Financials
- Fiscal year
- 2026
- Total assets
- €3.6m
- Profit
- €37,876
- Solvency
- 38.5%
Total assets▲ 2.7%
Net result
20192026
KNAP OP
ActiveSummary
KNAP OP has been active since 1980 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €1.4m and a net result of €37,876. Equity is growing by ~7.1% per year across the filed fiscal years. Its solvency ranks better than 51% of 11293 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
What they do
Retail sale of hardware, building materials, paint and glass (general range)
NACE 47521Other non-specialised retail sale NACE 47120NACE 47191
#7 company by staff growth in Ostend, Wholesale and retail trade sector1 site
How big
€3.6mtotal assets 2026
- Staff
- 12.4 FTE
- Equity
- €1.4m
- Profit
- €37,876
Who decides
Accounts filed 29 d late0 of 4 deeds read
Why 65- Higher-failure-rate sector+ Long track record+ Lower-risk legal form+ Annual accounts: healthy financial profileFiled after the deadlineShow the evidence
Checked score
Score 2026
Axes · tick = 2025
Profitability53▼-1
Solvency63=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90,000 at 30 days acceptable
Liquidity ample (current ratio 1.68 against 1.48 in 2025; short-term debt: 29.8% and cash: 4.5% of total assets), but 61.5% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
38.5%
Return on assets
1%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 29-09-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2026
29 d late
2025
29 d late
2024
30 d late
2023
61 d late
2022
5 d late
2021
76 d late
2020
30 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 37 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today. Usually files around 29 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-01-2027 close31-08-2027 deadline
- Annual accounts filedfiscal year 2026 · full…
- Annual accounts filedfiscal year 2025 · abbreviated…
- Annual accounts filedfiscal year 2024 · abbreviated…
Key points
By topic
Timeline
- Events
- 13
- Since
- 2017
- Next accounts
- by 31-08-2027
- 29-09-2026Annual accounts filed
- 29-09-2025Annual accounts filed
- 30-09-2024Annual accounts filed
Support & recognitions
- Funding sources
- 1
- Recognitions
- 1 register
- Flemish government
- €17,361awarded · 2023 - 2025
- LEI
- not active875500KNI1CWKMQ6PZ92
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Retail sale of hardware, building materials, paint and…NACE 47521
- Founded
- 28-02-1980
- Year ends
- 31-01
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies
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