SDenis Consult
ActiveSDenis Consult has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14k and a net result of €146k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 14% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency17▼-2
Growth58=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.07 against 1.1 in 2024), and 93.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.2%
Return on assets
66.8%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 31527 sector peers (2025).
NBB · sector comparisonPosition among 31527 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-05-2026, 73 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
73 d early
2024
22 d early
2023
9 d early
2022
12 d early
2021
44 d early
2020
16 d late
2019
12 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€0
2024 · €0
2021: €0
2023: €0
2024: €0
2021 → 2025
EBIT margin
Not included in this filing
Net result
€146k▼ 3.3%
2024 · €151k
2018: €78k
2019: €110k
2020: €111k
2021: €143k
2022: €131k
2023: €151k
2024: €151k
2018 → 2025
Working capital
€14k▼ 36.2%
2024 · €22k
2018: €95k
2019: €206k
2020: €318k
2021: €36k
2022: €15k
2023: €49k
2024: €22k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€0-€0€0€0
Equity€36k-€15k▼ 57.9%€49k▲ 222%€22k▼ 54.1%€14k▼ 38.6%
Operating result€186k-€174k▼ 6.6%€197k▲ 13.4%€200k▲ 1.6%€194k▼ 3.0%
Net result€143k-€131k▼ 8.0%€151k▲ 15.1%€151k▲ 0.2%€146k▼ 3.3%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €219k
Fixed assets
€50=
Current assets
€219k▼ 11.9%
Equity and liabilities €219k
Equity
€14k▼ 38.6%
Debt
€205k▼ 9.3%
The debt ratio rises from 91.0% to 93.8%: equity shrinks faster than debt is paid down.
Key figures and ratios
Solvency
6.2%▼
2024 · 9.0%
Current ratio
1.07▼
2024 · 1.10
Quick ratio
1.07▼
2024 · 1.10
Debt / equity
15.02▲
2024 · 10.17
ROA
66.8%▲
2024 · 60.9%
Debt
€205k▼
2024 · €226k
Debt ≤ 1 year
€205k▼
2024 · €226k
Income taxes
€45k▼
2024 · €46k
A ratio outside any meaningful range has been withheld (balance sheet total €219k, equity €14k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€249k€219k▼
Fixed assets21/28€50€50=
Tangible fixed assets22/27€0€0=
Furniture and vehicles24€0€0=
Financial fixed assets28€50€50=
Current assets29/58€249k€219k▼
Amounts receivable within one year40/41€22k€23k▲
Trade receivables40€22k€23k▲
Other amounts receivable41€0€0=
Cash at bank and in hand54/58€155k€145k▼
Deferred charges and accrued income490/1€71k€51k▼
Equity and liabilities
Total equity and liabilities10/49€249k€219k▼
Equity10/15€22k€14k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€17k€9k▼
Amounts payable17/49€226k€205k▼
Amounts payable within one year42/48€226k€205k▼
Trade debts44€748€463▼
Suppliers440/4€748€463▼
Taxes, remuneration and social security45€18k€19k▲
Taxes450/3€15k€19k▲
Remuneration and social security454/9€3k€0▼
Other amounts payable47/48€208k€185k▼
Accrued charges and deferred income492/3€0€551▲
Income statement
Code20242025
Turnover70€0€0=
Goods, raw materials, services and sundry goods60/61€0€0=
Other operating charges640/8€5k€5k▼
Gross operating margin9900€205k€199k▼
Operating profit (loss)9901€200k€194k▼
Financial income75/76B€162€135▼
Recurring financial income75€162€135▼
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€198k€192k▼
Income taxes67/77€46k€45k▼
Profit (loss) for the period9904€151k€146k▼
Profit (loss) for the period to be appropriated9905€151k€146k▼
Appropriation of the result
Profit (loss) to be appropriated9906€195k€164k▼
Profit (loss) brought forward from the previous period14P€44k€17k▼
Profit to be distributed694/7€178k€155k▼
Return on contributions (dividend)694€178k€155k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €151k ▲0.2%
Operating result €200k, net result €151k, both a record.
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
2020
12-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 12 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 12.45
Current ratio from 4.14 to 12.45; short-term debt falls from €30k to €18k.
31-12
Financial
Equity above €200kEq €207k ▲114%
2 profitable years in a row build equity to €207k.
06-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 6 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Bois-Gotha 694000 LiègeGround area
287 m²
Building footprint
42 m²
Volume, LiDAR
395 m³
Parcel 62815C0633/00E002, Wallonia · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue Bois-Gotha 69, 4000 Liège
since 20182.272.812.443
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62815C0633/00E002 | Wallonia | 287 m² | 1 · 42 m² | 11.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 26,345 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-02-2018
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.