STAR PLUS EXPRESS
ActiveSummary
STAR PLUS EXPRESS has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16,046 and a net result of €2,538. Equity is growing by ~40.7% per year across the filed fiscal years. Its solvency ranks better than 69% of 18716 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability60▲+24
Solvency81▲+13
Growth84▲+17
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 2.08 against 1.6 in 2024; short-term debt: 43.6% and cash: 0.7% of total assets), and 43.6% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.4%
Return on assets
8.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
23 d late
2023
49 d early
2022
12 d early
2021
12 d late
2020
51 d late
2019
18 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 10 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 12 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Turnover
€169,328▲ 18.7%
2021 · €142,621
EBIT margin
4.8%▲ 3.5pp
2021 · 1.4%
Net result
€2,538
2024 · -€187
Working capital
€13,346▲ 23.5%
2024 · €10,808
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€142,621€169,328▲ 18.7%
Operating result€1,979▼ 65.7%€8,200▲ 314%€4,787▼ 41.6%€1,597▼ 66.6%€3,712▲ 132%
Net result€1,722within the sector's middle half▼ 69.2%€7,703within the sector's middle half▲ 347%€4,480within the sector's middle half▼ 41.8%-€187within the sector's middle half€2,538within the sector's middle half
EBIT margin1.4%4.8%▲ 3.5pp
Equity€1,512below the sector's middle half€9,215within the sector's middle half▲ 510%€13,695within the sector's middle half▲ 48.6%€13,508within the sector's middle half▼ 1.4%€16,046within the sector's middle half▲ 18.8%
Total assets€12,998below the sector's middle half▲ 69.8%€25,055below the sector's middle half▲ 92.8%€32,601below the sector's middle half▲ 30.1%€31,505below the sector's middle half▼ 3.4%€28,440below the sector's middle half▼ 9.7%
Debt€11,486▲ 46.0%€15,840▲ 37.9%€18,906▲ 19.4%€17,997▼ 4.8%€12,394▼ 31.1%
Working capital-€1,188within the sector's middle half▲ 59.2%€6,515within the sector's middle half€10,995within the sector's middle half▲ 68.8%€10,808within the sector's middle half▼ 1.7%€13,346within the sector's middle half▲ 23.5%
Solvency11.6%within the sector's middle half▲ 14.4pp36.8%within the sector's middle half▲ 25.1pp42.0%within the sector's middle half▲ 5.2pp42.9%within the sector's middle half▲ 0.9pp56.4%within the sector's middle half▲ 13.5pp
Current ratio0.90within the sector's middle half▲ 0.271.41within the sector's middle half▲ 0.511.58within the sector's middle half▲ 0.171.60within the sector's middle half▲ 0.022.08within the sector's middle half▲ 0.48
Return on assets (ROA)13.2%within the sector's middle half▼ 59.6pp30.7%above the sector's middle half▲ 17.5pp13.7%above the sector's middle half▼ 17.0pp-0.6%within the sector's middle half▼ 14.3pp8.9%within the sector's middle half▲ 9.5pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 132% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €28,440
Fixed assets
€2,700 =
Current assets
€25,740 ▼ 10.6%
Equity and liabilities €28,440
Equity
€16,046 ▲ 18.8%
Debt
€12,394 ▼ 31.1%
Debt's share of the balance-sheet total falls from 57.1% to 43.6%. Equity is higher and debt is lower.
Key figures and ratios
Quick ratio
0.02▼
2024 · 0.05
Debt to equity
0.77▼
2024 · 1.33
ROE
15.8%▲
2024 · -1.4%
Debt ≤ 1 year
€12,394▼
2024 · €17,997
Income taxes
€960▼
2024 · €1,600
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a higher bankruptcy probability: 1.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €142,621 | €169,328 | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €140,405 | €160,929 | - | - | - | - |
| Other operating charges640/8 | €236 | €200 | €577 | €512 | €776 | ▲ 51.4% |
| Gross operating margin9900 | €2,215 | €8,400 | €5,364 | €2,110 | €4,488 | ▲ 113% |
| Operating profit (loss)9901 | €1,979 | €8,200 | €4,787 | €1,597 | €3,712 | ▲ 132% |
| Financial income75/76B | - | - | €0 | €7 | - | - |
| Recurring financial income75 | - | - | €0 | €7 | - | - |
| Financial charges65/66B | €257 | €496 | €307 | €192 | €215 | ▲ 11.9% |
| Recurring financial charges65 | €191 | €387 | €307 | €192 | €215 | ▲ 11.9% |
| Non-recurring financial charges66B | €66 | €109 | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €1,722 | €7,703 | €4,480 | €1,413 | €3,498 | ▲ 148% |
| Income taxes67/77 | - | - | - | €1,600 | €960 | ▼ 40.0% |
| Profit (loss) for the period9904 | €1,722 | €7,703 | €4,480 | -€187 | €2,538 | ▲ 1,454% |
| Profit (loss) for the period to be appropriated9905 | €1,722 | €7,703 | €4,480 | -€187 | €2,538 | ▲ 1,454% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €12,998 | €25,055 | €32,601 | €31,505 | €28,440 | ▼ 9.7% |
| Fixed assets21/28 | €2,700 | €2,700 | €2,700 | €2,700 | €2,700 | = |
| Financial fixed assets28 | €2,700 | €2,700 | €2,700 | €2,700 | €2,700 | = |
| Current assets29/58 | €10,298 | €22,355 | €29,901 | €28,805 | €25,740 | ▼ 10.6% |
| Stocks and contracts in progress3 | €9,460 | €21,880 | €28,331 | €27,880 | €25,469 | ▼ 8.6% |
| Stocks30/36 | €9,460 | €21,880 | €28,331 | €27,880 | €25,469 | ▼ 8.6% |
| Amounts receivable within one year40/41 | €838 | €475 | €377 | €528 | €63 | ▼ 88.1% |
| Other amounts receivable41 | €838 | €475 | €377 | €528 | €63 | ▼ 88.1% |
| Cash at bank and in hand54/58 | - | - | €1,193 | €397 | €207 | ▼ 47.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €12,998 | €25,055 | €32,601 | €31,505 | €28,440 | ▼ 9.7% |
| Equity10/15 | €1,512 | €9,215 | €13,695 | €13,508 | €16,046 | ▲ 18.8% |
| Contributions10/11 | €100 | €100 | €100 | €100 | €100 | = |
| Capital10 | €100 | €100 | €100 | €100 | - | - |
| Issued capital100 | €100 | €100 | €100 | €100 | - | - |
| Reserves13 | €749 | €749 | €749 | €749 | €749 | = |
| Non-distributable reserves130/1 | €749 | €749 | €749 | €749 | - | - |
| Legal reserve130 | €749 | €749 | €749 | €749 | - | - |
| Distributable reserves133 | - | - | - | - | €749 | - |
| Profit (loss) carried forward14 | €663 | €8,366 | €12,847 | €12,659 | €15,197 | ▲ 20.0% |
| Amounts payable17/49 | €11,486 | €15,840 | €18,906 | €17,997 | €12,394 | ▼ 31.1% |
| Amounts payable within one year42/48 | €11,486 | €15,840 | €18,906 | €17,997 | €12,394 | ▼ 31.1% |
| Current portion of amounts payable after more than one year42 | €534 | €636 | - | - | - | - |
| Financial debts43 | €6,104 | €11,846 | €17,555 | €14,236 | €6,773 | ▼ 52.4% |
| Credit institutions430/8 | €6,104 | €11,846 | €17,555 | €14,236 | €6,773 | ▼ 52.4% |
| Trade debts44 | €4,848 | €3,001 | €967 | €3,504 | €1,588 | ▼ 54.7% |
| Suppliers440/4 | €4,848 | €3,001 | €967 | €3,504 | €1,588 | ▼ 54.7% |
| Taxes, remuneration and social security45 | - | €357 | €384 | €257 | €4,034 | ▲ 1,467% |
| Taxes450/3 | - | €357 | €384 | €257 | €4,034 | ▲ 1,467% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,722 | €7,703 | €4,480 | -€187 | €2,538 | ▲ 1,454% |
| Operating cash flow (approximation) | €1,722 | €7,703 | €4,480 | -€187 | €2,538 | ▲ 1,454% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | - | - | -€796 | -€190 | ▲ 76.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Back to profitnet €2,538
Net result €2,538 after one loss-making year.
23-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 23 days late
2024
31-12
Financial
Weakest financial yearnet -€187
Net result drops to -€187, the lowest in the series; recovery starts the following year.
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €7,703 ▲347%
Operating result €8,200, net result €7,703, both a record.
12-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 12 days late
2021
20-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 51 days late
2020
18-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 18 days late
2019
11-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 42 days late
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 92 days late
2017
29-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 121 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2015
Ground area
54 m²
Building footprint
44 m²
Volume, LiDAR
593 m³
Parcel 21445C0257/00E004, Brussels · tallest building 16.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
STAR PLUS EXPRESS
since 20152.247.700.826
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21445C0257/00E004 | Brussels | 54 m² | 1 · 44 m² | 16.7 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteElsene2.247.700.826
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Of 10,504 companies in sector 47110 we hold annual accounts for 5,849. 3,949 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-11-2015
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
47210Retail sale of fruit and vegetables
47252Retail sale of beverages, general range
47260Retail trade
47279Other retail sale of food
E-invoicing
Reachable via Peppol
Peppol ID
0208:0643655970
Also
9925:BE0643655970
Registered
09-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.