Active BE 1008.826.229Private limited company

KJF PROJECTS

Luxemburgstraat 20 ·9140 Temse, Belgium· 2 yrs active

Sector: Bouwrijp maken van terreinen (43120)

Conclusion Checked

The computed 12-month bankruptcy probability of KJF PROJECTS is 2.4% (moderate). The 2025 annual accounts show equity of €8k and a net result of €7k. Its solvency ranks better than 9% of 2873 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Key figures

Equity	€8k
Net result	€7k
Staff (FTE)	0.9
Better than sector	9%

Snowflake analysis 4 of 5 axes measured · computed by Checked

62 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 68

Profitability 100

Solvency 13

Growth -

Stability 67

Bankruptcy probability (12 mo) Checked model v1 · free

2.4% Moderate

0%0,5%1,5%4%10%≥25%

Young company +Higher-failure-rate sector +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Young company

Founded in 2024, under 3 years, statistically higher risk.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags 0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2025 · computed

68 / 100 Healthy

050100

Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview1 NBB filings

Annual accounts filed on 22-07-2026 with the NBB · fiscal year 2025 · micro

Sector comparison

Fiscal year 2025 · NACE 43, Specialised construction · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	2.5%	43.4%	better than 9% of 2873 sector peers
Net result	€7k	€13k	better than 36% of 2872 sector peers
Equity	€8k	€44k	better than 15% of 2873 sector peers
Gross operating margin	€120k	€39k	better than 83% of 2870 sector peers
Staff costs	€52k	€30k	higher than 62% of 929 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	-
EBITDA	€61k
Net profit	€7k
Cash flow	€43k
Staff costs	€52k
Income taxes	€2k
Dividends	-
Total assets	€304k
Equity	€8k
Debt	€296k
of which ≤ 1y	€222k
of which > 1y	€74k
Working capital	€4k
Employees (FTE)	0.9

Ratios (computed)

	2025
Current ratio	1.02
Quick ratio	1.02
Working capital ratio	1.2%
Solvency	2.5%
Debt / equity	38.32
Long-term debt ratio	9.56
Interest coverage	3.80
Gross margin	-
Net margin	-
ROA	2.2%
ROE	87.1%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €78k · 25.7% Current assets €226k · 74.3%

Equity & liabilities

Equity €8k · 2.5% Debt €296k · 97.5%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€304k
Fixed assets	21/28	€78k
Intangible fixed assets	21	€4k
Tangible fixed assets	22/27	€65k
Financial fixed assets	28	€9k
Current assets	29/58	€226k
Amounts receivable within one year	40/41	€186k
Cash & bank	54/58	€35k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€304k
Equity	10/15	€8k
Contributions / capital	10/11	€1k
Accumulated profits (losses)	14	€7k
Amounts payable	17/49	€296k
Amounts payable after one year	17	€74k
Amounts payable within one year	42/48	€222k
Trade debts payable within one year	44	€87k
Income statement
Gross operating margin	9900	€120k
Operating result	9901	€25k
Financial income	75	€58
Financial charges	65	€16k
Result before taxes	9903	€9k
Income taxes	67/77	€2k
Net result for the period	9904	€7k
Result to be appropriated	9905	€7k

Ratios computed by Checked.

Directors & mandates 3 directors

Current directors & mandates

Michiel Consulting Company BVLegal entity
Director· perm. rep.: Michiel Patteet
State Gazette act 24106645 (15-07-2024)

Current
15-07-2024 → present
2 events
- 26-05-2025 Resigned· Director
- 15-07-2024 Appointed· Director

Former directors (2)

Kevin Thiron
Director
State Gazette act 24085976 (06-06-2024)

Former
06-06-2024 → 26-05-2025
2 events
- 26-05-2025 Resigned· Director
- 06-06-2024 Appointed· Director
Pieter Pauwels
Director
State Gazette act 24085976 (06-06-2024)

Former
- → 06-06-2024

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	Bouwrijp maken van terreinen(43120)
Legal form	Private limited company(610)
Incorporation	26-04-2024
Status	Active
Postal code	9140

Establishment units 1 location

Tellus

Luxemburgstraat 20, 9140 TemseSlopen van gebouwen en andere bouwwerken

since 20242.359.186.191

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
46025B0179/09E000	Flanders	7,219 m²	1 · 1,412 m²	16.4 m · 4 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

22-07-2026

NBB filing Annual accounts filed

fiscal year 2025 · micro

2025

26-05-2025

State Gazette act Director changes

2024

15-07-2024

State Gazette act Director changes

06-06-2024

State Gazette act Registered-office change

Belgisch Staatsblad, acts 3 acts

Address history · 1

06-06-2024

Registered-office move

All acts · 3 updated 1 year ago

2025

26-05-2025 2 resigning Director changes

Kevin Thiron, Bestuurder
Michiel Patteet, Bestuurder

Original publication ↗

Technical details

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  "corrected_publication_numac": null
}

2024

15-07-2024 Michiel Patteet appointed as director Director changes

Michiel Patteet, Bestuurder

Original publication ↗

Technical details

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      "decharge_status": "granted",
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  "notary": {
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    "office_city": "Gent",
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    "legal_form": "BV"
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}

06-06-2024 Registered office moved from Assenede to Sint-Niklaas Registered-office change

Boekhoutedorp 9-9961 Assenede Boekhoute → Spoorweglaan 39 bus 3.9100 Sint-Niklaas

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank

Activities

Bouwrijp maken van terreinen43120Bouwrijp maken van terreinen43120Baggerwerken42911Baggerwerken42911Slopen43110Slopen43110Installatie van isolatie43230Isolatiewerkzaamheden43291Goederenvervoer over de weg49410

Primary activity highlighted.

Names & trade names

Legal nameNL

KJF PROJECTS

Registered office

Luxemburgstraat 20

9140 Temse, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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