KLEDANN
ActiveKLEDANN has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €388k and a net result of €45k. Equity is growing by ~19.8% per year across the filed fiscal years. Its solvency ranks better than 93% of 18039 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 11.88 against 10.3 in 2024; short-term debt: 7.3% and cash: 0.6% of total assets), and 11.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.9%
Return on assets
10.4%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
6 d late
2024
30 d early
2023
67 d early
2022
9 d early
2021
9 d late
2020
3 d early
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€388k▲ 10.5%
2024 · €351k
2018: €117k
2019: €138k
2020: €166k
2021: €201k
2022: €237k
2023: €308k
2024: €351k
2018 → 2025
Total assets
€437k▲ 6.4%
2024 · €410k
2018: €175k
2019: €190k
2020: €215k
2021: €263k
2022: €279k
2023: €381k
2024: €410k
2018 → 2025
Net result
€45k▼ 14.4%
2024 · €53k
2018: €24k
2019: €21k
2020: €28k
2021: €33k
2022: €37k
2023: €71k
2024: €53k
2018 → 2025
Working capital
€347k▲ 8.5%
2024 · €319k
2018: €108k
2019: €131k
2020: €162k
2021: €195k
2022: €232k
2023: €268k
2024: €319k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€201k-€237k▲ 18.4%€308k▲ 29.7%€351k▲ 14.0%€388k▲ 10.5%
Operating result€45k-€50k▲ 11.8%€66k▲ 30.8%€65k▼ 1.3%€54k▼ 17.7%
Net result€33k-€37k▲ 11.2%€71k▲ 91.3%€53k▼ 24.6%€45k▼ 14.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 18% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €437k
Fixed assets
€58k▲ 2.5%
Current assets
€378k▲ 7.0%
Equity and liabilities €437k
Equity
€388k▲ 10.5%
Provisions
€1k=
Debt
€47k▼ 18.4%
The debt ratio falls from 14.1% to 10.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€72k▼
2024 · €82k
Cash flow
€64k▼
2024 · €71k
Solvency
88.9%▲
2024 · 85.6%
Current ratio
11.88▲
2024 · 10.30
Quick ratio
10.44▲
2024 · 9.26
Debt / equity
0.12▼
2024 · 0.16
ROE
11.7%▼
2024 · 15.1%
ROA
10.4%▼
2024 · 13.0%
Interest coverage
18.02▼
2024 · 18.55
Debt
€47k▼
2024 · €58k
Debt ≤ 1 year
€32k▼
2024 · €34k
Debt > 1 year
€15k▼
2024 · €23k
Income taxes
€18k▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€410k€437k▲
Fixed assets21/28€57k€58k▲
Tangible fixed assets22/27€57k€58k▲
Plant, machinery and equipment23€5k€20k▲
Furniture and vehicles24€52k€38k▼
Current assets29/58€354k€378k▲
Stocks and contracts in progress3€36k€46k▲
Stocks30/36€36k€46k▲
Amounts receivable within one year40/41€7k€5k▼
Trade receivables40€1k€1k▼
Other amounts receivable41€5k€4k▼
Current investments50/53€309k€325k▲
Cash at bank and in hand54/58€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€410k€437k▲
Equity10/15€351k€388k▲
Contributions10/11€9k-
Reserves13€343k€388k▲
Distributable reserves133€343k€388k▲
Provisions and deferred taxes16€1k€1k=
Provisions for liabilities and charges160/5€1k€1k=
Major repairs and maintenance162€1k€1k=
Amounts payable17/49€58k€47k▼
Amounts payable after more than one year17€23k€15k▼
Financial debts170/4€23k€15k▼
Amounts payable within one year42/48€34k€32k▼
Current portion of amounts payable after more than one year42€9k€8k▼
Trade debts44-€171
Suppliers440/4-€171
Taxes, remuneration and social security45€11k€5k▼
Taxes450/3€11k€5k▼
Other amounts payable47/48€15k€18k▲
Accrued charges and deferred income492/3-€1
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€19k▲
Other operating charges640/8€324€1k▲
Gross operating margin9900€83k€73k▼
Operating profit (loss)9901€65k€54k▼
Financial income75/76B€14k€14k▲
Recurring financial income75€14k€14k▲
Non-recurring financial income76B€101-
Financial charges65/66B€5k€4k▼
Recurring financial charges65€4k€4k▼
Non-recurring financial charges66B€101€130▲
Profit (loss) for the period before taxes9903€74k€63k▼
Income taxes67/77€21k€18k▼
Profit (loss) for the period9904€53k€45k▼
Profit (loss) for the period to be appropriated9905€53k€45k▼
Appropriation of the result
Profit (loss) to be appropriated9906€53k€45k▼
Transfer to equity691/2€53k€45k▼
To other reserves6921€53k€45k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 6 days late
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €71k ▲91.3%
Operating result €66k, net result €71k, both a record.
22-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
09-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
2021
31-12
Financial
Equity above €200kEq €201k ▲20.9%
4 profitable years in a row build equity to €201k.
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150kEq €166k ▲20.3%
3 profitable years in a row build equity to €166k.
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €21k ▼11.1%
Net result drops to €21k, the lowest in the series; recovery starts the following year.
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
04-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bree · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Witte Torenwal 1-23960 BreeGround area
92 m²
Parcel 72004B0401/00F000, Flanders. Linked by address, not a title deed.
1 establishment unit
PACQUEE
since 19982.085.410.720
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72004B0401/00F000 | Flanders | 92 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
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Of 459 companies in sector 47712 we hold annual accounts for 269. 187 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-01-1998
Fiscal year end31-12
Activities, NACEBEL
47712Retail trade
52422
47711Retail sale of women's outerwear
52423
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.