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DB CUSTOM CREATIONS

Active
Private limited companyfounded 20224 yrs activeBagonie(SP) 1, 9170 Sint-Gillis-Waas, BelgiumKBO/BCE: BE 0791.257.704
Summary

The computed 12-month bankruptcy probability of DB CUSTOM CREATIONS is 3.3% (moderate). The 2025 annual accounts show negative equity (-€5,983) and a net result of -€14,698. Equity is shrinking by ~91.7% per year across the filed fiscal years. Its solvency ranks better than 12% of 3131 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
DB CUSTOM CREATIONSActiveChecked score 47/100
Risk analysis ReportCompare

Overview

Activity
Other maintenance and repair of motor vehicles
NACE 95319NACE 45209
1 site
Size
€22,339total assets 2025
Equity
-€5,983
Loss
-€14,698
Turnover not published (abridged schema)
Financial health
47 Fair Checked score 2025
Bankruptcy chance 12 m
3.3%
Structure
Accounts 31 d early1 of 3 deeds read
Why 47- 1 change of registered office in 24 months- Loss of €14,698 (FY 2025)+ Size: total assets €22,339+ Figures for FY 2025 (filed 01-04-2026)Show the evidence

Checked score

Score 2025
47 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 4% of its sector peers (NACE 95, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 0-53
equity -26.8% of total assets
Liquidity 2-16
short-term debt 126.8% · cash 1.3%
Profitability 0-75
return on assets -65.8%
Bankruptcy probability, 12 months
3.3% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,076 companies)
Last 24 months 11-2024: 3.2% 12-2024: 3.2%▲ +1.6% vs 11-2024 01-2025: 4.0%▲ +24.7% vs 12-2024 02-2025: 4.9%▲ +22.5% vs 01-2025highest value 03-2025: 4.8%▼ -1.6% vs 02-2025 04-2025: 2.5%▼ -47.3% vs 03-2025 05-2025: 2.4%▼ -5.5% vs 04-2025 06-2025: 2.3%▼ -6.1% vs 05-2025 07-2025: 2.2%▼ -0.8% vs 06-2025 08-2025: 2.2%● 0.0% vs 07-2025 09-2025: 2.2%● 0.0% vs 08-2025 10-2025: 1.7%▼ -24.1% vs 09-2025lowest value 11-2025: 1.7%● 0.0% vs 10-2025lowest value 12-2025: 1.8%▲ +3.5% vs 11-2025 01-2026: 1.9%▲ +8.4% vs 12-2025 02-2026: 1.9%▲ +1.5% vs 01-2026 03-2026: 1.9%▲ +0.1% vs 02-2026 04-2026: 3.7%▲ +92.1% vs 03-2026 05-2026: 4.1%▲ +9.2% vs 04-2026 06-2026: 3.5%▼ -14.3% vs 05-2026 07-2026: 3.5%▼ -0.7% vs 06-2026 08-2026: 3.5%● 0.0% vs 07-2026 09-2026: 3.3%▼ -3.3% vs 08-2026 10-2026: 3.3%● 0.0% vs 09-2026
  • Size: total assets €22,339 lowers the probability for this profile
  • 1 change of registered office in 24 months raises the probability
  • Figures for FY 2025 (filed 01-04-2026) lowers the probability
  • Loss of €14,698 (FY 2025) raises the probability
No credit on open account
Liquidity short (current ratio 0.38 against 0.34 in 2024; short-term debt: 126.8% and cash: 1.3% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 95, micro). Better than this share of them on solvency 6%, liquidity 3%, profitability 5%, growth against the median 3%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €22,339
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Figures for FY 2025 (filed 01-04-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Loss of €14,698 (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
232425
2023 to 2025 · latest year -€5,983
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-03-2026, 31 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
31 d early
2024
30 d early
2023
33 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 31 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 30 March (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close04-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Registered officeRegistered-office move
  3. Weakest financial yearnet -€14,698

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€5,983 View
  • Caution: Among the weakest 10% on net resultsector median €8,413 · 3,131 companies -€14,698 View
  • Total assets 20253 fiscal years filed €22,339 View

By topic

Financials

Fiscal year
2025
Total assets
€22,339
Loss
-€14,698
Solvency
-26.8%
Total assets▼ 27.5%
Net result
20232025
Go to Financials

Timeline

Events
5
Since
2024
Next accounts
by 30-04-2027
  1. 30-03-2026Annual accounts filed
  2. 10-03-2026Registered office
  3. 30-09-2025Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other maintenance and repair of motor vehiclesNACE 95319
Founded
22-09-2022
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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