Active BE 0505.614.082Private limited company

KL TECHNICS

Hulstestraat 28 ·2560 Nijlen, Belgium· 11 yrs active

Sector: Installation of electric heating, air conditioning, cooling and ventilation (43222)

Conclusion Checked

KL TECHNICS has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €587k and a net result of €94k. Equity is growing by ~17.8% per year across the filed fiscal years. Its solvency ranks better than 76% of 26547 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Based on the State Gazette, CBE and 5 annual accounts.

Key figures

Equity	€587k
Net result	€94k
Staff (FTE)	2.4
Better than sector	76%

Financial profile 5 of 5 axes measured · computed by Checked

92 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100

Profitability 80

Solvency 100

Growth 78

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.8% Low

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Established

Founded in 2014, 11 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2025 · computed

100 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Indicative credit limit

€60k

estimate, not credit advice

Score history

93 2021

100 2022

100 2023

93 2024

100 2025

purely financial, excl. current insolvency signals

Score components

Liquidity Current ratio 3.37 (≥ 1.5) +10

Quick ratio Quick ratio 3.25 (≥ 1.0) +5

Leverage Debt/equity 0.39 (< 1.0) +10

Profitability ROE 16% (≥ 10%) +10

Interest coverage Interest coverage 59.0× (≥ 3×) +8

Profit trend Net profit up YoY +5

Equity growth Equity growing YoY +3

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview11 NBB filings

Annual accounts filed on 30-06-2026 with the NBB · fiscal year 2025 · micro schema

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~17.8%/year over 5 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 43, Specialised construction activities · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	72.0%	47.4%	better than 76% of 26547 sector peers
Net result	€94k	€10k	better than 95% of 26539 sector peers
Equity	€587k	€60k	better than 95% of 26557 sector peers
Gross operating margin	€314k	€39k	better than 95% of 26517 sector peers
Staff costs	€144k	€40k	higher than 86% of 10249 sector peers

EBITDA

€168k

+20.3% 21-25

Net profit

€94k

+28.6% 21-25

Cash flow

€140k

+17.6% 21-25

Total assets

€815k

+12.1% 21-25

Equity

€587k

+2.3% 21-25

Working capital

€511k

+0.2% 21-25

Employees (FTE)

2

+50.0% 21-25

Staff costs

€144k

+71.1% 21-25

Income taxes

€27k

+34.7% 21-25

Dividends

€81k

- 21-25

Debt

€228k

+48.9% 21-25

Debt ≤ 1y

€216k

+74.1% 21-25

Debt > 1y

€13k

-56.7% 21-25

Current ratio

3.37

-34.2% 21-25

Quick ratio

3.25

-33.7% 21-25

Solvency

72.0%

-8.8% 21-25

Debt / equity

0.39

+45.6% 21-25

ROE

16.1%

+25.8% 21-25

ROA

11.6%

+14.7% 21-25

Interest coverage

58.96

+6.9% 21-25

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2025	2024	2023	2022	2021
Deposit	micro schema	micro schema	micro schema	micro schema	micro schema
Revenue	-	-	-	-	-
EBITDA	€168k	€140k	€198k	€160k	€107k
Net profit	€94k	€73k	€124k	€107k	€62k
Cash flow	€140k	€119k	€158k	€134k	€91k
Staff costs	€144k	€84k	€116k	€64k	€38k
Income taxes	€27k	€20k	€37k	€25k	€15k
Dividends	€81k	-	-	-	-
Total assets	€815k	€727k	€629k	€487k	€341k
Equity	€587k	€574k	€500k	€376k	€269k
Debt	€228k	€153k	€129k	€111k	€71k
of which ≤ 1y	€216k	€124k	€80k	€71k	€51k
of which > 1y	€13k	€30k	€49k	€39k	€20k
Working capital	€511k	€510k	€411k	€325k	€232k
Employees (FTE)	2.4	1.6	2.0	1.3	1.0

Ratios (computed)

	2025	2024	2023	2022	2021
Current ratio	3.37	5.12	6.11	5.54	5.54
Quick ratio	3.25	4.91	5.83	5.47	5.48
Working capital ratio	62.7%	70.2%	65.2%	66.7%	68.1%
Solvency	72.0%	78.9%	79.5%	77.3%	79.1%
Debt / equity	0.39	0.27	0.26	0.29	0.26
Long-term debt ratio	0.02	0.05	0.10	0.10	0.07
Interest coverage	58.96	55.16	87.94	178.70	143.36
Gross margin	-	-	-	-	-
Net margin	-	-	-	-	-
ROA	11.6%	10.1%	19.8%	21.9%	18.2%
ROE	16.1%	12.8%	24.9%	28.4%	23.0%
EBITDA margin	-	-	-	-	-
Days sales outstanding	-	-	-	-	-
Days payable outstanding	-	-	-	-	-
Inventory turnover	-	-	-	-	-
Days inventory (DSI)	-	-	-	-	-

Balance-sheet composition 2025

Assets

Fixed assets €88k · 10.9% Current assets €727k · 89.2%

Equity & liabilities

Equity €587k · 72.0% Debt €228k · 28.0%

Full annual accounts (24 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025	2024	2023	2022	2021
Balance sheet, Assets
TOTAL ASSETS	20/58	€815k	€727k	€629k	€487k	€341k
Fixed assets	21/28	€88k	€93k	€138k	€90k	€57k
Tangible fixed assets	22/27	€88k	€93k	€138k	€90k	€57k
Current assets	29/58	€727k	€634k	€491k	€396k	€283k
Stocks & contracts in progress	3	€25k	€26k	€22k	€5k	€3k
Amounts receivable within one year	40/41	€481k	€550k	€135k	€68k	€22k
Cash & bank	54/58	€212k	€51k	€329k	€318k	€255k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€815k	€727k	€629k	€487k	€341k
Equity	10/15	€587k	€574k	€500k	€376k	€269k
Contributions / capital	10/11	€12k	€12k	€12k	€12k	€12k
Reserves	13	€2k	€60k	€60k	€60k	€60k
Accumulated profits (losses)	14	€572k	€502k	€428k	€304k	€197k
Amounts payable	17/49	€228k	€153k	€129k	€111k	€71k
Amounts payable after one year	17	€13k	€30k	€49k	€39k	€20k
Amounts payable within one year	42/48	€216k	€124k	€80k	€71k	€51k
Trade debts payable within one year	44	€99k	€92k	€33k	€29k	€26k
Income statement
Gross operating margin	9900	€314k	€225k	€315k	€225k	€145k
Operating result	9901	€123k	€95k	€164k	€133k	€78k
Financial income	75	€2k	€2k	€40	€0	€10
Financial charges	65	€3k	€3k	€2k	€896	€746
Result before taxes	9903	€122k	€94k	€162k	€132k	€77k
Income taxes	67/77	€27k	€20k	€37k	€25k	€15k
Net result for the period	9904	€94k	€73k	€124k	€107k	€62k
Result to be appropriated	9905	€94k	€73k	€124k	€107k	€62k

Legal Structure

NACE primary	Installation of electric heating, air conditioning, cooling and ventilation(43222)
Legal form	Private limited company(610)
Incorporation	19-11-2014
Status	Active
Postal code	2560

Establishment units 1 location

KL TECHNICS

Hulstestraat 28, 2560 NijlenInstallation of electric heating, air conditioning, cooling and ventilation

since 20142.239.291.619

Real-estate footprint Source: CBE × cadastre

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
12026C0001/00H003	Flanders	134 m²	1 · 151 m²	13.1 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 10 events

All 12Financial 2Filings 10

Next filing, fiscal year 2026, expected by 31-07-2027

2026

30-06

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

29-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 29 days late

2024

07-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 7 days late

2023

31-12

Financial Highest result since 2021net €124k ▲16.7%

Operating result €164k, net result €124k, both a record.

31-12

Financial Equity above €500kEq €500k ▲33.1%

3 profitable years in a row build equity to €500k.

29-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 29 days late

2022

11-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 11 days late

2021

13-09

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 44 days late

2020

30-09

NBB filing Annual accounts filed

fiscal year 2019 · micro schema · 61 days late

2019

05-08

NBB filing Annual accounts filed

fiscal year 2018 · micro schema · 5 days late

2018

01-08

NBB filing Annual accounts filed

fiscal year 2017 · micro schema · 1 day late

2017

27-07

NBB filing Annual accounts filed

fiscal year 2016 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Belgian State Gazette reading coverage 0 of 3 acts read

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Installation of electric heating, air conditioning, cooling and ventilation43222Plumbing work43221

Names & trade names

Legal nameNL

KL TECHNICS

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