Chape-Sol Construct
ActiveSummary
Chape-Sol Construct has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €300k and a net result of €63k. Equity is growing by ~26.8% per year across the filed fiscal years. Its solvency ranks better than 92% of 27965 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability92▲+13
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 8.5 against 5.04 in 2024; short-term debt: 11.6% and cash: 34.3% of total assets), and 11.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.4%
Return on assets
18.6%
Age of the figures
16 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-05-2025 was due by 31-12-2025 and was filed on 08-12-2025, 23 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
23 d early
2024
20 d early
2023
25 d early
2022
80 d late
2021
59 d late
2020
21 d early
2019
26 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-05-2026 and is due by 31-12-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-05-2026 close25-09-2026 today31-12-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€300k▲ 26.7%
2024 · €237k
2019: €46klowest in 7 years
2020: €60k▲ +29.6% vs 2019
2021: €114k▲ +90.7% vs 2020
2022: €165k▲ +44.9% vs 2021
2023: €214k▲ +29.4% vs 2022
2024: €237k▲ +10.8% vs 2023
2025: €300k▲ +26.7% vs 2024highest in 7 years
2019 → 2025
Total assets
€340k▲ 15.4%
2024 · €294k
2019: €107klowest in 7 years
2020: €162k▲ +51.2% vs 2019
2021: €297k▲ +83.4% vs 2020
2022: €316k▲ +6.4% vs 2021
2023: €300k▼ -5.0% vs 2022
2024: €294k▼ -2.1% vs 2023
2025: €340k▲ +15.4% vs 2024highest in 7 years
2019 → 2025
Net result
€63k▲ 175%
2024 · €23k
2019: €55k
2020: €14k▼ -75.1% vs 2019lowest in 7 years
2021: €74k▲ +444% vs 2020highest in 7 years
2022: €51k▼ -31.0% vs 2021
2023: €36k▼ -29.4% vs 2022
2024: €23k▼ -36.4% vs 2023
2025: €63k▲ +175% vs 2024
2019 → 2025
Working capital
€296k▲ 27.8%
2024 · €232k
2019: €44k
2020: €163▼ -99.6% vs 2019lowest in 7 years
2021: €51k▲ +31174% vs 2020
2022: €116k▲ +128% vs 2021
2023: €183k▲ +57.9% vs 2022
2024: €232k▲ +26.5% vs 2023
2025: €296k▲ +27.8% vs 2024highest in 7 years
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€114k-€165k▲ 44.9%€214k▲ 29.4%€237k▲ 10.8%€300k▲ 26.7%
2021: €114klowest in 5 years
2022: €165k▲ +44.9% vs 2021
2023: €214k▲ +29.4% vs 2022
2024: €237k▲ +10.8% vs 2023
2025: €300k▲ +26.7% vs 2024highest in 5 years
Operating result€100k-€71k▼ 28.6%€51k▼ 27.8%€41k▼ 20.6%€84k▲ 105%
2021: €100khighest in 5 years
2022: €71k▼ -28.6% vs 2021
2023: €51k▼ -27.8% vs 2022
2024: €41k▼ -20.6% vs 2023lowest in 5 years
2025: €84k▲ +105% vs 2024
Net result€74k-€51k▼ 31.0%€36k▼ 29.4%€23k▼ 36.4%€63k▲ 175%
2021: €74khighest in 5 years
2022: €51k▼ -31.0% vs 2021
2023: €36k▼ -29.4% vs 2022
2024: €23k▼ -36.4% vs 2023lowest in 5 years
2025: €63k▲ +175% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 105% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €340k
Fixed assets
€4k ▼ 25.0%
Current assets
€336k ▲ 16.1%
Equity and liabilities €340k
Equity
€300k ▲ 26.7%
Debt
€40k ▼ 31.2%
Debt's share of the balance-sheet total falls from 19.5% to 11.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€86k▲
2024 · €70k
Cash flow
€65k▲
2024 · €52k
Current ratio
8.50▲
2024 · 5.04
Debt to equity
0.13▼
2024 · 0.24
ROE
21.1%▲
2024 · 9.7%
ROA
18.6%▲
2024 · 7.8%
Interest coverage
54.72▼
2024 · 83.89
Debt ≤ 1 year
€40k▼
2024 · €57k
Income taxes
€20k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€294k€340k▲
Fixed assets21/28€5k€4k▼
Tangible fixed assets22/27€4k€3k▼
Plant, machinery and equipment23€576€743▲
Furniture and vehicles24€3k€2k▼
Financial fixed assets28€1k€1k=
Current assets29/58€289k€336k▲
Amounts receivable within one year40/41€206k€219k▲
Trade receivables40€138k€150k▲
Other amounts receivable41€68k€70k▲
Cash at bank and in hand54/58€83k€116k▲
Deferred charges and accrued income490/1€557€242▼
Equity and liabilities
Total equity and liabilities10/49€294k€340k▲
Equity10/15€237k€300k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€216k€280k▲
Amounts payable17/49€57k€40k▼
Amounts payable within one year42/48€57k€40k▼
Trade debts44€33k€9k▼
Suppliers440/4€33k€9k▼
Taxes, remuneration and social security45€25k€30k▲
Taxes450/3€16k€21k▲
Remuneration and social security454/9€9k€9k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€2k▼
Other operating charges640/8€8k€6k▼
Gross operating margin9900€78k€92k▲
Operating profit (loss)9901€41k€84k▲
Financial income75/76B€0€719▲
Recurring financial income75€0€719▲
Financial charges65/66B€829€2k▲
Recurring financial charges65€829€2k▲
Profit (loss) for the period before taxes9903€40k€83k▲
Income taxes67/77€17k€20k▲
Profit (loss) for the period9904€23k€63k▲
Profit (loss) for the period to be appropriated9905€23k€63k▲
Appropriation of the result
Profit (loss) to be appropriated9906€216k€280k▲
Profit (loss) brought forward from the previous period14P€193k€216k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €33k | €33k | €29k | €29k | €2k | ▼ 92.5% |
| Other operating charges640/8 | - | €9k | €8k | €8k | €6k | ▼ 27.5% |
| Gross operating margin9900 | €142k | €113k | €89k | €78k | €92k | ▲ 18.3% |
| Operating profit (loss)9901 | €100k | €71k | €51k | €41k | €84k | ▲ 105% |
| Financial income75/76B | - | €0 | €4 | €0 | €719 | ▲ 7,191,400% |
| Recurring financial income75 | €6 | €0 | €4 | €0 | €719 | ▲ 7,191,400% |
| Financial charges65/66B | - | €1k | €325 | €829 | €2k | ▲ 89.4% |
| Recurring financial charges65 | €1k | €1k | €325 | €829 | €2k | ▲ 89.4% |
| Profit (loss) for the period before taxes9903 | €98k | €70k | €51k | €40k | €83k | ▲ 107% |
| Income taxes67/77 | €24k | €19k | €15k | €17k | €20k | ▲ 16.1% |
| Profit (loss) for the period9904 | €74k | €51k | €36k | €23k | €63k | ▲ 175% |
| Profit (loss) for the period to be appropriated9905 | €74k | €51k | €36k | €23k | €63k | ▲ 175% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €297k | €316k | €300k | €294k | €340k | ▲ 15.4% |
| Fixed assets21/28 | €86k | €59k | €31k | €5k | €4k | ▼ 25.0% |
| Tangible fixed assets22/27 | €85k | €58k | €29k | €4k | €3k | ▼ 33.0% |
| Plant, machinery and equipment23 | - | €3k | €1k | €576 | €743 | ▲ 29.1% |
| Furniture and vehicles24 | - | €56k | €28k | €3k | €2k | ▼ 44.2% |
| Financial fixed assets28 | €1k | €1k | €1k | €1k | €1k | = |
| Current assets29/58 | €211k | €257k | €270k | €289k | €336k | ▲ 16.1% |
| Amounts receivable within one year40/41 | €147k | €158k | €210k | €206k | €219k | ▲ 6.4% |
| Trade receivables40 | - | €98k | €147k | €138k | €150k | ▲ 8.3% |
| Other amounts receivable41 | - | €60k | €63k | €68k | €70k | ▲ 2.5% |
| Cash at bank and in hand54/58 | €63k | €98k | €60k | €83k | €116k | ▲ 40.8% |
| Deferred charges and accrued income490/1 | - | - | €663 | €557 | €242 | ▼ 56.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €297k | €316k | €300k | €294k | €340k | ▲ 15.4% |
| Equity10/15 | €114k | €165k | €214k | €237k | €300k | ▲ 26.7% |
| Contributions10/11 | €6k | €6k | €19k | €19k | €19k | = |
| Capital10 | - | €6k | - | - | - | - |
| Issued capital100 | - | €19k | - | - | - | - |
| Uncalled capital101 | - | €12k | - | - | - | - |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Legal reserve130 | - | €2k | - | - | - | - |
| Reserves not available under the articles1311 | - | - | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €106k | €157k | €193k | €216k | €280k | ▲ 29.2% |
| Amounts payable17/49 | €183k | €151k | €87k | €57k | €40k | ▼ 31.2% |
| Amounts payable after more than one year17 | €23k | €10k | - | - | - | - |
| Financial debts170/4 | - | €10k | - | - | - | - |
| Amounts payable within one year42/48 | €160k | €141k | €87k | €57k | €40k | ▼ 31.2% |
| Current portion of amounts payable after more than one year42 | - | €16k | €10k | - | - | - |
| Trade debts44 | €74k | €36k | €25k | €33k | €9k | ▼ 71.3% |
| Suppliers440/4 | - | €36k | €25k | €33k | €9k | ▼ 71.3% |
| Taxes, remuneration and social security45 | - | €44k | €38k | €25k | €30k | ▲ 22.4% |
| Taxes450/3 | - | €36k | €29k | €16k | €21k | ▲ 30.8% |
| Remuneration and social security454/9 | - | €8k | €9k | €9k | €9k | ▲ 6.9% |
| Other amounts payable47/48 | - | €46k | €13k | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €74k | €51k | €36k | €23k | €63k | ▲ 175% |
| + Depreciation and write-downs630 | €33k | €33k | €29k | €29k | €2k | ▼ 92.5% |
| Operating cash flow (approximation) | €107k | €85k | €66k | €52k | €65k | ▲ 26.3% |
| Investment in fixed assets (approximation) | - | €-6k | €-738 | €-3k | €-915 | ▲ 71.4% |
| Change in cash | - | €36k | €-39k | €23k | €34k | ▲ 46.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
08-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
11-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
06-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-05
Financial
Equity above €200kEq €214k ▲29.4%
5 profitable years in a row build equity to €214k.
21-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 80 days late
2022
31-05
Financial
Equity above €150kEq €165k ▲44.9%
4 profitable years in a row build equity to €165k.
28-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 59 days late
2021
31-05
Financial
Highest result since 2019net €74k ▲444%
Operating result €100k, net result €74k, both a record.
31-05
Financial
Equity above €100kEq €114k ▲90.7%
3 profitable years in a row build equity to €114k.
2020
10-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-05
Financial
Weakest financial yearnet €14k ▼75.1%
Net result drops to €14k, the lowest in the series; recovery starts the following year.
2019
05-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2017
Ground area
579 m²
Building footprint
208 m²
Volume, LiDAR
1,071 m³
Parcel 23069A0394/00M002, Flanders · tallest building 21.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Chape-Sol Construct
since 20172.269.609.958
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23069A0394/00M002 | Flanders | 579 m² | 1 · 208 m² | 21.0 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
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Of 4,271 companies in sector 43230 we hold annual accounts for 1,240. 885 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-10-2017
Fiscal year end31-05
Activities, NACEBEL 2025
43230Insulation installation
43331Floor and wall tiling
43422Screed work
Contact
E-mail
info@chape-sol-construct.be
Phone
0484 089 004
Scores and ratios are computed by Checked and are not a credit decision.