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KIP PSE

Active
Private limited companyfounded 2023active for 3 yearsRue du Chenoit(CO) 56, 6180 Courcelles, BelgiumKBO/BCE: BE 0799.370.763
Summary

The computed 12-month bankruptcy probability of KIP PSE is 2.0% (moderate). The annual accounts of KIP PSE for financial year 2025 show a net loss of 53% of the equity at the start of that year. The 2025 annual accounts show equity of €10,588 and a net result of -€12,009. Equity remains stable across the filed financial years (±2% per year). Its solvency ranks better than 24% of 21,983 sector peers (NACE 47, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Retail sale of fruit and vegetables
NACE 47210
1 site
Size
€284,754total assets 2025
Equity
€10,588
Loss
-€12,009
Turnover not published (micro format)
Financial health
53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.0%
Structure
Accounts filed 26 days late0 of 1 deed read
Why 53raises riskFounded in 2023Sector: Retail trade (NACE 47)Equity €10,588 (3.7% of total assets)lowers riskSize: total assets €284,754Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 31% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Weak
Solvency 29-3
equity 3.7% of total assets
Liquidity 56=
short-term debt 20.3% · cash 10.2%
Profitability 42-23
return on assets -4.2%
Bankruptcy probability, 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,191 companies, NACE 47, micro)
Last 24 months 11-2024: 1.3% 12-2024: 1.3%● unchanged vs 11-2024 01-2025: 1.3%● unchanged vs 12-2024 02-2025: 1.3%● unchanged vs 01-2025 03-2025: 1.3%● unchanged vs 02-2025 04-2025: 1.4%▲ +0.1 percentage points vs 03-2025 05-2025: 1.4%● unchanged vs 04-2025 06-2025: 1.4%● unchanged vs 05-2025 07-2025: 1.5%▲ +0.1 percentage points vs 06-2025 08-2025: 1.8%▲ +0.3 percentage points vs 07-2025 09-2025: 1.4%▼ -0.4 percentage points vs 08-2025 10-2025: 1.4%● unchanged vs 09-2025 11-2025: 1.4%● unchanged vs 10-2025 12-2025: 1.2%▼ -0.2 percentage points vs 11-2025 01-2026: 1.2%● unchanged vs 12-2025lowest value 02-2026: 1.2%● unchanged vs 01-2026lowest value 03-2026: 1.2%● unchanged vs 02-2026lowest value 04-2026: 1.3%▲ +0.1 percentage points vs 03-2026 05-2026: 1.3%● unchanged vs 04-2026 06-2026: 1.3%● unchanged vs 05-2026 07-2026: 1.3%● unchanged vs 06-2026 08-2026: 1.8%▲ +0.5 percentage points vs 07-2026 09-2026: 2.0%▲ +0.2 percentage points vs 08-2026highest value 10-2026: 2.0%● unchanged vs 09-2026highest value
Credit of up to €500 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 1.78, compared with 3.31 in 2024; short-term debt: 20.3% and cash: 10.2% of total assets), but 96.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 22% on solvency, 62% on liquidity, 32% on profitability and 10% on growth.

The bankruptcy probability was computed on 11-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Founded in 2023
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Equity €10,588 (3.7% of total assets)
NBB · annual accounts
lowers risk · Size: total assets €284,754
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 21983 sector peers (2025).
NBB · sector comparison
Position among 21983 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
26 days late
2024
22 days late
2023
8 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 19 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 August (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
12-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet -€12,009
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Caution: Among the weakest 16% on net resultsector median €5,144 · 21,964 companies -€12,009 View
  • Total assets 20253 financial years filed €284,754 View
  • Active since 2023founded 09-03-2023 3 years View

By topic

Financials

Financial year
2025
Total assets
€284,754
Loss
-€12,009
Solvency
3.7%
Total assets▼ 13.4%
Net result
20232025
Go to Financials

Timeline

Events
5
Since
2024
Next accounts
by 31-07-2027
  1. 31-12-2024Highest result from 2023 to 2025
  2. 08-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of fruit and vegetablesNACE 47210
Founded
09-03-2023
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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