CAMI-SERVICES
ActiveSummary
The computed 12-month bankruptcy probability of CAMI-SERVICES is 2.8% (moderate). The 2024 annual accounts show equity of €28,837 and a net result of €5,731. Equity is growing by ~42.1% per year across the filed fiscal years. Its solvency ranks better than 35% of 5896 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability82▼-14
Solvency54▼-13
Growth68▼-17
Track record94
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days only on tighter terms
Liquidity ample (current ratio 2.06 against 1.43 in 2023; short-term debt: 18.2% and cash: 8% of total assets), but 71.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
28.7%
Return on assets
5.7%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-10-2025, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
92 d late
2023
229 d late
2022
61 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 127 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Turnover
€145,633▲ 28.4%
2023 · €113,403
EBIT margin
6.4%▼ 9.3pp
2023 · 15.7%
Net result
€5,731▼ 58.3%
2023 · €13,741
Working capital
€19,347▲ 43.1%
2023 · €13,525
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202220232024
Turnover€42,073-€113,403▲ 170%€145,633▲ 28.4%
Operating result€9,590-€17,840▲ 86.0%€9,392▼ 47.4%
Net result€7,365-€13,741▲ 86.6%€5,731▼ 58.3%
EBIT margin22.8%-15.7%▼ 7.1pp6.4%▼ 9.3pp
Equity€9,365-€23,107▲ 147%€28,837▲ 24.8%
Total assets€14,278-€54,386▲ 281%€100,564▲ 84.9%
Debt€4,913-€31,279▲ 537%€71,727▲ 129%
Working capital€6,254-€13,525▲ 116%€19,347▲ 43.1%
Staff (FTE)0.3-1.1▲ 267%1.9▲ 72.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 47% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €100,564
Fixed assets
€62,930 ▲ 557%
Current assets
€37,634 ▼ 16.0%
Equity and liabilities €100,564
Equity
€28,837 ▲ 24.8%
Debt
€71,727 ▲ 129%
Debt's share of the balance-sheet total rises from 57.5% to 71.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€26,643▲
2023 · €19,382
Cash flow
€22,982▲
2023 · €15,283
Current ratio
2.06▲
2023 · 1.43
Debt to equity
2.49▲
2023 · 1.35
ROE
19.9%▼
2023 · 59.5%
ROA
5.7%▼
2023 · 25.3%
Interest coverage
27.44▼
2023 · 607.39
Debt ≤ 1 year
€18,287▼
2023 · €31,279
Debt > 1 year
€53,441
Income taxes
€2,690▼
2023 · €4,067
Staff costs
€29,082▲
2023 · €16,916
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Turnover70 | €42,073 | €113,403 | €145,633 | ▲ 28.4% |
| Goods, raw materials, services and sundry goods60/61 | €28,234 | €74,989 | €84,658 | ▲ 12.9% |
| Remuneration, social security and pensions62 | €2,425 | €16,916 | €29,082 | ▲ 71.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €389 | €1,542 | €17,252 | ▲ 1,019% |
| Other operating charges640/8 | €1,436 | €2,116 | €5,249 | ▲ 148% |
| Gross operating margin9900 | €13,839 | €38,414 | €60,975 | ▲ 58.7% |
| Operating profit (loss)9901 | €9,590 | €17,840 | €9,392 | ▼ 47.4% |
| Financial charges65/66B | €8 | €32 | €971 | ▲ 2,943% |
| Recurring financial charges65 | €8 | €32 | €971 | ▲ 2,943% |
| Profit (loss) for the period before taxes9903 | €9,582 | €17,808 | €8,421 | ▼ 52.7% |
| Income taxes67/77 | €2,217 | €4,067 | €2,690 | ▼ 33.9% |
| Profit (loss) for the period9904 | €7,365 | €13,741 | €5,731 | ▼ 58.3% |
| Profit (loss) for the period to be appropriated9905 | €7,365 | €13,741 | €5,731 | ▼ 58.3% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €14,278 | €54,386 | €100,564 | ▲ 84.9% |
| Fixed assets21/28 | €3,111 | €9,582 | €62,930 | ▲ 557% |
| Tangible fixed assets22/27 | €3,111 | €9,582 | €62,930 | ▲ 557% |
| Plant, machinery and equipment23 | - | €2,888 | €1,650 | ▼ 42.9% |
| Furniture and vehicles24 | €3,111 | €6,694 | €4,094 | ▼ 38.8% |
| Leasing and similar rights25 | - | - | €57,186 | - |
| Current assets29/58 | €11,167 | €44,804 | €37,634 | ▼ 16.0% |
| Amounts receivable within one year40/41 | €7,366 | €42,241 | €29,392 | ▼ 30.4% |
| Trade receivables40 | €3,148 | €33,106 | €19,946 | ▼ 39.8% |
| Other amounts receivable41 | €4,218 | €9,136 | €9,447 | ▲ 3.4% |
| Cash at bank and in hand54/58 | €3,676 | €2,438 | €8,001 | ▲ 228% |
| Deferred charges and accrued income490/1 | €125 | €125 | €240 | ▲ 92.3% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €14,278 | €54,386 | €100,564 | ▲ 84.9% |
| Equity10/15 | €9,365 | €23,107 | €28,837 | ▲ 24.8% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | €7,365 | €21,107 | €26,837 | ▲ 27.2% |
| Amounts payable17/49 | €4,913 | €31,279 | €71,727 | ▲ 129% |
| Amounts payable after more than one year17 | - | - | €53,441 | - |
| Financial debts170/4 | - | - | €53,441 | - |
| Amounts payable within one year42/48 | €4,913 | €31,279 | €18,287 | ▼ 41.5% |
| Trade debts44 | €1,535 | €19,317 | €7,478 | ▼ 61.3% |
| Suppliers440/4 | €1,535 | €19,317 | €7,478 | ▼ 61.3% |
| Taxes, remuneration and social security45 | €3,377 | €11,962 | €10,809 | ▼ 9.6% |
| Taxes450/3 | €2,517 | €6,576 | €7,050 | ▲ 7.2% |
| Remuneration and social security454/9 | €860 | €5,386 | €3,759 | ▼ 30.2% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €7,365 | €13,741 | €5,731 | ▼ 58.3% |
| + Depreciation and write-downs630 | €389 | €1,542 | €17,252 | ▲ 1,019% |
| Operating cash flow (approximation) | €7,754 | €15,283 | €22,982 | ▲ 50.4% |
| Investment in fixed assets (approximation) | - | -€8,013 | -€70,600 | ▼ 781% |
| Change in cash | - | -€1,239 | €5,564 | ▲ 549% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 92 days late
17-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 229 days late
2024
31-12
Financial
Weakest financial yearnet €5,731 ▼58.3%
Net result drops to €5,731, the lowest in the series.
2023
31-12
Financial
Highest result since 2022net €13,741 ▲86.6%
Operating result €17,840, net result €13,741, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halle · 1 establishment unit since 2022
Ground area
639 m²
Building footprint
149 m²
Volume, LiDAR
873 m³
Parcel 23043E0003/00B000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CAMI-SERVICES
since 20222.342.218.121
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23043E0003/00B000 | Flanders | 639 m² | 1 · 149 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,364 companies in sector 81210 we hold annual accounts for 2,737. 2,188 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-07-2022
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
81210General cleaning of buildings
43350Other building finishing work
81220Other building cleaning and industrial cleaning
E-invoicing
Reachable via Peppol
Peppol ID
0208:0788397489
Also
9925:BE0788397489
Registered
25-01-2026
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.