KLEVERS
ActiveSummary
KLEVERS has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €92,019 and a net result of €14,698. Equity is growing by ~28.8% per year across the filed fiscal years. Its solvency ranks better than 29% of 28184 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability74▼-4
Solvency52=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity tight (current ratio 1.34 against 1.39 in 2024; short-term debt: 47.2% and cash: 2.2% of total assets), and 72.7% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.3%
Return on assets
4.4%
Age of the figures
12 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 10-04-2026, 20 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
20 d early
2024
9 d late
2023
on the day
2022
2 d early
2021
2 d early
2020
4 d early
2019
44 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 9 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€92,019▲ 19.0%
2024 · €77,322
Total assets
€337,600▲ 18.0%
2024 · €286,112
Net result
€14,698▼ 26.8%
2024 · €20,072
Working capital
€54,151▼ 22.2%
2024 · €69,561
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€15,858▲ 31.2%€26,647▲ 68.0%€11,463▼ 57.0%€28,681▲ 150%€21,775▼ 24.1%
Net result€17,988€19,709▲ 9.6%€7,691▼ 61.0%€20,072▲ 161%€14,698▼ 26.8%
Equity€32,350▲ 125%€49,559▲ 53.2%€57,250▲ 15.5%€77,322▲ 35.1%€92,019▲ 19.0%
Total assets€47,065▼ 38.7%€162,586▲ 245%€239,858▲ 47.5%€286,112▲ 19.3%€337,600▲ 18.0%
Debt€14,715▼ 76.4%€113,027▲ 668%€182,607▲ 61.6%€208,790▲ 14.3%€245,580▲ 17.6%
Working capital€32,162▲ 124%€22,252▼ 30.8%€40,208▲ 80.7%€69,561▲ 73.0%€54,151▼ 22.2%
Staff (FTE)0.3
Turnover and EBIT margin not published: the micro schema does not require them.
Why a figure moved sharply
- 2022 Total assets +245% on 2021. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 24% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €337,600
Fixed assets
€124,000 ▲ 217%
Current assets
€213,599 ▼ 13.5%
Equity and liabilities €337,600
Equity
€92,019 ▲ 19.0%
Debt
€245,580 ▲ 17.6%
Debt's share of the balance-sheet total falls from 73.0% to 72.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€53,190▲
2024 · €52,949
Cash flow
€46,113▲
2024 · €44,340
Current ratio
1.34▼
2024 · 1.39
Debt to equity
2.67▼
2024 · 2.70
ROE
16.0%▼
2024 · 26.0%
ROA
4.4%▼
2024 · 7.0%
Interest coverage
21.67▼
2024 · 27.46
Debt ≤ 1 year
€159,448▼
2024 · €177,449
Debt > 1 year
€86,132▲
2024 · €31,341
Income taxes
€6,082▼
2024 · €8,088
Staff costs
€8,071
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,270 companies that looked in July 2024 the way this one looks now, 2.1% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
2.1%
went bankrupt
2.5%
stopped otherwise
95%
still going
A further 0.8% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,270 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | - | €8,071 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €72 | €9,423 | €24,057 | €24,268 | €31,415 | ▲ 29.4% |
| Other operating charges640/8 | €3,264 | €2,347 | €11,433 | €12,245 | €25,498 | ▲ 108% |
| Gross operating margin9900 | €19,194 | €38,417 | €46,953 | €65,194 | €86,759 | ▲ 33.1% |
| Operating profit (loss)9901 | €15,858 | €26,647 | €11,463 | €28,681 | €21,775 | ▼ 24.1% |
| Financial income75/76B | €1,539 | €1,022 | €1,412 | €1,407 | €1,460 | ▲ 3.8% |
| Recurring financial income75 | €1,539 | €1,022 | €1,412 | €1,407 | €1,460 | ▲ 3.8% |
| Financial charges65/66B | €7,385 | €1,364 | €2,930 | €1,928 | €2,455 | ▲ 27.3% |
| Recurring financial charges65 | €7,385 | €1,364 | €2,930 | €1,928 | €2,455 | ▲ 27.3% |
| Profit (loss) for the period before taxes9903 | €10,012 | €26,305 | €9,945 | €28,160 | €20,780 | ▼ 26.2% |
| Income taxes67/77 | -€7,976 | €6,596 | €2,254 | €8,088 | €6,082 | ▼ 24.8% |
| Profit (loss) for the period9904 | €17,988 | €19,709 | €7,691 | €20,072 | €14,698 | ▼ 26.8% |
| Profit (loss) for the period to be appropriated9905 | €17,988 | €19,709 | €7,691 | €20,072 | €14,698 | ▼ 26.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €47,065 | €162,586 | €239,858 | €286,112 | €337,600 | ▲ 18.0% |
| Fixed assets21/28 | €188 | €86,147 | €63,370 | €39,102 | €124,000 | ▲ 217% |
| Tangible fixed assets22/27 | €188 | €86,147 | €63,220 | €38,952 | €123,850 | ▲ 218% |
| Furniture and vehicles24 | €188 | €86,147 | €63,220 | €38,952 | €123,850 | ▲ 218% |
| Financial fixed assets28 | - | - | €150 | €150 | €150 | = |
| Current assets29/58 | €46,877 | €76,439 | €176,487 | €247,010 | €213,599 | ▼ 13.5% |
| Amounts receivable within one year40/41 | €43,471 | €74,390 | €172,536 | €224,059 | €204,286 | ▼ 8.8% |
| Trade receivables40 | €6,198 | €26,339 | €126,595 | €149,064 | €161,922 | ▲ 8.6% |
| Other amounts receivable41 | €37,273 | €48,051 | €45,941 | €74,995 | €42,363 | ▼ 43.5% |
| Cash at bank and in hand54/58 | €3,406 | €1,852 | €2,460 | €21,634 | €7,436 | ▼ 65.6% |
| Deferred charges and accrued income490/1 | - | €197 | €1,491 | €1,317 | €1,878 | ▲ 42.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €47,065 | €162,586 | €239,858 | €286,112 | €337,600 | ▲ 18.0% |
| Equity10/15 | €32,350 | €49,559 | €57,250 | €77,322 | €92,019 | ▲ 19.0% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Capital10 | €6,200 | €6,200 | - | - | - | - |
| Issued capital100 | €18,600 | €18,600 | - | - | - | - |
| Uncalled capital101 | €12,400 | €12,400 | - | - | - | - |
| Outside capital11 | - | - | - | €6,200 | - | - |
| Other1109/19 | - | - | - | €6,200 | - | - |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €24,290 | €41,499 | €49,190 | €69,262 | €83,959 | ▲ 21.2% |
| Amounts payable17/49 | €14,715 | €113,027 | €182,607 | €208,790 | €245,580 | ▲ 17.6% |
| Amounts payable after more than one year17 | - | €58,840 | €46,328 | €31,341 | €86,132 | ▲ 175% |
| Financial debts170/4 | - | €58,840 | €46,328 | €31,341 | €86,132 | ▲ 175% |
| Amounts payable within one year42/48 | €14,715 | €54,187 | €136,279 | €177,449 | €159,448 | ▼ 10.1% |
| Current portion of amounts payable after more than one year42 | - | €19,090 | €17,072 | €17,930 | €41,124 | ▲ 129% |
| Trade debts44 | €5,880 | €20,012 | €108,018 | €115,332 | €111,857 | ▼ 3.0% |
| Suppliers440/4 | €5,880 | €20,012 | €108,018 | €115,332 | €111,857 | ▼ 3.0% |
| Taxes, remuneration and social security45 | €8,835 | €12,585 | €9,689 | €42,687 | €6,467 | ▼ 84.8% |
| Taxes450/3 | €8,835 | €12,585 | €9,689 | €41,187 | €3,082 | ▼ 92.5% |
| Remuneration and social security454/9 | - | - | - | €1,500 | €3,385 | ▲ 126% |
| Other amounts payable47/48 | - | €2,500 | €1,500 | €1,500 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €17,988 | €19,709 | €7,691 | €20,072 | €14,698 | ▼ 26.8% |
| + Depreciation and write-downs630 | €72 | €9,423 | €24,057 | €24,268 | €31,415 | ▲ 29.4% |
| Operating cash flow (approximation) | €18,060 | €29,132 | €31,748 | €44,340 | €46,113 | ▲ 4.0% |
| Investment in fixed assets (approximation) | - | -€95,382 | -€1,280 | €0 | -€116,313 | ▼ 31,436,092% |
| Change in cash | - | -€1,554 | €608 | €19,174 | -€14,198 | ▼ 174% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
09-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 9 days late
2024
30-09
Financial
Highest result since 2019net €20,072 ▲161%
Net result €20,072, the highest in the series.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €17,988
Net result €17,988 after one loss-making year.
30-09
Financial
Liquidity triplescurrent ratio 3.19
Current ratio from 1.23 to 3.19; short-term debt falls from €62,443 to €14,715.
26-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Weakest financial yearnet -€6,970
Net result drops to -€6,970, the lowest in the series; recovery starts the following year.
17-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roosdaal · 1 establishment unit since 2018
Ground area
1,481 m²
Building footprint
318 m²
Volume, LiDAR
2,472 m³
Parcel 23097C0895/00A000, Flanders · tallest building 9.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
KLEVERS
since 20182.276.520.318
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23097C0895/00A000 | Flanders | 1,481 m² | 1 · 318 m² | 9.0 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 751 companies in sector 43422 we hold annual accounts for 424. 359 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded31-01-2018
Fiscal year end30-09
Activities, NACEBEL 2025
43350Other building finishing work
43422Screed work
43230Insulation installation
43310Plastering work
81210General cleaning of buildings
E-invoicing
Reachable via Peppol
Peppol ID
0208:0689634762
Registered
19-12-2025
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.