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KM

Active
Private limited company (pre-2019)founded 201610 yrs activeEverselkiezel 69, 3550 Heusden-Zolder, BelgiumKBO/BCE: BE 0646.912.893
Summary

The computed 12-month bankruptcy probability of KM is 2.8% (moderate). The annual accounts of KM for fiscal year 2025 show a net loss of 58% of the equity at the start of that year. The 2025 annual accounts show equity of €3,048 and a net result of -€4,148. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 30% of 526 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Other postal and courier activities
NACE 53200Construction of roads and motorways NACE 42110
1 site
Size
€25,979total assets 2025
Staff
0.9 FTE
Equity
€3,048
Loss
-€4,148
Turnover not published (abridged schema)
Financial health
49 Fair Checked score 2025
Bankruptcy chance 12 m
2.8%
Structure
Accounts 1 d early0 of 6 deeds read
Why 49- Sector Postal and courier activities (NACE 53)- Loss of €4,148, the second in a row (FY 2025)- Liquidity: current ratio 0.92+ Size: total assets €25,979Show the evidence

Checked score

Score 2025
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 17% of its sector peers (NACE 53, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency 37-2
equity 11.7% of total assets
Liquidity 2-3
short-term debt 88.3%
Profitability 21+21
return on assets -16.0%
Bankruptcy probability, 12 months
2.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 2.8% (888 companies)
Last 4 months 07-2026: 3.4%highest value 08-2026: 2.7%▼ -20.6% vs 07-2026lowest value 09-2026: 2.7%● 0.0% vs 08-2026lowest value 10-2026: 2.8%▲ +4.8% vs 09-2026
  • Sector Postal and courier activities (NACE 53) raises the probability
  • Loss of €4,148, the second in a row (FY 2025) raises the probability
  • Size: total assets €25,979 lowers the probability for this profile
  • Liquidity: current ratio 0.92 raises the probability
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.92 against 0.85 in 2024; short-term debt: 88.3% of total assets), and 88.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 53, micro). Better than this share of them on solvency 27%, liquidity 6%, profitability 22%, growth against the median 12%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Sector Postal and courier activities (NACE 53)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Loss of €4,148, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €25,979
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.92
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€4,148
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
31 d early
2023
28 d late
2022
47 d early
2021
31 d early
2020
31 d late
2019
49 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average on the deadline day; the sector median for financial year 2024 is 13 days after the deadline, and 56% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Weakest financial yearnet -€23,744

Key points

  • Caution: 2 loss-making years in a rowloss fiscal year 2025 -€4,148 View
  • Total assets 20256 fiscal years filed €25,979 View
  • Active since 2016founded 22-01-2016 10 years View

By topic

Financials

Fiscal year
2025
Total assets
€25,979
Loss
-€4,148
Solvency
11.7%
Total assets▼ 49.8%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 30-07-2026Annual accounts filed
  2. 30-06-2025Annual accounts filed
  3. 31-12-2024Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Other postal and courier activitiesNACE 53200
Founded
22-01-2016
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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