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Generated 28-06-2026
Active BE 0777.965.239Private limited company1 pre-bankruptcy signal

Kloek HVAC

Sint-Isidoorstraat 27 ·2340 Beerse, Belgium· 4 yrs active
Sector: Plumbing (43221)
Conclusion Checked

The file of Kloek HVAC contains 1 pre-bankruptcy signal and 2 historical bankruptcy publications, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 14.1% (high). The 2022 annual accounts show equity of €32k and a net result of €27k. Its solvency ranks better than 75% of 887 sector peers (fiscal year 2022).

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €32k
Net result €27k
Better than sector 75%
Active 4 yrs
Snowflake analysis 5 axes · computed by Checked
Health83Profitability100Solvency97Growth50Stability44
75 / 100

Exceptional profile — strong across almost every axis.

Health 83
Profitability 100
Solvency 97
Growth 50
Stability 44
Bankruptcy probability (12 mo) Checked model v1 · free
14.1% High
0%0,5%1,5%4%10%≥25%
Recent warning signals +Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources — not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
25 / 100
Elevated risk
Components
· 1 pre-bankruptcy signal (+5)
· 2 historical bankruptcy publications (+20)
Trust signals 1 signals
Interim administration
1 interim administrator(s) appointed — often an early signal, weeks before formal bankruptcy.
Administrative Flags 0 events
No administrative flags
Health barometer FY 2022 · computed
83 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 25-04-2023 with the NBB · fiscal year 2022 · micro
Sector comparison
Fiscal year 2022 · NACE 43 — Specialised construction · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 53.8% 34.0%
better than 75% of 887 sector peers
Net result €27k €14k
better than 71% of 887 sector peers
Equity €32k €23k
better than 63% of 889 sector peers
Gross operating margin €42k €31k
better than 60% of 887 sector peers
Total assets €60k €78k
better than 39% of 887 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2022
Revenue—
EBITDA€42k
Net profit€27k
Cash flow€28k
Staff costs—
Income taxes€13k
Dividends—
Total assets€60k
Equity€32k
Debt€28k
of which ≤ 1y€26k
of which > 1y—
Working capital€27k
Employees (FTE)—
Ratios (computed)
2022
Current ratio2.06
Quick ratio2.04
Working capital ratio45.6%
Solvency53.8%
Debt / equity0.86
Long-term debt ratio—
Interest coverage29.94
Gross margin—
Net margin—
ROA45.4%
ROE84.5%
EBITDA margin—
Days sales outstanding—
Days payable outstanding—
Inventory turnover—
Days inventory (DSI)—
Balance-sheet composition 2022
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2022
Balance sheet — Assets
TOTAL ASSETS 20/58€60k
Fixed assets 21/28€7k
Tangible fixed assets 22/27€7k
Current assets 29/58€53k
Stocks & contracts in progress 3€400
Amounts receivable within one year 40/41€43k
Cash & bank 54/58€9k
Balance sheet — Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€60k
Equity 10/15€32k
Contributions / capital 10/11€5k
Reserves 13€26k
Accumulated profits (losses) 14€1k
Amounts payable 17/49€28k
Amounts payable within one year 42/48€26k
Trade debts payable within one year 44€6k
Income statement
Gross operating margin 9900€42k
Operating result 9901€40k
Financial income 75€621
Financial charges 65€1k
Result before taxes 9903€40k
Income taxes 67/77€13k
Net result for the period 9904€27k
Result to be appropriated 9905€27k
Ratios computed by Checked.
Directors & mandates1 person
Role Name Tenure Source
Curator KATTY SOMERS
BISSCHOPSLAAN 24, 2340 BEERSE-
 14-01-2025 → present Belgian State Gazette
Legal Structure
NACE primary Plumbing(43221)
Legal form Private limited company(610)
Incorporation02-12-2021
StatusActive
Postal code2340
First BS signal 19-12-2024
Latest BS signal 11-05-2026
Company structure — linked entities1 linked entities
Kloek HVACBE 0777.965.239KATTY SOMERSReceiver ↔ 69Cecilia Apostolo …HilfraFRF CLEANING
Mandates
↔ 1 of these mandate-holders are active on other cases — click any red card to open that KBO.
Establishment units 1 location
Kloek HVAC
Sint-Isidoorstraat 27, 2340 BeerseVervaardiging van machines en apparaten voor klimaatregeling, voor niet-huishoudelijk gebruik
since 20212.324.871.650
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13004E0077/00L002 Flanders 312 m² 1 · 79 m² —
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data — this is not proof of ownership.
Updates 5 events

A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
11-05-2026
Bankruptcy Bankruptcy closure (by liquidation)
Ondernemingsrechtbank Antwerpen, afdeling Turnhout · KLOEK HVAC BV SINT-ISIDOORSTRAAT 27, 2340 BEERSE · event 05-05-2026
2025
20-01-2025
Bankruptcy Opening
Ondernemingsrechtbank Antwerpen, afdeling Turnhout · KLOEK HVAC BV SINT- ISIDOORSTRAAT 27, 2340 BEERSE · event 14-01-2025
2024
19-12-2024
Interim measure Provisional administrator
Ondernemingsrechtbank Antwerpen
2023
25-04-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
09-06-2022
State Gazette act Registered-office change
Lifecycle & Insolvency Signals 3 events
11-05-2026
Bankruptcy Bankruptcy closure (by liquidation)
Date: 05-05-2026 · Ondernemingsrechtbank Antwerpen, afdeling Turnhout · KLOEK HVAC BV SINT-ISIDOORSTRAAT 27, 2340 BEERSE · Publications in State Gazette ↗
20-01-2025
Bankruptcy Opening
Date: 14-01-2025 · Ondernemingsrechtbank Antwerpen, afdeling Turnhout · KLOEK HVAC BV SINT- ISIDOORSTRAAT 27, 2340 BEERSE · Publications in State Gazette ↗
19-12-2024
Interim measure Provisional administrator
 · Ondernemingsrechtbank Antwerpen · Publications in State Gazette ↗
Time machine — BS events + macro context 2021 — 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262024-12-19 · Interim measure · Provisional administrator2025-01-20 · Bankruptcy · Opening2026-05-11 · Bankruptcy · Bankruptcy closure (by liquidation)
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023–2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad — acts 1 acts
Address history · 1
09-06-2022
Registered-office move
All acts · 1 updated 4 years ago
2022
09-06-2022 Registered office moved to Beerse Registered-office change
  • Sint-Isidoorstraat 27, 2340 Beerse
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Sint-Isidoorstraat 27, 2340 Beerse",
        "city": "Beerse",
        "region": "vlaams_gewest",
        "street": "Sint-Isidoorstraat",
        "country": "BE",
        "postcode": "2340",
        "box_number": null,
        "street_number": "27",
        "locality_suffix": null
      },
      "old_address": null,
      "effective_date": null,
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "inferred",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "immediate",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2022-06-09",
    "filing_date": "2022-05-30",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "bijzondere_algemene_vergadering",
    "date": "2022-05-01",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0777.965.239",
    "name_full": null,
    "legal_form": "BV",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": []
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Loodgieterswerk43221Sanitaire werkzaamheden43221
Primary activity highlighted.
Names & trade names
Legal nameNL Kloek HVAC
Registered office
Sint-Isidoorstraat 27
2340 Beerse, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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A.V.L. SERVICE BE 0427.903.424 · Antwerpen
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative