Turnover
≈ €180,000 estimated
The micro format states no turnover.
CAMI-SERVICES
Lifetime
4 annual accounts with figures on one time axispeak €60,975 (2024)
€37,501▼ 38.5%
lowest -€5,526 (2025)
-€5,526▼ €11,257
peak €28,837 (2024)
€23,311▼ 19.2%
€60,196▼ 16.1%
Board1 name since 2022
1 directorELALAMI Mohammed
Documentsfilings and deeds
30-09-202661 days late
2025micro format
Gross margin from €60,975 to €37,501Loss of €5,526Equity from €28,837 to €23,311Debts from €71,727 to €60,196Cash from €8,001 to €4,632
Key points
from the 2025 annual accountsDebts
€60,196 72% of the balance sheet
Financial debts 55%Suppliers 16%Taxes and wages 11%Other 17%
Of this, €26,814 falls due within a year.
Staff
1 employees on 31-12-2025
In 2025, 1 person joined and nobody left.
Liquidity
1.29 was 2.06 in 2024
Short-term debts rose from €18,287 to €26,814.
Filings
4 annual accounts 61 days
Latest accounts filed late: after the legal deadline.
Position in the sector
-€5,526
Lower net result than 85% of companies in building services and landscaping. Sector median €9,343 · 5,724 companies.
Checked score
48
Fair
Financially stronger than 29% of micro companies in building services and landscaping (NACE 81)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.7% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.9% across 7,710 companies (NACE 81, micro).
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 5.3%
01-2025: 7.5%▲ +2.2 percentage points vs 12-2024
02-2025: 7.5%● unchanged vs 01-2025
03-2025: 7.5%● unchanged vs 02-2025
04-2025: 6.1%▼ -1.4 percentage points vs 03-2025
05-2025: 6.1%● unchanged vs 04-2025
06-2025: 5.9%▼ -0.2 percentage points vs 05-2025
07-2025: 5.8%▼ -0.1 percentage points vs 06-2025
08-2025: 6.2%▲ +0.4 percentage points vs 07-2025
09-2025: 6.5%▲ +0.3 percentage points vs 08-2025
10-2025: 8.2%▲ +1.7 percentage points vs 09-2025highest value
11-2025: 8.2%● unchanged vs 10-2025
12-2025: 4.5%▼ -3.7 percentage points vs 11-2025
01-2026: 4.6%▲ +0.1 percentage points vs 12-2025
02-2026: 4.6%● unchanged vs 01-2026
03-2026: 4.1%▼ -0.5 percentage points vs 02-2026
04-2026: 4.1%● unchanged vs 03-2026
05-2026: 4.0%▼ -0.1 percentage points vs 04-2026
06-2026: 4.1%▲ +0.1 percentage points vs 05-2026
07-2026: 4.0%▼ -0.1 percentage points vs 06-2026
08-2026: 4.6%▲ +0.6 percentage points vs 07-2026
09-2026: 4.8%▲ +0.2 percentage points vs 08-2026
10-2026: 3.7%▼ -1.1 percentage points vs 09-2026lowest value
11-2026: 3.7%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Last filed accounts filed 61 days late; 3 of the last 3 accounts late
Founded in 2022
Sector: Services to buildings and landscape activities (NACE 81)
Size: total assets €83,507
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro). It does better than 35% of them on solvency, 37% on liquidity, 24% on profitability and 18% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,271 companies had the same profile as CAMI-SERVICES has now. Each dot stands for 4 companies, two years later.
93.5%
were still trading
2.0%
stopped another way
4.1%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of CAMI-SERVICES itself: 3.7% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,271 companies, not a prediction for CAMI-SERVICES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.29 (2.06 in 2024), below the usual 1.5. Short-term debt is 32.1% and cash 5.5% of total assets. 72.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
raises risk
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filingsDeviation from the deadline
2025
61 days late
2024
92 days late
2023
229 days late
2022
61 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 111 days after the deadline. In the sector (NACE 81), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 October (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0788397489
Incorporation
Founding capital of €2,000, 100 shares · Founder: ELALAMI Mohammed · Appointment: ELALAMI Mohammed (director) · published on 12-07-2022 · Gazette deed
First establishment
Dokter Spitaelslaan 390, Halle
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CAMI-SERVICES Halle | €83,507 | €37,501 | 27.9% | - |
| FACILITES ET SERVICES M.G. Zaventem | €91,485 | €44,224 | 3.8% | - |
| TOP CLEANING SERVICES Sint-Genesius-Rode | €71,797 | €37,217 | 89.1% | - |
| UAI SERVICES Ternat | €69,360 | €36,031 | 55.4% | - |
| CT CLEANING Drogenbos | €105,058 | €36,436 | 21.3% | - |
| POWER FACILITIES Grimbergen | €79,219 | €46,905 | 97.9% | - |
| Window Clinic Tongeren-Borgloon | €83,237 | €40,670 | 38.5% | - |
These companies have the same main activity as CAMI-SERVICES: general cleaning of buildings (NACE 81210). They are comparable in size and age: total assets between €69,400 and €105,000, founded between 2021 and 2023.
Official details
Source: KBO- Status
- Active since 08-07-2022Normal situation
- Activity
- General cleaning of buildingsNACE 81210and 3 others
- Establishment unit
- 2.342.218.1211502 Halle, since 08-07-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 25-01-2026
Insights on CAMI-SERVICES
CAMI-SERVICES files the micro format. That format states no turnover. The gross margin rose from €13,839 in 2022 to €37,501 in 2025.
The balance sheet grew most from 2023 to 2024 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CAMI-SERVICES
- What is the company number of CAMI-SERVICES?
- The company number of CAMI-SERVICES is 0788.397.489. The VAT number is the same number with BE in front: BE 0788.397.489.
- Where is CAMI-SERVICES based?
- The registered office is at Dokter Spitaelslaan 390, 1502 Halle.Company details
- What does CAMI-SERVICES do?
- According to the KBO register, the main activity is general cleaning of buildings (NACE 81210).
- What is the legal form of CAMI-SERVICES?
- CAMI-SERVICES is a private limited company (BV).
- When was CAMI-SERVICES founded?
- CAMI-SERVICES was founded on 08-07-2022.
- Is CAMI-SERVICES still active?
- Yes, CAMI-SERVICES is an active enterprise in the KBO register.
- How many employees does CAMI-SERVICES have?
- CAMI-SERVICES had an average of 0.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of CAMI-SERVICES?
- The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €37,501 and 34 comparable companies (NACE 812). It probably lies between €100,000 and €260,000. In financial year 2024 turnover was €145,633.
- Is CAMI-SERVICES profitable?
- In financial year 2025, CAMI-SERVICES made a loss of €5,526.
- Where can I find the annual accounts of CAMI-SERVICES?
- CAMI-SERVICES filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CAMI-SERVICES due?
- CAMI-SERVICES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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