CUCARACHA
ActiveCUCARACHA has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €125k and a net result of €12k. Equity is growing by ~18.3% per year across the filed fiscal years. Its solvency ranks better than 44% of 18016 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability48▼-52
Solvency34▲+9
Growth78=
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.62 against 0.65 in 2024), and 72.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.4%
Return on assets
2.6%
Age of the figures
14 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
2 d late
2024
4 d late
2023
29 d late
2022
47 d early
2021
15 d late
2020
1 d late
2019
13 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close14-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€125k▲ 10.7%
2024 · €113k
2019: €57k
2020: €54k
2021: €38k
2022: €65k
2023: €83k
2024: €113k
2019 → 2025
Total assets
€458k▼ 6.5%
2024 · €489k
2019: €440k
2020: €424k
2021: €435k
2022: €476k
2023: €525k
2024: €489k
2019 → 2025
Net result
€12k▼ 60.3%
2024 · €30k
2019: €5k
2020: €-3k
2021: €-16k
2022: €27k
2023: €18k
2024: €30k
2019 → 2025
Working capital
€-113k▼ 0.7%
2024 · €-112k
2019: €-168k
2020: €-162k
2021: €-179k
2022: €-154k
2023: €-137k
2024: €-112k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€38k-€65k▲ 69.6%€83k▲ 27.1%€113k▲ 36.7%€125k▲ 10.7%
Operating result€-9k-€32k€34k▲ 6.1%€51k▲ 49.4%€23k▼ 55.8%
Net result€-16k-€27k€18k▼ 33.9%€30k▲ 72.1%€12k▼ 60.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 56% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €458k
Fixed assets
€276k▼ 3.2%
Current assets
€182k▼ 11.1%
Equity and liabilities €458k
Equity
€125k▲ 10.7%
Debt
€332k▼ 11.7%
The debt ratio falls from 76.9% to 72.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€46k▼
2024 · €71k
Cash flow
€36k▼
2024 · €50k
Solvency
27.4%▲
2024 · 23.1%
Current ratio
0.62▼
2024 · 0.65
Quick ratio
0.11=
2024 · 0.11
Debt / equity
2.65▼
2024 · 3.32
ROE
9.6%▼
2024 · 26.8%
ROA
2.6%▼
2024 · 6.2%
Interest coverage
6.57▼
2024 · 8.12
Debt
€332k▼
2024 · €376k
Debt ≤ 1 year
€295k▼
2024 · €317k
Debt > 1 year
€37k▼
2024 · €59k
Income taxes
€5k▼
2024 · €14k
Staff costs
€8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€489k€458k▼
Fixed assets21/28€285k€276k▼
Tangible fixed assets22/27€285k€276k▼
Land and buildings22€283k€264k▼
Furniture and vehicles24€1k€12k▲
Current assets29/58€205k€182k▼
Stocks and contracts in progress3€169k€149k▼
Stocks30/36€169k€149k▼
Amounts receivable within one year40/41€6k€4k▼
Trade receivables40€6k€4k▼
Cash at bank and in hand54/58€29k€28k▼
Equity and liabilities
Total equity and liabilities10/49€489k€458k▼
Equity10/15€113k€125k▲
Contributions10/11€50k€50k=
Reserves13€47k€57k▲
Distributable reserves133€47k€57k▲
Profit (loss) carried forward14€16k€18k▲
Amounts payable17/49€376k€332k▼
Amounts payable after more than one year17€59k€37k▼
Financial debts170/4€59k€37k▼
Amounts payable within one year42/48€317k€295k▼
Current portion of amounts payable after more than one year42€23k€30k▲
Trade debts44€22k€12k▼
Suppliers440/4€22k€12k▼
Taxes, remuneration and social security45€23k€16k▼
Taxes450/3€23k€10k▼
Remuneration and social security454/9-€6k
Other amounts payable47/48€249k€237k▼
Accrued charges and deferred income492/3€205€206▲
Income statement
Code20242025
Remuneration, social security and pensions62-€8k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€24k▲
Other operating charges640/8€13k€13k▲
Gross operating margin9900€83k€68k▼
Operating profit (loss)9901€51k€23k▼
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€9k€7k▼
Recurring financial charges65€9k€7k▼
Profit (loss) for the period before taxes9903€45k€17k▼
Income taxes67/77€14k€5k▼
Profit (loss) for the period9904€30k€12k▼
Profit (loss) for the period to be appropriated9905€30k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€41k€28k▼
Profit (loss) brought forward from the previous period14P€11k€16k▲
Transfer to equity691/2€25k€10k▼
To other reserves6921€25k€10k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
30-06
Financial
Highest result since 2019net €30k ▲72.1%
Operating result €51k, net result €30k, both a record.
30-06
Financial
Equity above €100kEq €113k ▲36.7%
3 profitable years in a row build equity to €113k.
29-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2022
15-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Back to profitnet €27k
Net result €27k after 2 loss-making years.
15-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 15 days late
2021
30-06
Financial
Weakest financial yearnet €-16k
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
2020
13-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 13 days late
2019
21-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
27-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
23-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2021
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
22-03-2021
Resigned as Manager
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eugène Keymplein 21170 Watermaal-BosvoordeGround area
3,265 m²
Building footprint
3,515 m²
Volume, LiDAR
33,213 m³
Parcel 21017D0156/02_000, Brussels · tallest building 25.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Eugène Keymplein 2A, 1170 Watermaal-Bosvoorde
since 19992.092.362.452
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21017D0156/02_000 | Brussels | 3,265 m² | 1 · 3,515 m² | 25.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
RS-Bikes
BE 0794.596.680
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ARSE SPORT
BE 0743.711.767
Ninove · Eq €127k
De Bondt Timothy
BE 0754.397.407
Hamme (Vl.) · Eq €127k
Dots Consultancy
BE 1004.642.559
Dessel · Eq €124k
Eco-Bikes
BE 0678.683.858
Puurs-Sint-Amands · Eq €127k
Of 1,451 companies in sector 47632 we hold annual accounts for 721. 629 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-07-1999
Fiscal year end30-06
Activities, NACEBEL
47632Retail sale of bicycles
47712Retail trade
47785Retail trade
52422
46412Wholesale of household textiles and bedding
46495Wholesale trade
47761Retail sale of flowers, plants, seeds and fertilisers
51410
52483
95290Repair and maintenance of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.