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KLOBO

Active
Private limited companyfounded 2002active for 24 yearsGemeentestraat(HOM) 1, 2811 Mechelen, BelgiumKBO/BCE: BE 0476.730.155

From the official registers: KBO 23 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of KLOBO is 2.1% (moderate). The annual accounts of KLOBO for financial year 2025 show a net loss of 50% of the equity at the start of that year. The 2025 annual accounts show equity of €29,325 and a net result of -€29,881. Equity has been shrinking by about 27% per year since 2019. If that trend continues, it turns negative around financial year 2026. Its solvency ranks better than 19% of 2,790 sector peers (NACE 41, financial year 2025). The company has been active since 2002 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 12-02-2002 Normal situation
Activity
General construction of residential buildings NACE 41001and 3 others
Establishment unit
2.095.745.574 2811 Mechelen, since 13-03-2002
Financial year end
30 September
Peppol
Reachable since 06-12-2025

Board and ownership

Board

Financial position

51 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.1%
Annual accounts to 30-09-2025
Gross margin
€10,468
Turnover
≈ €130,000
estimated
Loss
€29,881
▼ 52.8%
Equity
€29,325
▼ 50.5%
Total assets
€254,795
▼ 12.3%
Filed on 15-04-2026, 15 days before the deadlinePDF
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)Loss of €29,881, the second in a row (financial year 2025)Liquidity: current ratio 0.60, cash €0, halvedlowers riskSize: total assets €254,795Show the evidence

Checked score

Score 2025
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 14% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Weak
Solvency 37-8
equity 11.5% of total assets
Liquidity 5-12
short-term debt 81.6% · cash 0.0%
Profitability 29+29
return on assets -11.7%
Bankruptcy probability within 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,451 companies, NACE 41, micro)
Last 24 months 11-2024: 1.0%lowest value 12-2024: 1.0%● unchanged vs 11-2024lowest value 01-2025: 1.1%▲ +0.1 percentage points vs 12-2024 02-2025: 1.1%● unchanged vs 01-2025 03-2025: 1.1%● unchanged vs 02-2025 04-2025: 1.3%▲ +0.2 percentage points vs 03-2025 05-2025: 1.3%● unchanged vs 04-2025 06-2025: 1.3%● unchanged vs 05-2025 07-2025: 1.3%● unchanged vs 06-2025 08-2025: 1.3%● unchanged vs 07-2025 09-2025: 1.3%● unchanged vs 08-2025 10-2025: 1.3%● unchanged vs 09-2025 11-2025: 1.3%● unchanged vs 10-2025 12-2025: 1.3%● unchanged vs 11-2025 01-2026: 1.4%▲ +0.1 percentage points vs 12-2025 02-2026: 1.3%▼ -0.1 percentage points vs 01-2026 03-2026: 1.3%● unchanged vs 02-2026 04-2026: 1.5%▲ +0.2 percentage points vs 03-2026 05-2026: 2.1%▲ +0.6 percentage points vs 04-2026highest value 06-2026: 2.1%● unchanged vs 05-2026highest value 07-2026: 2.1%● unchanged vs 06-2026highest value 08-2026: 2.1%● unchanged vs 07-2026highest value 09-2026: 2.1%● unchanged vs 08-2026highest value 10-2026: 2.1%● unchanged vs 09-2026highest value
Credit of up to €1,000 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is insufficient, with a current ratio of 0.6 (0.7 in 2024), below 1. Short-term debt is 81.6% and cash 0% of total assets. 88.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 19% of them on solvency, 6% on liquidity, 19% on profitability and 11% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Seven signals.
lowers riskraises riskneutral
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Size: total assets €254,795
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Loss of €29,881, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Liquidity: current ratio 0.60, cash €0, halved
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€29,881
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 2790 sector peers (2025).
NBB · sector comparison
Position among 2790 sector peers
Solvency
better than 19%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 15-04-2026, 15 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
15 days early
2024
1 day early
2023
40 days early
2022
3 days early
2021
36 days early
2020
39 days early
2019
31 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 24 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 15 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end01-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 4 loss-making years in a rowloss in financial year 2025 -€29,881 View
  • Caution: Lower net result than 87% of companies in construction of buildingssector median €19,390 · 2,784 companies -€29,881 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

Comparable companies

These companies have the same main activity as KLOBO: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €186,000 and €338,000, founded between 1994 and 2006.

CompanyTotal assetsGross margin
KLOBO Mechelen€254,795€10,468
L&S PROJECTS Lille€186,437€13,450
BOUWBEDRIJF COOLS Mol€205,204€6,662
VLIEGHE BOUWBEDRIJF Waregem€207,562€6,730
QUALITY JOBS Kontich€234,600€18,577
ETS. GALAURE Antwerpen€203,336€25,711
W.V. BOUWADVIES Lommel€337,975€21,723
Full comparison

Documents

Annual accounts at the NBB

All 23 annual accounts

Articles and registers

Key facts about KLOBO

What is the company number of KLOBO?
The company number of KLOBO is 0476.730.155. The VAT number is the same number with BE in front: BE 0476.730.155.
Where is KLOBO based?
The registered office is at Gemeentestraat(HOM) 1, 2811 Mechelen.Company details
What does KLOBO do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of KLOBO?
The legal form of KLOBO is Private limited company (BV).
When was KLOBO founded?
KLOBO was founded on 12-02-2002.
Is KLOBO still active?
Yes, KLOBO is an active enterprise in the KBO register.
How many employees does KLOBO have?
KLOBO had an average of 0.5 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
What is the turnover of KLOBO?
The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €10,468 and 73 comparable companies (NACE 41001). It probably lies between €60,000 and €250,000. It is a rough estimate.
Is KLOBO profitable?
In financial year 2025, KLOBO made a loss of €29,881.
Where can I find the annual accounts of KLOBO?
KLOBO filed 23 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of KLOBO due?
KLOBO must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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