.4%€226,308above the sector's middle half▼ 30.7%€30,183within the sector's middle half▼ 86.7%€197,776above the sector's middle half▲ 555%
Solvency76.1%within the sector's middle half▲ 12.3pp84.2%above the sector's middle half▲ 8.1pp62.8%within the sector's middle half▼ 21.4pp76.5%within the sector's middle half▲ 13.7pp88.9%above the sector's middle half▲ 12.4pp
Current ratio3.97within the sector's middle half▲ 1.105.32above the sector's middle half▲ 1.352.21within the sector's middle half▼ 3.111.76within the sector's middle half▼ 0.457.08above the sector's middle half▲ 5.31
Return on assets (ROA)23.8%within the sector's middle half▼ 6.2pp-2.1%below the sector's middle half▼ 25.9pp12.5%within the sector's middle half▲ 14.6pp-36.9%below the sector's middle half▼ 49.4pp45.0%above the sector's middle half▲ 81.9pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 327% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €292,439
Fixed assets
€62,127 ▼ 36.7%
Current assets
€230,313 ▲ 230%
Equity and liabilities €292,439
Equity
€259,903 ▲ 102%
Debt
€32,536 ▼ 17.7%
Debt's share of the balance-sheet total falls from 23.5% to 11.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€188,780▲
2023 · €65,783
Cash flow
€154,357▲
2023 · -€35,077
Debt to equity
0.13▼
2023 · 0.31
ROE
50.6%▲
2023 · -48.3%
Interest coverage
213.09▲
2023 · 0.77
Debt ≤ 1 year
€32,536▼
2023 · €39,513
Income taxes
€35,684▲
2023 · €15,145
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €19,064 | €15,697 | €21,336 | €26,881 | €22,832 | ▼ 15.1% |
| Other operating charges640/8 | - | - | €1,652 | €1,533 | €10,516 | ▲ 586% |
| Gross operating margin9900 | €186,243 | €7,226 | €105,879 | €67,316 | €199,296 | ▲ 196% |
| Operating profit (loss)9901 | €165,632 | -€9,981 | €82,891 | €38,901 | €165,947 | ▲ 327% |
| Financial income75/76B | - | - | €6,868 | €13 | €2,147 | ▲ 16,068% |
| Recurring financial income75 | €7,572 | €7,723 | €6,868 | €13 | €2,147 | ▲ 16,068% |
| Financial charges65/66B | - | - | €587 | €85,728 | €886 | ▼ 99.0% |
| Recurring financial charges65 | €492 | €1,108 | €587 | €85,728 | €886 | ▼ 99.0% |
| Profit (loss) for the period before taxes9903 | €172,713 | -€3,366 | €89,172 | -€46,813 | €167,208 | ▲ 457% |
| Income taxes67/77 | €43,724 | €6,900 | €26,399 | €15,145 | €35,684 | ▲ 136% |
| Profit (loss) for the period9904 | €128,989 | -€10,266 | €62,773 | -€61,958 | €131,524 | ▲ 312% |
| Profit (loss) for the period to be appropriated9905 | €128,989 | -€10,266 | €62,773 | -€61,958 | €131,524 | ▲ 312% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €542,550 | €478,200 | €502,113 | €167,892 | €292,439 | ▲ 74.2% |
| Fixed assets21/28 | €49,759 | €75,869 | €89,029 | €98,196 | €62,127 | ▼ 36.7% |
| Intangible fixed assets21 | - | - | - | €5,140 | €4,101 | ▼ 20.2% |
| Tangible fixed assets22/27 | €49,759 | €75,869 | €89,029 | €93,055 | €58,026 | ▼ 37.6% |
| Plant, machinery and equipment23 | - | - | €23,939 | €33,622 | €16,027 | ▼ 52.3% |
| Furniture and vehicles24 | - | - | €52,181 | €46,524 | €29,089 | ▼ 37.5% |
| Other tangible fixed assets26 | - | - | €12,910 | €12,910 | €12,910 | = |
| Current assets29/58 | €492,791 | €402,331 | €413,084 | €69,696 | €230,313 | ▲ 230% |
| Amounts receivable within one year40/41 | €127,376 | €319,264 | €251,975 | €34,831 | €191,518 | ▲ 450% |
| Trade receivables40 | - | - | €0 | €6,500 | €25,206 | ▲ 288% |
| Other amounts receivable41 | - | - | €251,975 | €28,331 | €166,312 | ▲ 487% |
| Current investments50/53 | €65,029 | €65,029 | €85,278 | €20,248 | €20,248 | = |
| Cash at bank and in hand54/58 | €88,788 | €16,536 | €74,306 | €13,294 | €18,546 | ▲ 39.5% |
| Deferred charges and accrued income490/1 | - | - | €1,525 | €1,322 | €0 | ▼ 100% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €542,550 | €478,200 | €502,113 | €167,892 | €292,439 | ▲ 74.2% |
| Equity10/15 | €412,829 | €402,564 | €315,337 | €128,379 | €259,903 | ▲ 102% |
| Contributions10/11 | - | - | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €394,229 | €383,964 | €296,737 | €171,737 | €241,303 | ▲ 40.5% |
| Non-distributable reserves130/1 | - | - | €1,860 | €0 | - | - |
| Reserves not available under the articles1311 | - | - | €1,860 | €0 | - | - |
| Distributable reserves133 | - | - | €294,877 | €171,737 | €241,303 | ▲ 40.5% |
| Profit (loss) carried forward14 | - | - | €0 | -€61,958 | €0 | ▲ 100% |
| Amounts payable17/49 | €129,720 | €75,636 | €186,776 | €39,513 | €32,536 | ▼ 17.7% |
| Amounts payable after more than one year17 | €5,558 | €0 | - | - | - | - |
| Amounts payable within one year42/48 | €124,162 | €75,636 | €186,776 | €39,513 | €32,536 | ▼ 17.7% |
| Current portion of amounts payable after more than one year42 | - | - | €0 | - | - | - |
| Financial debts43 | - | - | €6,702 | €10,129 | €0 | ▼ 100% |
| Other loans439 | - | - | €6,702 | €10,129 | €0 | ▼ 100% |
| Trade debts44 | €13,631 | €5,105 | €23,595 | €13,432 | €25 | ▼ 99.8% |
| Suppliers440/4 | - | - | €23,595 | €13,432 | €25 | ▼ 99.8% |
| Taxes, remuneration and social security45 | - | - | €6,479 | €2,477 | €32,511 | ▲ 1,213% |
| Taxes450/3 | - | - | €6,479 | €2,477 | €32,511 | ▲ 1,213% |
| Other amounts payable47/48 | - | - | €150,000 | €13,476 | €0 | ▼ 100% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €128,989 | -€10,266 | €62,773 | -€61,958 | €131,524 | ▲ 312% |
| + Depreciation and write-downs630 | €19,064 | €15,697 | €21,336 | €26,881 | €22,832 | ▼ 15.1% |
| Operating cash flow (approximation) | €148,053 | €5,431 | €84,109 | -€35,077 | €154,357 | ▲ 540% |
| Investment in fixed assets (approximation) | - | -€41,807 | -€34,496 | -€36,048 | €13,236 | ▲ 137% |
| Change in cash | - | -€72,252 | €57,770 | -€61,011 | €5,252 | ▲ 109% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Back to profitnet €131,524
Net result €131,524 after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 7.08
Current ratio from 1.76 to 7.08; short-term debt falls from €39,513 to €32,536.
31-12
Financial
Equity above €200,000Eq €259,903 ▲102%
Equity rises from €128,379 to €259,903.
06-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 6 days late
2023
31-12
Financial
Weakest financial yearnet -€61,958
Net result drops to -€61,958, the lowest in the series; recovery starts the following year.
09-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €62,773
Net result €62,773 after one loss-making year.
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
31-12
Financial
Highest result since 2018net €133,560 ▲1.4%
Net result €133,560, the highest in the series.
31-12
Financial
Equity above €200,000Eq €283,840 ▲88.9%
2 profitable years in a row build equity to €283,840.
24-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2018
Ground area
726 m²
Building footprint
269 m²
Volume, LiDAR
2,752 m³
Parcel 31334B0685/00_000, Flanders · tallest building 13.8 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
KnoMi
since 20182.273.740.673
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31334B0685/00_000 | Flanders | 726 m² | 1 · 269 m² | 13.8 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,641 companies in sector 70200 we hold annual accounts for 52,636. 38,820 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-02-2018
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
73300Public relations and communication consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0689736217
Also
9925:BE0689736217
Registered
24-11-2023
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.