Cor Cordium
ActiveCor Cordium has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €42k and a net result of €21k. Equity is growing by ~15% per year across the filed fiscal years. Its solvency ranks better than 48% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+26
Solvency79▲+14
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 1.85 against 1.64 in 2024; short-term debt: 33.7% and cash: 1.3% of total assets), and 46.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.7%
Return on assets
26.9%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
30 d early
2023
31 d early
2022
29 d early
2021
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€42k▲ 100%
2024 · €21k
2021: €16k
2022: €20k
2023: €19k
2024: €21k
2021 → 2025
Total assets
€78k▲ 48.6%
2024 · €52k
2021: €23k
2022: €32k
2023: €26k
2024: €52k
2021 → 2025
Net result
€21k▲ 922%
2024 · €2k
2021: €14k
2022: €4k
2023: €-1k
2024: €2k
2021 → 2025
Working capital
€22k▲ 95.0%
2024 · €11k
2021: €12k
2022: €13k
2023: €11k
2024: €11k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€16k-€20k▲ 24.6%€19k▼ 6.8%€21k▲ 10.9%€42k▲ 100%
Operating result€18k-€6k▼ 66.8%€-54€6k€30k▲ 446%
Net result€14k-€4k▼ 71.9%€-1k€2k€21k▲ 922%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 446% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €78k
Fixed assets
€29k▲ 26.4%
Current assets
€49k▲ 66.1%
Equity and liabilities €78k
Equity
€42k▲ 100%
Debt
€36k▲ 14.4%
The debt ratio falls from 60.2% to 46.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€38k▲
2024 · €12k
Cash flow
€28k▲
2024 · €9k
Solvency
53.7%▲
2024 · 39.8%
Current ratio
1.85▲
2024 · 1.64
Quick ratio
1.78▲
2024 · 1.54
Debt / equity
0.86▼
2024 · 1.51
ROE
50.1%▲
2024 · 9.8%
ROA
26.9%▲
2024 · 3.9%
Interest coverage
52.67▲
2024 · 15.62
Debt
€36k▲
2024 · €32k
Debt ≤ 1 year
€26k▲
2024 · €18k
Debt > 1 year
€10k▼
2024 · €14k
Income taxes
€9k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€52k€78k▲
Fixed assets21/28€23k€29k▲
Tangible fixed assets22/27€23k€29k▲
Land and buildings22-€12k
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€21k€15k▼
Current assets29/58€29k€49k▲
Stocks and contracts in progress3€2k€2k=
Stocks30/36€2k€2k=
Amounts receivable within one year40/41€8k€45k▲
Trade receivables40€8k€45k▲
Other amounts receivable41€211-
Cash at bank and in hand54/58€20k€998▼
Deferred charges and accrued income490/1-€478
Equity and liabilities
Total equity and liabilities10/49€52k€78k▲
Equity10/15€21k€42k▲
Contributions10/11€2k€2k=
Reserves13€19k€40k▲
Distributable reserves133€19k€40k▲
Amounts payable17/49€32k€36k▲
Amounts payable after more than one year17€14k€10k▼
Financial debts170/4€14k€10k▼
Amounts payable within one year42/48€18k€26k▲
Current portion of amounts payable after more than one year42€4k€4k▲
Trade debts44€792€452▼
Suppliers440/4€792€452▼
Taxes, remuneration and social security45€10k€22k▲
Taxes450/3€10k€22k▲
Other amounts payable47/48€3k€145▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▲
Other operating charges640/8€505€664▲
Gross operating margin9900€13k€38k▲
Operating profit (loss)9901€6k€30k▲
Financial income75/76B€0€26▲
Recurring financial income75€0€26▲
Financial charges65/66B€773€713▼
Recurring financial charges65€773€713▼
Profit (loss) for the period before taxes9903€5k€30k▲
Income taxes67/77€3k€9k▲
Profit (loss) for the period9904€2k€21k▲
Profit (loss) for the period to be appropriated9905€2k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€21k▲
Transfer to equity691/2€2k€21k▲
To other reserves6921€2k€21k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2021net €21k ▲922%
Operating result €30k, net result €21k, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-1k ▼134%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
02-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Edegem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
d'Heldtlaan 152650 EdegemGround area
196 m²
Building footprint
83 m²
Volume, LiDAR
557 m³
Parcel 11013A0035/00D006, Flanders · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Cor Cordium
since 20212.317.112.541
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11013A0035/00D006 | Flanders | 196 m² | 1 · 83 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 37,025 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-05-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
70100Activities of head offices
82990Other business support services
96092Personal service activities
96992Tattoo and piercing services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.