KL - SOFT
ActiveKL - SOFT has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51k and a net result of €-4k. Equity is growing by ~5.8% per year across the filed fiscal years. Its solvency ranks better than 43% of 1408 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability31▼-18
Solvency55▼-7
Growth54▲+2
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.49 against 1.65 in 2024; short-term debt: 67.2% and cash: 21.5% of total assets), and 69.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.3%
Return on assets
-2.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
181 d late
2023
27 d late
2022
27 d late
2021
29 d late
2020
25 d late
2019
54 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€135k▲ 6.9%
2024 · €126k
2024: €126k
2024 → 2025
EBIT margin
-3.2%▼ 3.1pp
2024 · -0.1%
2024: -0.1%
2024 → 2025
Net result
€-4k
2024 · €7k
2018: €15k
2019: €18k
2020: €14k
2021: €18k
2022: €18k
2023: €23k
2024: €7k
2018 → 2025
Working capital
€56k▼ 7.4%
2024 · €60k
2018: €34k
2019: €40k
2020: €42k
2021: €43k
2022: €43k
2023: €49k
2024: €60k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€126k€135k▲ 6.9%
Equity€43k-€43k▲ 1.8%€49k▲ 13.0%€56k▲ 13.9%€51k▼ 8.0%
Operating result€14k-€13k▼ 6.3%€19k▲ 45.7%€-118€-4k▼ 3,606%
Net result€18k-€18k▼ 0.1%€23k▲ 27.6%€7k▼ 70.0%€-4k
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2025 against €118 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €170k
Equity
€51k▼ 8.0%
Debt
€118k▲ 22.6%
The debt ratio rises from 63.4% to 69.7%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
30.3%▼
2024 · 36.6%
Current ratio
1.49▼
2024 · 1.65
Quick ratio
1.49▼
2024 · 1.65
Debt / equity
2.30▲
2024 · 1.73
ROE
-8.6%▼
2024 · 12.2%
ROA
-2.6%▼
2024 · 4.5%
Debt
€118k▲
2024 · €97k
Debt ≤ 1 year
€114k▲
2024 · €92k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€153k€170k▲
Current assets29/58€153k€170k▲
Amounts receivable within one year40/41€115k€117k▲
Other amounts receivable41€115k€117k▲
Cash at bank and in hand54/58€21k€37k▲
Deferred charges and accrued income490/1€16k€16k=
Equity and liabilities
Total equity and liabilities10/49€153k€170k▲
Equity10/15€56k€51k▼
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€80k€80k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Tax-exempt reserves132€806€806=
Distributable reserves133€77k€77k=
Profit (loss) carried forward14€-42k€-47k▼
Amounts payable17/49€97k€118k▲
Amounts payable within one year42/48€92k€114k▲
Trade debts44€53k€68k▲
Suppliers440/4€53k€68k▲
Taxes, remuneration and social security45€20k€26k▲
Taxes450/3€20k€26k▲
Other amounts payable47/48€20k€20k=
Accrued charges and deferred income492/3€4k€4k=
Income statement
Code20242025
Turnover70€126k€135k▲
Goods, raw materials, services and sundry goods60/61€35k€139k▲
Other operating charges640/8€118-
Gross operating margin9900-€-4k
Operating profit (loss)9901€-118€-4k▼
Financial income75/76B€7k-
Recurring financial income75€7k-
Financial charges65/66B€74€75▲
Recurring financial charges65€74€75▲
Profit (loss) for the period before taxes9903€7k€-4k▼
Profit (loss) for the period9904€7k€-4k▼
Profit (loss) for the period to be appropriated9905€7k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-42k€-47k▼
Profit (loss) brought forward from the previous period14P€-49k€-42k▲
Shareholders' contribution to the loss794€20k-
Profit to be distributed694/7€20k-
Directors or managers695€20k-
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 26 days late
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 181 days late
2025
31-12
Financial
Weakest financial yearnet €-4k ▼165%
Net result drops to €-4k, the lowest in the series.
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Highest result since 2018net €23k ▲27.6%
Operating result €19k, net result €23k, both a record.
27-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 27 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 54 days late
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rogierlaan 3071030 SchaarbeekGround area
1,413 m²
Building footprint
399 m²
Volume, LiDAR
4,404 m³
2 parcels, Brussels, Flanders · tallest building 17.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Lepelstraat 19, 1730 Asse
since 19912.051.248.310
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23002K0404/00R000 | Flanders | 1,022 m² | 1 · 177 m² | 10.7 m · 2 fl. |
| 21904B0466/00H004 | Brussels | 391 m² | 1 · 222 m² | 17.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
bubblenet
BE 0656.883.604
Ottignies-Louvain-la-Neuve · Eq €51k
Dries Brys
BE 1013.517.564
Brasschaat · Eq €51k
ORCHID CONSULTING
BE 0784.516.204
Sint-Pieters-Woluwe · Eq €51k
DOKTO
BE 0785.684.063
Peer · Eq €51k
SSPRA CONSULTANCY SERVICES
BE 0697.998.637
Wavre · Eq €51k
Of 30,000 companies in sector 62200 we hold annual accounts for 18,392. 15,299 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-12-1990
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72220
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.