KLIMAPLAN
ActiveSummary
KLIMAPLAN has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €127k and a net result of €6k. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 10% of 7838 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability40▼-21
Solvency33▲+2
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days only on tighter terms
Liquidity short (current ratio 0.95 against 0.93 in 2024; short-term debt: 77.2% and cash: 3.1% of total assets), and 92.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.8%
Return on assets
0.4%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 7838 sector peers (2025).
NBB · sector comparisonPosition among 7838 sector peers
Solvency
better than 10%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €127k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-12-2025, 39 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
39 d early
2024
35 d early
2023
43 d early
2022
43 d early
2021
42 d early
2020
41 d early
2019
29 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€127k▲ 5.0%
2024 · €121k
2019: €128khighest in 7 years
2020: €121k▼ -5.3% vs 2019
2021: €121k● +0.0% vs 2020
2022: €97k▼ -20.1% vs 2021
2023: €78k▼ -19.2% vs 2022lowest in 7 years
2024: €121k▲ +54.6% vs 2023
2025: €127k▲ +5.0% vs 2024
2019 → 2025
Total assets
€1.62M▼ 20.8%
2024 · €2.05M
2019: €1.36Mlowest in 7 years
2020: €1.77M▲ +30.2% vs 2019
2021: €1.79M▲ +1.1% vs 2020
2022: €1.92M▲ +7.2% vs 2021
2023: €1.75M▼ -8.5% vs 2022
2024: €2.05M▲ +16.7% vs 2023highest in 7 years
2025: €1.62M▼ -20.8% vs 2024
2019 → 2025
Net result
€6k▼ 85.9%
2024 · €43k
2019: €30k
2020: €70k▲ +133% vs 2019highest in 7 years
2021: €44k▼ -36.5% vs 2020
2022: €-24k▼ -155% vs 2021lowest in 7 years
2023: €-19k▲ +23.6% vs 2022
2024: €43k▲ +330% vs 2023
2025: €6k▼ -85.9% vs 2024
2019 → 2025
Working capital
€-69k▲ 26.3%
2024 · €-93k
2019: €73khighest in 7 years
2020: €57k▼ -21.8% vs 2019
2021: €-26k▼ -145% vs 2020
2022: €-27k▼ -4.5% vs 2021
2023: €-72k▼ -167% vs 2022
2024: €-93k▼ -29.5% vs 2023lowest in 7 years
2025: €-69k▲ +26.3% vs 2024
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€121k-€97k▼ 20.1%€78k▼ 19.2%€121k▲ 54.6%€127k▲ 5.0%
2021: €121k
2022: €97k▼ -20.1% vs 2021
2023: €78k▼ -19.2% vs 2022lowest in 5 years
2024: €121k▲ +54.6% vs 2023
2025: €127k▲ +5.0% vs 2024highest in 5 years
Operating result€85k-€12k▼ 85.7%€34k▲ 182%€95k▲ 176%€61k▼ 36.1%
2021: €85k
2022: €12k▼ -85.7% vs 2021lowest in 5 years
2023: €34k▲ +182% vs 2022
2024: €95k▲ +176% vs 2023highest in 5 years
2025: €61k▼ -36.1% vs 2024
Net result€44k-€-24k€-19k▲ 23.6%€43k€6k▼ 85.9%
2021: €44khighest in 5 years
2022: €-24k▼ -155% vs 2021lowest in 5 years
2023: €-19k▲ +23.6% vs 2022
2024: €43k▲ +330% vs 2023
2025: €6k▼ -85.9% vs 2024
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 36% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.62M
Fixed assets
€439k ▼ 39.4%
Current assets
€1.18M ▼ 10.5%
Equity and liabilities €1.62M
Equity
€127k ▲ 5.0%
Debt
€1.49M ▼ 22.4%
Debt's share of the balance-sheet total falls from 94.1% to 92.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€113k▼
2024 · €160k
Cash flow
€59k▼
2024 · €108k
Current ratio
0.95▲
2024 · 0.93
Quick ratio
0.69▼
2024 · 0.71
Debt to equity
11.77▼
2024 · 15.91
ROE
4.7%▼
2024 · 35.3%
ROA
0.4%▼
2024 · 2.1%
Interest coverage
2.47▼
2024 · 4.74
Debt ≤ 1 year
€1.25M▼
2024 · €1.41M
Debt > 1 year
€240k▼
2024 · €506k
Income taxes
€11k▼
2024 · €19k
Staff costs
€1.33M▲
2024 · €1.33M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.05M€1.62M▼
Fixed assets21/28€724k€439k▼
Tangible fixed assets22/27€724k€439k▼
Land and buildings22€605k€322k▼
Plant, machinery and equipment23€5k€14k▲
Furniture and vehicles24€59k€69k▲
Other tangible fixed assets26€55k€34k▼
Current assets29/58€1.32M€1.18M▼
Stocks and contracts in progress3€315k€317k▲
Stocks30/36€315k€317k▲
Amounts receivable within one year40/41€925k€802k▼
Trade receivables40€807k€732k▼
Other amounts receivable41€118k€70k▼
Cash at bank and in hand54/58€73k€51k▼
Deferred charges and accrued income490/1€9k€12k▲
Equity and liabilities
Total equity and liabilities10/49€2.05M€1.62M▼
Equity10/15€121k€127k▲
Contributions10/11€119k€119k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€496€7k▲
Amounts payable17/49€1.92M€1.49M▼
Amounts payable after more than one year17€506k€240k▼
Financial debts170/4€506k€240k▼
Amounts payable within one year42/48€1.41M€1.25M▼
Current portion of amounts payable after more than one year42€134k€109k▼
Financial debts43€135k€135k=
Credit institutions430/8€135k€135k=
Trade debts44€964k€848k▼
Suppliers440/4€964k€848k▼
Taxes, remuneration and social security45€145k€152k▲
Taxes450/3€9k€9k▼
Remuneration and social security454/9€135k€143k▲
Other amounts payable47/48€37k€7k▼
Accrued charges and deferred income492/3€4k€3k▼
Income statement
Code20242025
Non-recurring operating income76A€14k€63k▲
Remuneration, social security and pensions62€1.33M€1.33M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€66k€53k▼
Other operating charges640/8€11k€15k▲
Non-recurring operating charges66A€8k€21k▲
Gross operating margin9900€1.51M€1.48M▼
Operating profit (loss)9901€95k€61k▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€34k€46k▲
Recurring financial charges65€34k€46k▲
Profit (loss) for the period before taxes9903€62k€17k▼
Income taxes67/77€19k€11k▼
Profit (loss) for the period9904€43k€6k▼
Profit (loss) for the period to be appropriated9905€43k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€496€7k▲
Profit (loss) brought forward from the previous period14P€-42k€496▲
Social balance
Average headcount (FTE)908721.418.8▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €37k | - | €14k | €63k | ▲ 346% |
| Remuneration, social security and pensions62 | - | €1.27M | €1.34M | €1.33M | €1.33M | ▲ 0.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €113k | €77k | €55k | €66k | €53k | ▼ 19.8% |
| Other operating charges640/8 | - | €10k | €8k | €11k | €15k | ▲ 35.7% |
| Non-recurring operating charges66A | - | €2k | €8k | €8k | €21k | ▲ 149% |
| Gross operating margin9900 | €1.28M | €1.37M | €1.44M | €1.51M | €1.48M | ▼ 2.0% |
| Operating profit (loss)9901 | €85k | €12k | €34k | €95k | €61k | ▼ 36.1% |
| Financial income75/76B | - | €3k | €3k | €1k | €2k | ▲ 63.3% |
| Recurring financial income75 | €9k | €3k | €3k | €1k | €2k | ▲ 63.3% |
| Financial charges65/66B | - | €33k | €42k | €34k | €46k | ▲ 35.6% |
| Recurring financial charges65 | €23k | €33k | €42k | €34k | €46k | ▲ 35.6% |
| Profit (loss) for the period before taxes9903 | €71k | €-17k | €-5k | €62k | €17k | ▼ 72.9% |
| Income taxes67/77 | €27k | €7k | €14k | €19k | €11k | ▼ 44.4% |
| Profit (loss) for the period9904 | €44k | €-24k | €-19k | €43k | €6k | ▼ 85.9% |
| Profit (loss) for the period to be appropriated9905 | €44k | €-24k | €-19k | €43k | €6k | ▼ 85.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.79M | €1.92M | €1.75M | €2.05M | €1.62M | ▼ 20.8% |
| Fixed assets21/28 | €771k | €725k | €711k | €724k | €439k | ▼ 39.4% |
| Tangible fixed assets22/27 | €771k | €725k | €711k | €724k | €439k | ▼ 39.4% |
| Land and buildings22 | - | €655k | €626k | €605k | €322k | ▼ 46.7% |
| Plant, machinery and equipment23 | - | €11k | €7k | €5k | €14k | ▲ 162% |
| Furniture and vehicles24 | - | €25k | €36k | €59k | €69k | ▲ 17.4% |
| Other tangible fixed assets26 | - | €34k | €41k | €55k | €34k | ▼ 38.8% |
| Current assets29/58 | €1.02M | €1.19M | €1.04M | €1.32M | €1.18M | ▼ 10.5% |
| Stocks and contracts in progress3 | €151k | €370k | €252k | €315k | €317k | ▲ 0.8% |
| Stocks30/36 | - | €370k | €252k | €315k | €317k | ▲ 0.8% |
| Amounts receivable within one year40/41 | €753k | €780k | €748k | €925k | €802k | ▼ 13.3% |
| Trade receivables40 | - | €721k | €673k | €807k | €732k | ▼ 9.2% |
| Other amounts receivable41 | - | €59k | €76k | €118k | €70k | ▼ 41.0% |
| Cash at bank and in hand54/58 | €101k | €41k | €35k | €73k | €51k | ▼ 30.5% |
| Deferred charges and accrued income490/1 | - | €233 | €7k | €9k | €12k | ▲ 38.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.79M | €1.92M | €1.75M | €2.05M | €1.62M | ▼ 20.8% |
| Equity10/15 | €121k | €97k | €78k | €121k | €127k | ▲ 5.0% |
| Contributions10/11 | - | €119k | €119k | €119k | €119k | = |
| Outside capital11 | - | €119k | €119k | - | - | - |
| Other1109/19 | - | €119k | €119k | - | - | - |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | - | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €732 | €-24k | €-42k | €496 | €7k | ▲ 1,214% |
| Amounts payable17/49 | €1.67M | €1.82M | €1.68M | €1.92M | €1.49M | ▼ 22.4% |
| Amounts payable after more than one year17 | €621k | €602k | €557k | €506k | €240k | ▼ 52.5% |
| Financial debts170/4 | - | €602k | €557k | €506k | €240k | ▼ 52.5% |
| Amounts payable within one year42/48 | €1.04M | €1.22M | €1.11M | €1.41M | €1.25M | ▼ 11.6% |
| Current portion of amounts payable after more than one year42 | - | €234k | €118k | €134k | €109k | ▼ 19.2% |
| Financial debts43 | - | - | €80k | €135k | €135k | = |
| Credit institutions430/8 | - | - | €80k | €135k | €135k | = |
| Trade debts44 | €678k | €799k | €728k | €964k | €848k | ▼ 12.0% |
| Suppliers440/4 | - | €799k | €728k | €964k | €848k | ▼ 12.0% |
| Taxes, remuneration and social security45 | - | €106k | €153k | €145k | €152k | ▲ 4.8% |
| Taxes450/3 | - | €7k | €14k | €9k | €9k | ▼ 3.8% |
| Remuneration and social security454/9 | - | €99k | €140k | €135k | €143k | ▲ 5.4% |
| Other amounts payable47/48 | - | €79k | €35k | €37k | €7k | ▼ 80.6% |
| Accrued charges and deferred income492/3 | - | €14 | €4k | €4k | €3k | ▼ 26.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €44k | €-24k | €-19k | €43k | €6k | ▼ 85.9% |
| + Depreciation and write-downs630 | €113k | €77k | €55k | €66k | €53k | ▼ 19.8% |
| Operating cash flow (approximation) | €157k | €53k | €36k | €108k | €59k | ▼ 45.9% |
| Investment in fixed assets (approximation) | - | €-31k | €-40k | €-79k | €233k | ▲ 395% |
| Change in cash | - | €-59k | €-6k | €38k | €-22k | ▼ 159% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
23-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
27-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
30-06
Financial
Back to profitnet €43k
Net result €43k after 2 loss-making years.
30-06
Financial
Equity above €100kEq €121k ▲54.6%
Equity rises from €78k to €121k.
2023
19-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
19-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
30-06
Financial
Weakest financial yearnet €-24k
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
2021
20-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
21-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
30-06
Financial
Highest result since 2019net €70k ▲133%
Operating result €124k, net result €70k, both a record.
02-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
04-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
19-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
04-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2011
Ground area
729 m²
Building footprint
30 m²
Volume, LiDAR
49 m³
Parcel 11602E0035/00N015, Flanders · tallest building 11.1 m. Linked by address, not a title deed.
1 establishment unit
DUFFELAIR
since 20112.199.324.946
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11602E0035/00N015 | Flanders | 729 m² | 1 · 30 m² | 11.1 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 6 entries · 6,999 EUR awarded · 6,999 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 3,031 EUR | 3,031 EUR |
| 2024 | 1 | 1,190 EUR | 1,190 EUR |
| 2023 | 1 | 1,003 EUR | 1,003 EUR |
| 2022 | 2 | 1,775 EUR | 1,775 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Premie kwalificerend werkplekleren
Stagebonus (stopgezet)
Recognitions · licences · registrations
Recognised contractor
1 categoryKLIMAPLAN BV41502
Dual-learning approval
4 live approvals · 4 endedKoelinstallaties duaal (so)
Technicus hernieuwbare energietechnieken duaal (so)
Technicus installatietechnieken (vwo)
Technicus installatietechnieken duaal (so)
Show 4 ended approvals
Koelinstallaties duaal (so)
Technicus hernieuwbare energietechnieken duaal (so)
Koelmonteur (so)
Koelmonteur (so)
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Of 15,529 companies in sector 43990 we hold annual accounts for 7,420. 6,160 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-05-2011
Fiscal year end30-06
Activities, NACEBEL 2025
43222Installation of electric heating, air conditioning, cooling and ventilation
43990Other specialised construction activities
28250Manufacture of machinery and equipment not elsewhere classified
43211General electrical installation work
Contact
Website
www.klimaplan.beKontich
E-mail
info@klimaplan.beKontich
Phone
03/4583500Kontich
Fax
03/4583600Kontich
Scores and ratios are computed by Checked and are not a credit decision.