KLAAFEL
ActiveSummary
The computed 12-month bankruptcy probability of KLAAFEL is 2.5% (moderate). The 2024 annual accounts show equity of €61k and a net result of €34k. Equity is growing by ~112.4% per year across the filed fiscal years. Its solvency ranks better than 77% of 36375 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability100=
Solvency96▲+34
Growth78=
Track record94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 3.44 against 1.58 in 2023; short-term debt: 29.1% and cash: 22.9% of total assets), and 29.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-07-2025, 30 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
30 d early
2023
69 d late
2022
67 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
€39k
EBIT margin
-5.4%
Net result
€34k▼ 18.1%
2023 · €41k
2022: €-2klowest in 3 years
2023: €41k▲ +2026% vs 2022highest in 3 years
2024: €34k▼ -18.1% vs 2023
2022 → 2024
Working capital
€61k▲ 121%
2023 · €28k
2022: €-1klowest in 3 years
2023: €28k▲ +2572% vs 2022
2024: €61k▲ +121% vs 2023highest in 3 years
2022 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Turnover€39k-
Equity€-1k-€28k€61k▲ 121%
2022: €-1klowest in 3 years
2023: €28k▲ +2572% vs 2022
2024: €61k▲ +121% vs 2023highest in 3 years
Operating result€-2k-€48k€42k▼ 12.3%
2022: €-2klowest in 3 years
2023: €48k▲ +2392% vs 2022highest in 3 years
2024: €42k▼ -12.3% vs 2023
Net result€-2k-€41k€34k▼ 18.1%
2022: €-2klowest in 3 years
2023: €41k▲ +2026% vs 2022highest in 3 years
2024: €34k▼ -18.1% vs 2023
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 12% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €86k
Equity
€61k ▲ 121%
Debt
€25k ▼ 47.1%
Debt's share of the balance-sheet total falls from 63.1% to 29.1%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
3.44▲
2023 · 1.58
Debt to equity
0.41▼
2023 · 1.71
ROE
54.7%▼
2023 · 147.3%
ROA
38.8%▼
2023 · 54.3%
Debt ≤ 1 year
€25k▼
2023 · €48k
Income taxes
€8k▲
2023 · €7k
Staff costs
€481▲
2023 · €239
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 33 lines
Balance sheet
Code20232024
Assets
Total assets20/58€75k€86k▲
Current assets29/58€75k€86k▲
Amounts receivable within one year40/41€46k€67k▲
Trade receivables40€34k€66k▲
Other amounts receivable41€12k€782▼
Cash at bank and in hand54/58€30k€20k▼
Equity and liabilities
Total equity and liabilities10/49€75k€86k▲
Equity10/15€28k€61k▲
Contributions10/11€1k€1k=
Profit (loss) carried forward14€27k€60k▲
Amounts payable17/49€48k€25k▼
Amounts payable within one year42/48€48k€25k▼
Trade debts44€29k€9k▼
Suppliers440/4€29k€9k▼
Taxes, remuneration and social security45€7k€15k▲
Taxes450/3€7k€15k▲
Other amounts payable47/48€12k€736▼
Income statement
Code20232024
Remuneration, social security and pensions62€239€481▲
Other operating charges640/8€354€9▼
Gross operating margin9900€48k€42k▼
Operating profit (loss)9901€48k€42k▼
Financial income75/76B-€143
Recurring financial income75-€143
Financial charges65/66B€205€181▼
Recurring financial charges65€205€181▼
Profit (loss) for the period before taxes9903€48k€42k▼
Income taxes67/77€7k€8k▲
Profit (loss) for the period9904€41k€34k▼
Profit (loss) for the period to be appropriated9905€41k€34k▼
Appropriation of the result
Profit (loss) to be appropriated9906€39k€60k▲
Profit (loss) brought forward from the previous period14P€-2k€27k▲
Transfer to equity691/2€12k-
To contributions691€12k-
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Turnover70 | €39k | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €39k | - | - | - |
| Remuneration, social security and pensions62 | - | €239 | €481 | ▲ 101% |
| Other operating charges640/8 | €560 | €354 | €9 | ▼ 97.4% |
| Non-recurring operating charges66A | €1k | - | - | - |
| Gross operating margin9900 | €-286 | €48k | €42k | ▼ 12.3% |
| Operating profit (loss)9901 | €-2k | €48k | €42k | ▼ 12.3% |
| Financial income75/76B | - | - | €143 | - |
| Recurring financial income75 | - | - | €143 | - |
| Financial charges65/66B | €38 | €205 | €181 | ▼ 11.4% |
| Recurring financial charges65 | €38 | €205 | €181 | ▼ 11.4% |
| Profit (loss) for the period before taxes9903 | €-2k | €48k | €42k | ▼ 12.0% |
| Income taxes67/77 | - | €7k | €8k | ▲ 25.1% |
| Profit (loss) for the period9904 | €-2k | €41k | €34k | ▼ 18.1% |
| Profit (loss) for the period to be appropriated9905 | €-2k | €41k | €34k | ▼ 18.1% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €20k | €75k | €86k | ▲ 14.7% |
| Current assets29/58 | €20k | €75k | €86k | ▲ 14.7% |
| Amounts receivable within one year40/41 | €20k | €46k | €67k | ▲ 46.1% |
| Trade receivables40 | €20k | €34k | €66k | ▲ 93.5% |
| Other amounts receivable41 | €400 | €12k | €782 | ▼ 93.3% |
| Cash at bank and in hand54/58 | €43 | €30k | €20k | ▼ 33.4% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €20k | €75k | €86k | ▲ 14.7% |
| Equity10/15 | €-1k | €28k | €61k | ▲ 121% |
| Contributions10/11 | €1k | €1k | €1k | = |
| Profit (loss) carried forward14 | €-2k | €27k | €60k | ▲ 125% |
| Amounts payable17/49 | €22k | €48k | €25k | ▼ 47.1% |
| Amounts payable within one year42/48 | €22k | €48k | €25k | ▼ 47.1% |
| Trade debts44 | €21k | €29k | €9k | ▼ 67.6% |
| Suppliers440/4 | €21k | €29k | €9k | ▼ 67.6% |
| Bills of exchange payable441 | €450 | - | - | - |
| Taxes, remuneration and social security45 | €161 | €7k | €15k | ▲ 125% |
| Taxes450/3 | €161 | €7k | €15k | ▲ 125% |
| Other amounts payable47/48 | - | €12k | €736 | ▼ 93.9% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €-2k | €41k | €34k | ▼ 18.1% |
| Operating cash flow (approximation) | €-2k | €41k | €34k | ▼ 18.1% |
| Change in cash | - | €30k | €-10k | ▼ 133% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 3.44
Current ratio from 1.58 to 3.44; short-term debt falls from €48k to €25k.
08-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 69 days late
2023
31-12
Financial
Back to profitnet €41k
Net result €41k after one loss-making year.
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 67 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 2022
Ground area
924 m²
Building footprint
115 m²
Volume, LiDAR
590 m³
Parcel 44048B0412/00A000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KLAAFEL
since 20222.333.695.383
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44048B0412/00A000 | Flanders | 924 m² | 1 · 115 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Calé
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Of 15,529 companies in sector 43990 we hold annual accounts for 7,420. 6,180 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-03-2022
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
81210General cleaning of buildings
81300Landscape service activities
Contact
E-mail
klaafelbv@gmail.comNazareth-De Pinte
Scores and ratios are computed by Checked and are not a credit decision.