ETS. GALAURE

Active

Private limited companyfounded 2006active for 20 yearsHeirmanstraat 21, 2170 Antwerpen, BelgiumKBO/BCE: BE 0881.155.324

Summary

The computed 12-month bankruptcy probability of ETS. GALAURE is 6.9% (elevated). The 2025 annual accounts show equity of €90,987 and a net result of €1,313. Equity is growing by about 7.6% per year across the filed financial years. Its solvency ranks better than 56% of 2,777 sector peers (NACE 41, financial year 2025). The company has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

ETS. GALAUREActiveChecked score 35/100

Risk analysis Report Compare

Activity

General construction of residential buildings

NACE 41001

1 site

Size

€203,336total assets 2025

Equity: €90,987
Profit: €1,313

Turnover not published (abbreviated format)

Financial health

35 Weak Checked score 2025

Bankruptcy probabilitywithin 12 months: 6.9%

Structure

2025 accounts filed 31 days late5 of 11 deeds summarised

Why 35raises risk2 changes of registered office in 24 monthsLast filed accounts filed 31 days late; 1 of the last 3 lateSector: Construction of residential and non-residential buildings (NACE 41)Liquidity: current ratio 1.54, cash €5,498, halvedShow the evidence

Checked score

Score 2025

35 / 100

Weak

Probability in this band: 4.2% to 15.0%

Financially better than 39% of its sector peers (NACE 41, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 70-11

equity 44.7% of total assets

Liquidity 27-39

short-term debt 52.0% · cash 2.7%

Profitability 70-3

return on assets 0.6%

Bankruptcy probability, 12 months

6.9% Elevated

0%0.5%1.5%4%10%≥ 25%

About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,441 companies, NACE 41, micro)

Last 24 months 11-2024: 1.8% 12-2024: 1.8%● unchanged vs 11-2024 01-2025: 4.5%▲ +2.7 percentage points vs 12-2024 02-2025: 4.7%▲ +0.2 percentage points vs 01-2025 03-2025: 4.7%● unchanged vs 02-2025 04-2025: 4.9%▲ +0.2 percentage points vs 03-2025 05-2025: 4.7%▼ -0.2 percentage points vs 04-2025 06-2025: 4.5%▼ -0.2 percentage points vs 05-2025 07-2025: 4.9%▲ +0.4 percentage points vs 06-2025 08-2025: 3.2%▼ -1.7 percentage points vs 07-2025 09-2025: 0.5%▼ -2.7 percentage points vs 08-2025lowest value 10-2025: 0.5%● unchanged vs 09-2025lowest value 11-2025: 0.5%● unchanged vs 10-2025lowest value 12-2025: 0.5%● unchanged vs 11-2025lowest value 01-2026: 0.5%● unchanged vs 12-2025lowest value 02-2026: 0.5%● unchanged vs 01-2026lowest value 03-2026: 0.5%● unchanged vs 02-2026lowest value 04-2026: 2.0%▲ +1.5 percentage points vs 03-2026 05-2026: 1.9%▼ -0.1 percentage points vs 04-2026 06-2026: 1.9%● unchanged vs 05-2026 07-2026: 2.0%▲ +0.1 percentage points vs 06-2026 08-2026: 3.1%▲ +1.1 percentage points vs 07-2026 09-2026: 6.9%▲ +3.8 percentage points vs 08-2026highest value 10-2026: 6.9%● unchanged vs 09-2026highest value

Credit of up to €3,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms

Liquidity ample (current ratio 1.54, compared with 1.92 in 2024, above the usual 1.5; short-term debt: 52% and cash: 2.7% of total assets), but 55.3% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 53% on solvency, 22% on liquidity, 41% on profitability and 39% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

raises risk

2 changes of registered office in 24 months

Belgian Official Gazette

Last filed accounts filed 31 days late; 1 of the last 3 late

NBB · filings

Sector: Construction of residential and non-residential buildings (NACE 41)

KBO

Liquidity: current ratio 1.54, cash €5,498, halved

NBB · annual accounts

2025 accounts filed 31 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 10 filings

Deviation from the deadline

2025

31 days late

2024

28 days late

2023

22 days late

2022

19 days early

2021

29 days late

2020

54 days early

2019

45 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 1 day before the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

28-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

31-08-2026 Annual accounts filedfinancial year 2025 · abbreviated…
09-03-2026 Registered officeRegistered-office move · Power of…
28-08-2025 Annual accounts filedfinancial year 2024 · abbreviated…

Key points

Board3 directors in office 3 View
Total assets 20256 financial years filed €203,336 View
Active since 2006founded 08-05-2006 20 years View

By topic

Financials

Financial year: 2025
Total assets: €203,336
Profit: €1,313
Solvency: 44.7%

Total assets▲ 26.2%

Net result

20182025

Go to Financials

Board & ownership

Board: 3 members

Rick WinsonDirector
NIEMIEC MariuszDirector
TENDERENDA AdamDirector

Go to Board & ownership

Timeline

Events: 28
Since: 2007
Next accounts: by 31-07-2027

09-12-2024Resignation: Philippe Kleinjans (director)
22-08-2024Annual accounts filed
12-03-2024Resignations: Leszek Grzechnik, Mauriusz Niemiec and Kazimierz…

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: General construction of residential buildingsNACE 41001
Founded: 08-05-2006
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 7

Annual meeting: Last Friday of May at 17:00
Purpose: “Het optrekken en restaureren van gebouwen; Algemene bouwonderneming; Chapewerken; Leggen…” (deed in Dutch)

Go to Articles of association

Key facts about ETS. GALAURE

What is the company number of ETS. GALAURE?: 0881.155.324. In Belgium the VAT number is the company number with BE in front: BE 0881.155.324.
Where is ETS. GALAURE based?: The registered office is at Heirmanstraat 21, 2170 Antwerpen.Company details
What does ETS. GALAURE do?: According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of ETS. GALAURE?: Private limited company (BV).
When was ETS. GALAURE founded?: On 08-05-2006.
Is ETS. GALAURE still active?: Yes, ETS. GALAURE is an active enterprise in the KBO register.
What is the turnover of ETS. GALAURE?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is ETS. GALAURE profitable?: In financial year 2025, ETS. GALAURE made a profit of €1,313.
Where can I find the annual accounts of ETS. GALAURE?: ETS. GALAURE filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ETS. GALAURE due?: By 31-07-2027, for financial year 2026.Timeline