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KIWI78

Active Private limited companyfounded 2018active for 8 yearsLindenlaan 63C, 9120 Beveren-Kruibeke-ZwijndrechtKBO/BCE: BE 0688.940.223

Lifetime

8 annual accounts with figures on one time axis
peak €107,773 (2025)
€107,773▲ 240%
lowest -€2,879 (2023)
€76,502▲ 428%
peak €38,740 (2025)
€38,740▲ 217%
€18,505▼ 43.7%
Board1 name since 2022
Documentsfilings and deeds
02-06-202659 days before the deadline
2025micro format
Gross margin from €31,737 to €107,773Result from €14,500 to €76,502Dividend €50,000Equity from €12,238 to €38,740Debts from €32,856 to €18,505Investments €3,584

Key points

from the 2025 annual accounts

Equity

€38,740 ▲ 217%
12,2382024+76,502Profit-50,000Dividend38,7402025

KIWI78 paid out €50,000 in dividends. That is 65% of the 2025 profit.

Result

€76,502 ▲ 428%
€14,5002024€76,5002025

The result rose in 2025 from €14,500 to €76,502.

Investments

€3,584 2.7 × depreciation
2021202220232025

Green is investment, beige is depreciation.

Liquidity

2.84 was 1.30 in 2024

Short-term debts fell from €32,856 to €18,505.

Filings

8 annual accounts since 2018
AprilJune31 JulyOctober20202025

The last five annual accounts were filed 55 to 59 days before the end of the period.

Position in the sector

€76,502

Higher net result than 86% of companies in computer programming and consultancy. Sector median €28,569 · 21,199 companies.

Checked score

97
Excellent
Financially stronger than 77% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 25,930 companies (NACE 62, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025highest value 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: < 0.1%▼ -0.1 percentage points vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

93+41equity 67.7% of total assets
86+25short-term debt 32.3% · cash 85.5%
100+8return on assets 133.6%

Score breakdown

lowers risk
Liquidity: current ratio 2.84, cash €48,967
Sector: Computer programming, consultancy and related activities (NACE 62)
Equity €38,740 (67.7% of total assets)
Size: total assets €57,245
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 60% of them on solvency, 71% on liquidity, 82% on profitability and 95% on growth.

The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 26,972 companies had the same profile as KIWI78 has now. Each dot stands for 68 companies, two years later.

94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of KIWI78 itself is lower: < 0.1% within 12 months. It rests on far more data about KIWI78 than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 26,972 companies, not a prediction for KIWI78. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €3,500 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 2.84 (1.3 in 2024), above the usual 1.5. Short-term debt is 32.3% and cash 85.5% of total assets. 32.3% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

6 signals, none raises the risk
Six signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 2.84, cash €48,967
NBB · annual accounts
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Equity €38,740 (67.7% of total assets)
NBB · annual accounts
lowers risk · Size: total assets €57,245
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €38,740
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
59 days early
2024
59 days early
2023
58 days early
2022
55 days early
2021
59 days early
2020
38 days early
2019
58 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 55 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0688940223
Appointment: VAN HOUTS Wim Etienne Didier (director) “Het onderzoek,de ontwikkeling,het programmeren en de productie van computer software voor…” (deed in Dutch) · General meeting of 24-10-2022 · Gazette deed
Incorporation published on 30-01-2018 · Gazette deed
First establishment Lindenlaan 63C, Beveren-Kruibeke-Zwijndrecht
All 16 events

Comparable companies

same main activity, similar in size and age
Company
KIWI78 Beveren-Kruibeke-Zwijndrecht €57,245 €107,773 67.7% -
AUTOMOTIVE INFORMATION TECHNOLOGY Ath €57,116 €107,526 -3.8% -
MIROELIA Antwerp €64,338 €95,819 29.6% -
BlueprintIT Wortegem-Petegem €71,210 €103,336 26.0% -
ProcessUp Sint-Martens-Latem €64,153 €84,807 32.4% -
MONTMARTRE RONSE Ronse €46,920 €87,828 -51.5% -
Annotise Lille €66,443 €97,812 54.2% 1.2

These companies have the same main activity as KIWI78: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €46,900 and €71,200, founded between 2016 and 2019.

Official details

Source: KBO
Status
Active since 26-01-2018Normal situation
Activity
Computer consultancy and computer facilities managementNACE 62200and 4 others
Establishment unit
2.272.237.4709120 Beveren-Kruibeke-Zwijndrecht, since 26-01-2018
Financial year end
31 December
Peppol
Reachable since 17-11-2025
Company details

Annual accounts 2025

≈ €170,000estimated
€57,245▲ 26.9%
≈ 0.2 FTEestimated
Filing
Filed on 02-06-2026, 59 days before the end of the filing period
Financials

Insights on KIWI78

KIWI78 files the micro format. That format states no turnover. The gross margin rose from €26,479 in 2018 to €107,773 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about KIWI78

What is the company number of KIWI78?
The company number of KIWI78 is 0688.940.223. The VAT number is the same number with BE in front: BE 0688.940.223.
Where is KIWI78 based?
The registered office is at Lindenlaan 63C, 9120 Beveren-Kruibeke-Zwijndrecht.Company details
What does KIWI78 do?
According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
What is the legal form of KIWI78?
KIWI78 is a private limited company (BV).
When was KIWI78 founded?
KIWI78 was founded on 26-01-2018.
Is KIWI78 still active?
Yes, KIWI78 is an active enterprise in the KBO register.
What is the turnover of KIWI78?
The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €107,773 and 42 comparable companies (NACE 62200). It probably lies between €150,000 and €210,000. In financial year 2024 turnover was €148,332.Financials
Is KIWI78 profitable?
In financial year 2025, KIWI78 made a profit of €76,502.
Where can I find the annual accounts of KIWI78?
KIWI78 filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of KIWI78 due?
KIWI78 must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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