KMD & CO
ActiveKMD & CO has been active since 2017 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags). The 2025 annual accounts show equity of €15k and a net result of €4k. Equity is growing by ~12.1% per year across the filed fiscal years. Its solvency ranks better than 76% of 10242 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
83
/ 100
Excellent▲ +33 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency99▲+16
Growth85▲+17
Stability92
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 2.73 against 1.76 in 2024), and 36.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.4%
Return on assets
15.5%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
4 d early
2024
33 d early
2023
54 d late
2022
60 d late
2019
676 d late
2018
1042 d late
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Strikeout withdrawn
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€309k▲ 52.8%
2019 · €202k
2019: €202k
2019 → 2022
EBIT margin
-0.8%▼ 0.9pp
2019 · 0.1%
2019: 0.1%
2019 → 2022
Net result
€4k
2024 · €-736
2018: €-12
2019: €193
2022: €-3k
2023: €-232
2024: €-736
2018 → 2025
Working capital
€15k▲ 32.3%
2024 · €11k
2019: €6k
2022: €12k
2023: €12k
2024: €11k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192022202320242025Trend
Turnover€202k-€309k▲ 52.8%
Equity€6k-€12k▲ 92.2%€12k▼ 1.9%€11k▼ 6.1%€15k▲ 32.3%
Operating result€286-€-2k€-136▲ 94.6%€-450▼ 232%€5k
Net result€193-€-3k€-232▲ 90.9%€-736▼ 217%€4k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €5k after a loss of €450 in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €24k
Equity
€15k▲ 32.3%
Debt
€9k▼ 41.8%
The debt ratio falls from 56.7% to 36.6%: equity grows while debt is paid down.
Key figures and ratios
Solvency
63.4%▲
2024 · 43.3%
Current ratio
2.73▲
2024 · 1.76
Quick ratio
0.48▼
2024 · 0.62
Debt / equity
0.58▼
2024 · 1.31
ROE
24.4%▲
2024 · -6.5%
ROA
15.5%▲
2024 · -2.8%
Debt
€9k▼
2024 · €15k
Debt ≤ 1 year
€9k▼
2024 · €15k
Income taxes
€912▲
2024 · €191
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€26k€24k▼
Current assets29/58€26k€24k▼
Stocks and contracts in progress3€17k€19k▲
Stocks30/36€17k€19k▲
Amounts receivable within one year40/41€4k€3k▼
Other amounts receivable41€4k€3k▼
Cash at bank and in hand54/58€6k€1k▼
Equity and liabilities
Total equity and liabilities10/49€26k€24k▼
Equity10/15€11k€15k▲
Contributions10/11€11k€11k=
Reserves13€9€9=
Non-distributable reserves130/1€9€9=
Reserves not available under the articles1311€9€9=
Profit (loss) carried forward14€675€4k▲
Amounts payable17/49€15k€9k▼
Amounts payable within one year42/48€15k€9k▼
Trade debts44€8k€2k▼
Suppliers440/4€8k€2k▼
Taxes, remuneration and social security45€6k€7k▲
Taxes450/3€3k€4k▲
Remuneration and social security454/9€4k€3k▼
Income statement
Code20242025
Remuneration, social security and pensions62€201-
Other operating charges640/8-€200
Gross operating margin9900€-249€5k▲
Operating profit (loss)9901€-450€5k▲
Financial charges65/66B€96€393▲
Recurring financial charges65€96€393▲
Profit (loss) for the period before taxes9903€-545€5k▲
Income taxes67/77€191€912▲
Profit (loss) for the period9904€-736€4k▲
Profit (loss) for the period to be appropriated9905€-736€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€675€4k▲
Profit (loss) brought forward from the previous period14P€1k€675▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €4k
Net result €4k after 3 loss-making years.
11-07
KBO administration
Strikeout withdrawn
28-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
23-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 54 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 60 days late
2022
31-12
Financial
Weakest financial yearnet €-3k ▼1414%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
07-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 676 days late
07-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 1042 days late
2019
31-12
Financial
Back to profitnet €193
Net result €193 after one loss-making year.
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Breerijke 483090 OverijseGround area
658 m²
Building footprint
155 m²
Volume, LiDAR
1,324 m³
2 parcels, Flanders · tallest building 13.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
KMD & CO
since 20192.285.278.626
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23033B0324/00N003 | Flanders | 357 m² | 1 · 68 m² | 13.4 m · 4 fl. |
| 23543I0388/00R008 | Flanders | 300 m² | 1 · 87 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteHoeilaart2.285.278.626
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Of 10,411 companies in sector 47110 we hold annual accounts for 5,787. 3,827 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded31-03-2017
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.