KM-ACHAKAR

Active

Private limited companyfounded 20215 yrs activeVeeartsenstraat 52, 1070 Anderlecht, BelgiumKBO/BCE: BE 0760.990.437

The computed 12-month bankruptcy probability of KM-ACHAKAR is 2.4% (moderate). The 2025 annual accounts show negative equity (€-8k) and a net result of €86. Equity is growing by ~9.5% per year across the filed fiscal years. Its solvency ranks better than 12% of 2514 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

37 / 100

Weak

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability69▼-2

Solvency0=

Growth78=

Track record94

Bankruptcy probability, 12 months

2.4% Moderate

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.71 against 0.42 in 2024; short-term debt: 127.2% and cash: 12.2% of total assets), and equity is negative.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

-27.2%

Return on assets

0.3%

Age of the figures

9 mo

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 95

Relative position

BE, all sectors

reference

Sector 95

lower

← fewer bankruptcies more bankruptcies →

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 2514 sector peers (2025).

NBB · sector comparison

Position among 2514 sector peers

Solvency

better than 12%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 4 filings

Deviation from the deadline

2025

31 d late

2024

30 d late

2023

1 d late

2022

8 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

17-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Source amounts without an identifiable currency are assumed to be EUR.

Equity

€-8k▲ 1.1%

2024 · €-8k

2022: €-12k 2023: €-8k 2024: €-8k

2022 → 2025

Total assets

€29k▲ 141%

2024 · €12k

2022: €10k 2023: €10k 2024: €12k

2022 → 2025

Net result

€86▼ 56.3%

2024 · €198

2022: €-14k 2023: €4k 2024: €198

2022 → 2025

Working capital

€-11k▲ 6.7%

2024 · €-12k

2022: €-12k 2023: €-12k 2024: €-12k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€-12k-€-8k▲ 31.4%€-8k▲ 2.4%€-8k▲ 1.1%

Operating result€-14k-€4k€351▼ 90.9%€240▼ 31.7%

Net result€-14k-€4k€198▼ 94.7%€86▼ 56.3%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result has fallen two years in a row; 2025 is 32% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €29k

10%

90.1%

Fixed assets €3k▼ 19.3%

Current assets €26k▲ 209%

Key figures and ratios

2025 value · change against 2024

EBITDA

€924▼

2024 · €1k

Cash flow

€771▼

2024 · €884

Solvency

-27.2%▲

2024 · -66.4%

Current ratio

0.71▲

2024 · 0.42

Quick ratio

0.71▲

2024 · 0.42

Debt / equity

-4.68▼

2024 · -2.51

ROA

0.3%▼

2024 · 1.6%

Interest coverage

6.03▼

2024 · 6.77

Debt

€37k▲

2024 · €20k

Debt ≤ 1 year

€37k▲

2024 · €20k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€12k€29k▲

Fixed assets21/28€4k€3k▼

Tangible fixed assets22/27€4k€3k▼

Plant, machinery and equipment23€4k€3k▼

Current assets29/58€8k€26k▲

Amounts receivable within one year40/41€4k€22k▲

Trade receivables40€2k€10k▲

Other amounts receivable41€1k€12k▲

Cash at bank and in hand54/58-€4k

Deferred charges and accrued income490/1€5k€1k▼

Equity and liabilities

Total equity and liabilities10/49€12k€29k▲

Equity10/15€-8k€-8k▲

Contributions10/11€2k€2k=

Profit (loss) carried forward14€-10k€-10k▲

Amounts payable17/49€20k€37k▲

Amounts payable within one year42/48€20k€37k▲

Financial debts43€344-

Credit institutions430/8€344-

Taxes, remuneration and social security45€5k€8k▲

Taxes450/3€5k€3k▼

Remuneration and social security454/9-€5k

Other amounts payable47/48€15k€29k▲

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€686€685▼

Gross operating margin9900€1k€924▼

Operating profit (loss)9901€351€240▼

Financial charges65/66B€153€153=

Recurring financial charges65€153€153=

Profit (loss) for the period before taxes9903€198€86▼

Profit (loss) for the period9904€198€86▼

Profit (loss) for the period to be appropriated9905€198€86▼

Appropriation of the result

Profit (loss) to be appropriated9906€-10k€-10k▲

Profit (loss) brought forward from the previous period14P€-10k€-10k▲

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 5Financial 1Filings 4

Next filing, fiscal year 2026, expected by 31-07-2027

2026

31-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 31 days late

2025

30-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 30 days late

2024

01-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 1 day late

2023

31-12

Financial Back to profitnet €4k

Net result €4k after one loss-making year.

23-07

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Anderlecht · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Veeartsenstraat 521070 Anderlecht

Ground area

122 m²

Building footprint

120 m²

Volume, LiDAR

1,037 m³

Parcel 21305C0327/00Z011, Brussels · tallest building 14.3 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

KM-ACHAKAR

Veeartsenstraat 52, 1070 AnderlechtNACE 45111

since 20212.313.735.060

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21305C0327/00Z011	Brussels	122 m²	1 · 120 m²	14.3 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 848 companies in sector 95319 we hold annual accounts for 252.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded07-01-2021

Fiscal year end31-12

Activities, NACEBEL

95319Other maintenance and repair of motor vehicles

47811Retail sale of cars and light vans (up to 3.5 tonnes)

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry

E-mail:ftc.fiduciaire@outlook.be

Establishment Anderlecht 2.313.735.060