Turnover
≈ €210,000 estimated
The micro format states no turnover.
Le Four à Chaux
Lifetime
4 annual accounts with figures on one time axisGross marginpeak €109,514 (2024)
€42,275▼ 61.4%
Resultlowest -€17,068 (2025)
-€17,068▼ €43,762
Equitypeak €55,759 (2024)
€38,691▼ 30.6%
Debts
€81,033▼ 14.6%
Board2 names since 2022
2 directorsMORA TORRES Maria Cruz and 1 other
Documentsfilings and deeds
27-08-202627 days late
2025micro format
Gross margin from €109,514 to €42,275Loss of €17,068Equity from €55,759 to €38,691Cash from €10,083 to €4,943
Key points
from the 2025 annual accountsFilings
4 annual accounts 4 late
The 2022 accounts came latest: 141 days after the end of the period.
Position in the sector
-€17,068
Lower net result than 85% of companies in food and beverage service. Sector median €4,881 · 17,072 companies.
Checked score
36
Weak
Financially stronger than 28% of micro companies in food and beverage service (NACE 56)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
5.4% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,788 companies (NACE 56, micro).
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 5.6%
01-2025: 5.5%▼ -0.1 percentage points vs 12-2024
02-2025: 5.5%● unchanged vs 01-2025
03-2025: 5.5%● unchanged vs 02-2025
04-2025: 5.5%● unchanged vs 03-2025
05-2025: 5.6%▲ +0.1 percentage points vs 04-2025
06-2025: 5.5%▼ -0.1 percentage points vs 05-2025
07-2025: 5.5%● unchanged vs 06-2025
08-2025: 6.1%▲ +0.6 percentage points vs 07-2025
09-2025: 6.2%▲ +0.1 percentage points vs 08-2025
10-2025: 5.6%▼ -0.6 percentage points vs 09-2025
11-2025: 5.5%▼ -0.1 percentage points vs 10-2025
12-2025: 5.5%● unchanged vs 11-2025
01-2026: 5.4%▼ -0.1 percentage points vs 12-2025
02-2026: 5.4%● unchanged vs 01-2026
03-2026: 5.4%● unchanged vs 02-2026
04-2026: 5.4%● unchanged vs 03-2026
05-2026: 5.5%▲ +0.1 percentage points vs 04-2026
06-2026: 5.6%▲ +0.1 percentage points vs 05-2026
07-2026: 5.8%▲ +0.2 percentage points vs 06-2026
08-2026: 6.5%▲ +0.7 percentage points vs 07-2026highest value
09-2026: 5.4%▼ -1.1 percentage points vs 08-2026
10-2026: 5.4%● unchanged vs 09-2026lowest value
11-2026: 5.4%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Sector: Food and beverage service activities (NACE 56)
Founded in 2022
Last filed accounts filed 27 days late; 1 of the last 3 accounts late
Size: total assets €119,724
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 53% of them on solvency, 16% on liquidity, 24% on profitability and 20% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,223 companies had the same profile as Le Four à Chaux has now. Each dot stands for 9 companies, two years later.
87.8%
were still trading
8.7%
stopped another way
3.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Le Four à Chaux itself is higher: 5.4% within 12 months. It rests on far more data about Le Four à Chaux than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,223 companies, not a prediction for Le Four à Chaux. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is insufficient, with a current ratio of 0.37 (0.44 in 2024), below 1. Short-term debt is 66.7% and cash 4.1% of total assets. 67.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
raises risk
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filingsDeviation from the deadline
2025
27 days late
2024
56 days late
2023
30 days late
2022
141 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 64 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 September (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- VOGIN Philippe Claude Jacques founderdeed of 25-01-2022
- MORA TORRES Maria Cruz founderdeed of 25-01-2022
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0780758344
Incorporation
Founders: VOGIN Philippe Claude Jacques and MORA TORRES Maria Cruz · 150 shares · Appointments: VOGIN Philippe Claude Jacques (director) and MORA TORRES Maria Cruz (director) · published on 25-01-2022 · Gazette deed
First establishment
rue des Ardennes 56, Beauraing
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| Le Four à Chaux Beauraing | €119,724 | €42,275 | 32.3% | - |
| Koffiehuis Mimi's Ypres | €125,653 | €38,994 | 15.2% | - |
| Mortier Ghent | €118,759 | €45,811 | 1.2% | - |
| IL VESPINO Watermael-Boitsfort | €136,885 | €42,938 | 16.7% | - |
| FOOD & WINE EXPERIENCE Diksmuide | €119,907 | €47,486 | 34.4% | - |
| Comeat Lierde | €137,651 | €38,335 | 44.3% | - |
| BER*LIN Ghent | €135,720 | €45,746 | -4.5% | - |
These companies have the same main activity as Le Four à Chaux: full-service restaurants (NACE 56111). They are comparable in size and age: total assets between €119,000 and €138,000, founded in 2021.
Official details
Source: KBO- Status
- Active since 21-01-2022Normal situation
- Activity
- Full-service restaurantsNACE 56111and 2 others
- Establishment unit
- 2.327.026.8325570 Beauraing, since 21-01-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 13-11-2025
Annual accounts 2025
- Total assets
- €119,724▼ 20.5%
- Employeeson 31-12-2025
- 1=
- Filing
- Filed on 27-08-2026
Insights on Le Four à Chaux
Le Four à Chaux files the micro format. That format states no turnover. The gross margin fell from €67,311 in 2022 to €42,275 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Le Four à Chaux
- What is the company number of Le Four à Chaux?
- The company number of Le Four à Chaux is 0780.758.344. The VAT number is the same number with BE in front: BE 0780.758.344.
- Where is Le Four à Chaux based?
- The registered office is at Allée du Nondeux 14, 5570 Beauraing.Company details
- What does Le Four à Chaux do?
- According to the KBO register, the main activity is full-service restaurants (NACE 56111).
- What is the legal form of Le Four à Chaux?
- Le Four à Chaux is a private limited company (BV).
- When was Le Four à Chaux founded?
- Le Four à Chaux was founded on 21-01-2022.
- Is Le Four à Chaux still active?
- Yes, Le Four à Chaux is an active enterprise in the KBO register.
- How many employees does Le Four à Chaux have?
- Le Four à Chaux had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of Le Four à Chaux?
- The turnover in financial year 2025 is ≈ €210,000. This figure is estimated from the gross margin of €42,275 and 60 comparable companies (NACE 56111). It probably lies between €160,000 and €280,000.
- Is Le Four à Chaux profitable?
- In financial year 2025, Le Four à Chaux made a loss of €17,068.
- Where can I find the annual accounts of Le Four à Chaux?
- Le Four à Chaux filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Le Four à Chaux due?
- Le Four à Chaux must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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