Active BE 0793.589.167Private limited company

KLAUDIOJORIS

Steenweg op Mechelen 455 ·1950 Kraainem, Belgium· 3 yrs active

Sector: Limited-service restaurants, excluding mobile food services (56112)

Conclusion Checked

The computed 12-month bankruptcy probability of KLAUDIOJORIS is 5.9% (elevated). The 2024 annual accounts show equity of €22k and a net result of €33k. Its solvency ranks better than 81% of 18936 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€22k
Net result	€33k
Better than sector	81%
Active	3 yrs

Financial profile 5 of 5 axes measured · computed by Checked

94 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100

Profitability 100

Solvency 100

Growth 78

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

5.9% Elevated

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2022, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2024 · computed

100 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Indicative credit limit

€2k

estimate, not credit advice

Score history

20 2023

100 2024

purely financial, excl. current insolvency signals

Score components

Liquidity Current ratio 2.87 (≥ 1.5) +10

Quick ratio Quick ratio 2.84 (≥ 1.0) +5

Leverage Debt/equity 0.52 (< 1.0) +10

Profitability ROE 145% (≥ 10%) +10

Interest coverage Interest coverage 36.0× (≥ 3×) +8

Profit trend Net profit up YoY +5

Equity growth Equity growing YoY +3

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview2 NBB filings

Annual accounts filed on 15-07-2025 with the NBB · fiscal year 2024 · micro schema

Operating resultNet result

Sector comparison

Fiscal year 2024 · NACE 56, Food and beverage service activities · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	65.7%	29.0%	better than 81% of 18936 sector peers
Net result	€33k	€5k	better than 82% of 18914 sector peers
Equity	€22k	€27k	better than 46% of 18975 sector peers
Gross operating margin	€35k	€60k	better than 38% of 18874 sector peers
Staff costs	€775	€55k	higher than 6% of 13580 sector peers

EBITDA

€33k

- 23-24

Net profit

€33k

- 23-24

Cash flow

€33k

- 23-24

Total assets

€34k

+380.0% 23-24

Equity

€22k

- 23-24

Working capital

€22k

- 23-24

Staff costs

€775

- 23-24

Debt

€12k

-32.4% 23-24

Debt ≤ 1y

€12k

-32.4% 23-24

Current ratio

2.87

+597.1% 23-24

Quick ratio

2.84

+622.8% 23-24

Solvency

65.7%

- 23-24

Debt / equity

0.52

- 23-24

ROE

145.3%

+12.3% 23-24

ROA

95.6%

- 23-24

Interest coverage

36.01

- 23-24

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2024	2023
Deposit	micro schema	micro schema
Revenue	-	-
EBITDA	€33k	-
Net profit	€33k	€-13k
Cash flow	€33k	-
Staff costs	€775	-
Income taxes	-	-
Dividends	-	-
Total assets	€34k	€7k
Equity	€22k	€-10k
Debt	€12k	€17k
of which ≤ 1y	€12k	€17k
of which > 1y	-	-
Working capital	€22k	€-10k
Employees (FTE)	-	-

Ratios (computed)

	2024	2023
Current ratio	2.87	0.41
Quick ratio	2.84	0.39
Working capital ratio	64.0%	-143.1%
Solvency	65.7%	-143.1%
Debt / equity	0.52	-1.70
Long-term debt ratio	-	-
Interest coverage	36.01	-
Gross margin	-	-
Net margin	-	-
ROA	95.6%	-185.2%
ROE	145.3%	129.4%
EBITDA margin	-	-
Days sales outstanding	-	-
Days payable outstanding	-	-
Inventory turnover	-	-
Days inventory (DSI)	-	-

Balance-sheet composition 2024

Assets

Fixed assets €612 · 1.8% Current assets €34k · 98.2%

Equity & liabilities

Equity €22k · 65.8% Debt €12k · 34.3%

Full annual accounts (21 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024	2023
Balance sheet, Assets
TOTAL ASSETS	20/58	€34k	€7k
Fixed assets	21/28	€612	-
Tangible fixed assets	22/27	€612	-
Current assets	29/58	€34k	€7k
Stocks & contracts in progress	3	€318	€318
Amounts receivable within one year	40/41	€31k	€4k
Cash & bank	54/58	€2k	€3k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€34k	€7k
Equity	10/15	€22k	€-10k
Contributions / capital	10/11	€3k	€3k
Accumulated profits (losses)	14	€19k	€-13k
Amounts payable	17/49	€12k	€17k
Amounts payable within one year	42/48	€12k	€17k
Trade debts payable within one year	44	€9k	€14k
Income statement
Gross operating margin	9900	€35k	€-13k
Operating result	9901	€33k	€-13k
Financial income	75	€1k	-
Financial charges	65	€921	€75
Result before taxes	9903	€33k	€-13k
Net result for the period	9904	€33k	€-13k
Result to be appropriated	9905	€33k	€-13k

Legal Structure

NACE primary	Limited-service restaurants, excluding mobile food services(56112)
Legal form	Private limited company(610)
Incorporation	15-11-2022
Status	Active
Postal code	1950

Establishment units 2 locations

KLAUDIOJORIS

Dieweg 6, 1180 UkkelFull-service restaurants

since 20222.337.799.077

Klaudiojoris

Oudergemlaan 132, 1040 EtterbeekLimited-service restaurants, excluding mobile food services

since 20252.382.403.934

Real-estate footprint Source: CBE × cadastre

Flanders 1 (33.3%) Brussels 2 (66.7%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
22002C0073/00N009	Flanders	1.1 ha	1 · 865 m²	42.8 m · 14 fl.
21614E0170/00F007	Brussels	350 m²	1 · 223 m²	16.6 m · 5 fl.
21005A0315/00B004	Brussels	137 m²	1 · 89 m²	17.0 m · 5 fl.

Methodology

via registered seat: 1 · via establishment units: 2

3 of 3 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 2 events

All 4Financial 2Filings 2

2025

15-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Back to profitnet €33k

Net result €33k after one loss-making year.

31-12

Financial Liquidity times 7current ratio 2.87

Current ratio from 0.41 to 2.87; short-term debt falls from €17k to €12k.

23-09

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 54 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Limited-service restaurants56102Full-service restaurants56111Limited-service restaurants, excluding mobile food services56112Full-service restaurants56101Event catering56210

Names & trade names

Legal nameNL

KLAUDIOJORIS

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