KND FINANCE
KND FINANCE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €45k and a net result of €4k. Equity is growing by ~62.8% per year across the filed fiscal years. Its solvency ranks better than 11% of 3145 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €45k |
| Net result | €4k |
| Better than sector | 11% |
| Active | 4 yrs |
Mixed profile: strong on stability, weaker on solvency.
Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 3.7% | 52.5% | |
| Net result | €4k | €32k | |
| Equity | €45k | €75k | |
| Gross operating margin | €153k | €52k | |
| Total assets | €1.22M | €192k |
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €4k |
| Cash flow | n/a |
| Staff costs | - |
| Income taxes | €1k |
| Dividends | - |
| Total assets | €1.22M |
| Equity | €45k |
| Debt | €1.17M |
| of which ≤ 1y | €159k |
| of which > 1y | €1.01M |
| Working capital | n/a |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 3.7% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | 0.4% |
| ROE | 9.6% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €1.22M |
| Fixed assets | 21/28 | €1.13M |
| Tangible fixed assets | 22/27 | €1.13M |
| Current assets | 29/58 | €84k |
| Amounts receivable within one year | 40/41 | €70k |
| Cash & bank | 54/58 | €7k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.22M |
| Equity | 10/15 | €45k |
| Contributions / capital | 10/11 | €2k |
| Reserves | 13 | €43k |
| Amounts payable | 17/49 | €1.17M |
| Amounts payable after one year | 17 | €1.01M |
| Amounts payable within one year | 42/48 | €159k |
| Trade debts payable within one year | 44 | €5k |
| Income statement | ||
| Gross operating margin | 9900 | €153k |
| Operating result | 9901 | €35k |
| Financial income | 75 | €1k |
| Financial charges | 65 | €31k |
| Result before taxes | 9903 | €6k |
| Income taxes | 67/77 | €1k |
| Net result for the period | 9904 | €4k |
| Result to be appropriated | 9905 | €4k |
| NACE primary | Activiteiten van holdings(64210) |
| Legal form | Private limited company(610) |
| Incorporation | 27-01-2022 |
| Status | Active |
| Postal code | 7780 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54002C0962/00L000 | Wallonia | 1,587 m² | 1 · 286 m² | 9.3 m · 3 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
03-03-2025 Registered office moved from Houthem to Comines-Warneton
- 7781 Houthem, Rue d'Hollebeke 64 → 7780 Comines-Warneton, Chaussée de Wervicq 309
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "siege_social",
"new_address": {
"raw": "7780 Comines-Warneton, Chauss\u00E9e de Wervicq 309",
"city": "Comines-Warneton",
"region": "waals_gewest",
"street": "Chauss\u00E9e de Wervicq",
"country": "BE",
"postcode": "7780",
"box_number": null,
"street_number": "309",
"locality_suffix": null
},
"old_address": {
"raw": "7781 Houthem, Rue d\u0027Hollebeke 64",
"city": "Houthem",
"region": "waals_gewest",
"street": "Rue d\u0027Hollebeke",
"country": "BE",
"postcode": "7781",
"box_number": null,
"street_number": "64",
"locality_suffix": null
},
"effective_date": "2025-01-16",
"evidence_quote": "L\u0027organe d\u0027administration d\u00E9cide que le si\u00E8ge de la soci\u00E9t\u00E9 sera transf\u00E9r\u00E9 de l\u0027adresse suivante: 7781 Houthem, Rue d\u0027Hollebeke 64 \u00E0 l\u0027adresse suivante: 7780 Comines-Warneton, Chauss\u00E9e de Wervicq 309, et ce \u00E0 compter du 16/01/2025.",
"region_changed": false,
"is_statute_change": true,
"nationality_change": false,
"old_address_source": "act_body",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": "absolute",
"statutaire_vs_werkelijke": "statutaire",
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
"effective_date_is_approximate": false
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": "Tournai",
"is_associated": false
},
"act_meta": {
"language": "mixed",
"pub_date": "2025-03-03",
"filing_date": null,
"act_kind_objet": "Objet de l\u0027acte:"
},
"decision": {
"body": "algemene_vergadering",
"date": "2025-01-16",
"unanimous": null
},
"subject_company": {
"kbo": "0780.966.202",
"name_full": "KND FINANCE",
"legal_form": "SRL"
},
"publication_proxy": {
"kind": "org",
"org_kbo": "0668.583.386",
"org_name": "SRL TVT Accountancy",
"person_name": "Thibaud Vanthomme",
"org_rep_person_name": "Thibaud Vanthomme",
"person_role_at_subject": "administrateur"
},
"co_filed_documents": [
"Bijlagen bij het Belgisch Staatsblad",
"Annexes du-Moniteur-belge"
]
}| Legal nameFR | KND FINANCE |