Klimkaffee
ActiveSummary
Klimkaffee has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €345k and a net result of €13k. Equity is growing by ~43.8% per year across the filed fiscal years. Its solvency ranks better than 40% of 898 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-7
Solvency46▲+3
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity tight (current ratio 1.18 against 1.12 in 2024; short-term debt: 44% and cash: 2.7% of total assets), and 78.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.4%
Return on assets
0.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
315 d late
2023
680 d late
2022
288 d late
2021
653 d late
2020
on the day
2019
137 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€345k▲ 3.9%
2024 · €333k
2019: €50k
2020: €75k
2021: €103k
2022: €98k
2023: €312k
2024: €333k
2019 → 2025
Total assets
€1.62M▼ 12.5%
2024 · €1.85M
2019: €499k
2020: €434k
2021: €1.38M
2022: €1.33M
2023: €1.55M
2024: €1.85M
2019 → 2025
Net result
€13k▼ 89.3%
2024 · €121k
2019: €71k
2020: €25k
2021: €29k
2022: €-5k
2023: €213k
2024: €121k
2019 → 2025
Working capital
€128k▲ 26.1%
2024 · €101k
2019: €-76k
2020: €36k
2021: €-21k
2022: €-108k
2023: €68k
2024: €101k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€103k-€98k▼ 4.8%€312k▲ 217%€333k▲ 6.6%€345k▲ 3.9%
Operating result€45k-€17k▼ 61.2%€246k▲ 1,321%€131k▼ 46.8%€30k▼ 77.3%
Net result€29k-€-5k€213k€121k▼ 43.4%€13k▼ 89.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 77% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.62M
Fixed assets
€778k ▼ 15.4%
Current assets
€838k ▼ 9.7%
Equity and liabilities €1.62M
Equity
€345k ▲ 3.9%
Debt
€1.27M ▼ 16.2%
Debt's share of the balance-sheet total falls from 82.0% to 78.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€187k▼
2024 · €296k
Cash flow
€170k▼
2024 · €286k
Current ratio
1.18▲
2024 · 1.12
Quick ratio
1.13▲
2024 · 1.09
Debt to equity
3.68▼
2024 · 4.56
ROE
3.7%▼
2024 · 36.3%
ROA
0.8%▼
2024 · 6.5%
Interest coverage
6.03▼
2024 · 12.65
Debt ≤ 1 year
€710k▼
2024 · €827k
Debt > 1 year
€560k▼
2024 · €688k
Income taxes
€12k▲
2024 · €3k
Staff costs
€393k▲
2024 · €233k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 58 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.85M€1.62M▼
Fixed assets21/28€920k€778k▼
Intangible fixed assets21€1k€816▼
Tangible fixed assets22/27€916k€775k▼
Plant, machinery and equipment23€140k€101k▼
Furniture and vehicles24€10k€9k▼
Leasing and similar rights25€60k€52k▼
Other tangible fixed assets26€707k€612k▼
Financial fixed assets28€3k€3k▲
Current assets29/58€928k€838k▼
Stocks and contracts in progress3€23k€38k▲
Stocks30/36€23k€38k▲
Amounts receivable within one year40/41€840k€744k▼
Trade receivables40€424k€294k▼
Other amounts receivable41€415k€450k▲
Cash at bank and in hand54/58€58k€43k▼
Deferred charges and accrued income490/1€7k€13k▲
Equity and liabilities
Total equity and liabilities10/49€1.85M€1.62M▼
Equity10/15€333k€345k▲
Contributions10/11€16k€16k=
Reserves13€125k€138k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€123k€136k▲
Profit (loss) carried forward14€191k€191k=
Amounts payable17/49€1.52M€1.27M▼
Amounts payable after more than one year17€688k€560k▼
Financial debts170/4€688k€560k▼
Amounts payable within one year42/48€827k€710k▼
Current portion of amounts payable after more than one year42€117k€163k▲
Trade debts44€185k€113k▼
Suppliers440/4€185k€113k▼
Taxes, remuneration and social security45€49k€75k▲
Taxes450/3€33k€33k▲
Remuneration and social security454/9€16k€42k▲
Other amounts payable47/48€476k€359k▼
Accrued charges and deferred income492/3€428-
Income statement
Code20242025
Non-recurring operating income76A€7k-
Remuneration, social security and pensions62€233k€393k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€165k€157k▼
Other operating charges640/8€41k€14k▼
Gross operating margin9900€570k€594k▲
Operating profit (loss)9901€131k€30k▼
Financial income75/76B€17k€26k▲
Recurring financial income75€17k€26k▲
Financial charges65/66B€23k€31k▲
Recurring financial charges65€23k€31k▲
Profit (loss) for the period before taxes9903€124k€25k▼
Income taxes67/77€3k€12k▲
Profit (loss) for the period9904€121k€13k▼
Profit (loss) for the period to be appropriated9905€121k€13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€314k€204k▼
Profit (loss) brought forward from the previous period14P€194k€191k▼
Transfer to equity691/2€23k€13k▼
To other reserves6921€23k€13k▼
Profit to be distributed694/7€100k-
Directors or managers695€100k-
Social balance
Average headcount (FTE)90877.925.3▲
The notes to these accounts (24 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 315 days late
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 680 days late
2024
14-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 288 days late
14-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 653 days late
2023
31-12
Financial
Back to profitnet €213k
Net result €213k after one loss-making year.
31-12
Financial
Equity above €200kEq €312k ▲217%
Equity rises from €98k to €312k.
2022
31-12
Financial
Weakest financial yearnet €-5k ▼117%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
2021
31-12
Financial
Equity above €100kEq €103k ▲38.2%
3 profitable years in a row build equity to €103k.
31-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity doublescurrent ratio 1.45
Current ratio from 0.67 to 1.45; short-term debt falls from €232k to €80k.
15-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 137 days late
Show earlier events
2017
22-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 53 days late
2016
05-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 36 days late
2015
25-09
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 56 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Edegem · 2 establishment units since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
d'Heldtlaan 152650 EdegemGround area
7,665 m²
Building footprint
2,177 m²
Volume, LiDAR
17,773 m³
3 parcels, Flanders · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Klimkaffee
since 20182.279.004.310
Klimkaffee
since 20212.317.971.386
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12402C0385/11S000 | Flanders | 7,300 m² | 1 · 2,029 m² | 9.5 m · 3 fl. |
| 11013A0035/00D006 | Flanders | 196 m² | 1 · 83 m² | 10.8 m · 3 fl. |
| 13011E0390/00A003 | Flanders | 168 m² | 1 · 66 m² | 9.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesHerentals2.317.971.386
Mechelen2.279.004.310
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Of 3,292 companies in sector 93110 we hold annual accounts for 1,495. 1,074 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded18-04-2007
Fiscal year end31-12
Activities, NACEBEL 2025
93110Operation of sports facilities
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.